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公开(公告)号：US12190309B2
公开(公告)日：2025-01-07
申请号：US18234984
申请日：2023-08-17
Applicant: Apple Inc.
Inventor： Aaron M. Melim , Christine A. Franco , Glen W. Steele , Mischa K. McLachlan , Michael Artemiw , Ashish C. Nagre , David T. Haggerty , Fadi S. Obeid , Katie M. McIndoe , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号：US12131374B2
公开(公告)日：2024-10-29
申请号：US18134496
申请日：2023-04-13
Applicant: Apple Inc.
Inventor： Marcel Van Os , Stacey R. Abrams , Jae Woo Chang , Steven Eastcott , Jarad M. Fisher , Christine Franco , David T. Haggerty , Richard W. Heard , Mischa McLachlan , Aaron Melim , Ashish C. Nagre , Akila Suresh
IPC: G06F3/048 , G06F3/0484 , G06F3/04845 , G06Q20/10 , G06Q20/38 , G06Q20/40 , G06Q40/02 , H04M3/00 , G06F3/04817
CPC classification number: G06Q40/02 , G06F3/0484 , G06F3/04845 , G06Q20/105 , G06Q20/38215 , G06Q20/401 , G06Q20/405 , H04M3/00 , G06F3/04817
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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公开(公告)号：US20240027221A1
公开(公告)日：2024-01-25
申请号：US18200254
申请日：2023-05-22
Applicant: Apple Inc.
Inventor： Shanni A. Weilert , Ryan Studelska , Ren Wang , Ievgeniia Gutenko , Fang Ji , Andrei Makhanov , Aditya Rane , Jarad M. Fisher , Akila Suresh , Ashish C. Nagre , Andrew Williams , Victor Shugaev
CPC classification number: G01C21/3679 , G01C21/32 , G01C21/3484 , G06N20/00 , G01C21/362
Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POls/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.
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公开(公告)号：US20220343318A1
公开(公告)日：2022-10-27
申请号：US17828954
申请日：2022-05-31
Applicant: Apple Inc.
Inventor： Aaron N. Melim , Christine A. Franco , Glen W. Steele , Mischa K. McLachlan , Michael Artemiw , Ashish C. Nagre , David T. Haggerty , Fadi S. Obeid , Katie M. McIndoe , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号：US20210042733A1
公开(公告)日：2021-02-11
申请号：US16944885
申请日：2020-07-31
Applicant: Apple Inc.
Inventor： Akila Suresh , Jarad M. Fisher , David Harbige , Richard Heard , Ashish Nagre
Abstract: The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.
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Patent Agency Ranking
公开(公告)号：US20200300656A1
公开(公告)日：2020-09-24
申请号：US16828929
申请日：2020-03-24
Applicant: Apple Inc.
Inventor： Shanni Weilert , Ryan Studelska , Ren Wang , Ievgeniia Gutenko , Fang Ji , Andrei Makhanov , Aditya Rane , Jarad M. Fisher , Akila Suresh , Ashish C. Nagre , Andrew Williams , Victor Hugaev
Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POIs/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.
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公开(公告)号：US11868461B2
公开(公告)日：2024-01-09
申请号：US17395251
申请日：2021-08-05
Applicant: Apple Inc.
Inventor： Mischa McLachlan , Steven Eastcott , Brian Jett , Katie McIndoe , Thomas John Miller , Ashish Chandrakant Nagre , Rachel Reddy , Marcel Van Os , Vinay Venkatesh , Haya Iris Villanueva Gaviola , Nicole Marie Weaver , Jennifer Bailey , Corey Fugman , Richard Heard , Akila Suresh
IPC: G06F21/44 , G06Q20/22 , G06F9/451 , G06F3/0482
CPC classification number: G06F21/44 , G06F9/451 , G06Q20/2295 , G06F3/0482
Abstract: The present disclosure generally relates to displaying a user interface for sharing an account associated with a first user identity with a second user identity. The user interface includes a first sharing option and a second sharing option. One or more inputs corresponding to a request to share the account are detected. If the one or more inputs include a selection of the first sharing option, a request to invite the second user identity to become a joint owner of the account is transmitted. If the one or more inputs include a selection of the second sharing option, a request to invite the second user identity to become a participant of the account without becoming a joint owner of the account is transmitted.
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公开(公告)号：US20230394464A1
公开(公告)日：2023-12-07
申请号：US18234984
申请日：2023-08-17
Applicant: Apple Inc.
Inventor： Aaron M. Melim , Christine A. Franco , Glen W. Steele , Mischa K. McLachlan , Michael Artemiw , Ashish C. Nagre , David T. Haggerty , Fadi S. Obeid , Katie M. McIndoe , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
CPC classification number: G06Q20/343 , G06Q20/389 , G06Q20/24
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号：US11810100B2
公开(公告)日：2023-11-07
申请号：US17828954
申请日：2022-05-31
Applicant: Apple Inc.
Inventor： Michael Artemiw , Aaron M. Melim , Ashish C. Nagre , Christine A. Franco , David T. Haggerty , Fadi S. Obeid , Glen W. Steele , Katie M. McIndoe , Mischa K. McLachlan , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
CPC classification number: G06Q20/343 , G06Q20/24 , G06Q20/389
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号：US11698269B2
公开(公告)日：2023-07-11
申请号：US16828929
申请日：2020-03-24
Applicant: Apple Inc.
Inventor： Shanni A. Weilert , Ryan Studelska , Ren Wang , Ievgeniia Gutenko , Fang Ji , Andrei Makhanov , Aditya Rane , Jarad M. Fisher , Akila Suresh , Ashish C. Nagre , Andrew Williams , Victor Shugaev
CPC classification number: G01C21/3679 , G01C21/32 , G01C21/3484 , G01C21/362 , G06N20/00
Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POIs/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.
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