公开(公告)号：US11042944B1

公开(公告)日：2021-06-22

申请号：US16449823

申请日：2019-06-24

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J Spader ,  George T Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  G06T7/60

Abstract: An insurance server for generating a quote associated with an object pictured in a three-dimensional (3D) image may be provided. The insurance server may include a processor in communication with a memory. The insurance server may be configured to receive the 3D image including the object from a structural analysis computing device, and analyze the received 3D image. The insurance server may also be configured to determine a value of the object based upon the analysis, and generate a quote associated with the object based upon the determined value of the object. The insurance server may be further configured to transmit the quote for display at the structural analysis computing device for the customer's review and/or approval.

公开(公告)号：US10832333B1

公开(公告)日：2020-11-10

申请号：US15245778

申请日：2016-08-24

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  G06K9/00 ,  H04N13/204

Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.

公开(公告)号：US20240320754A1

公开(公告)日：2024-09-26

申请号：US18733633

申请日：2024-06-04

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, JR. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  G01C11/02 ,  G01C11/06 ,  G06T1/00 ,  G06T7/593 ,  G06T7/60 ,  G06V10/764 ,  G06V10/82 ,  G06V20/13 ,  G06V20/64 ,  H04N13/204

CPC classification number: G06Q40/08 ,  G01C11/025 ,  G01C11/06 ,  G06T1/0007 ,  G06T7/593 ,  G06T7/60 ,  G06V10/764 ,  G06V10/82 ,  G06V20/13 ,  G06V20/64 ,  H04N13/204 ,  G06T2207/10012 ,  G06T2207/10021

Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object-such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.

公开(公告)号：US11682080B1

公开(公告)日：2023-06-20

申请号：US16750741

申请日：2020-01-23

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  G01C11/06 ,  G01C11/02

CPC classification number: G06Q40/08 ,  G01C11/025 ,  G01C11/06

Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.

公开(公告)号：US11508014B1

公开(公告)日：2022-11-22

申请号：US17073072

申请日：2020-10-16

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  H04N13/204 ,  G06V20/13

Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.

公开(公告)号：US11704737B1

公开(公告)日：2023-07-18

申请号：US17073043

申请日：2020-10-16

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  G01C11/06 ,  G01C11/02

CPC classification number: G06Q40/08 ,  G01C11/025 ,  G01C11/06

Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.

公开(公告)号：US20230110262A1

公开(公告)日：2023-04-13

申请号：US18046736

申请日：2022-10-14

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, JR. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  G06T7/60 ,  G06T1/00 ,  G01C11/02 ,  G01C11/06 ,  H04N13/204 ,  G06V20/13 ,  G06T7/593

Abstract: A structural analysis computing device for determining structural characteristics of an object pictured in a three-dimensional (3D) image may be provided. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image of the object, and at least one processor in communication with the memory and the object sensor. The processor may be configured to access the 3D image including the object, automatically determine a first plurality of measurements of the object from the 3D image, and display the 3D image on the user interface. The processor may be further configured to generate a data file including the 3D image and the first plurality of measurements, and store the data file within the memory. The processor may also be configured to transmit the data file to an insurance server computing device for generation of an associated insurance claim form.

公开(公告)号：US11151655B1

公开(公告)日：2021-10-19

申请号：US15245687

申请日：2016-08-24

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/00 ,  G06Q40/08 ,  G06T7/00

Abstract: A structural analysis computing device may generate a proposed insurance claim for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object. The processor may also determine a nature and an extent of damage to a damaged feature of the object, and a cost of repair based upon the nature and extent of the damage—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form including the cost of repair, and display the claim form to a user for their review and/or approval.

公开(公告)号：US20240370936A1

公开(公告)日：2024-11-07

申请号：US18772643

申请日：2024-07-15

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, JR. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  G01C11/02 ,  G01C11/06 ,  G06T1/00 ,  G06T7/593 ,  G06T7/60 ,  G06V10/764 ,  G06V10/82 ,  G06V20/13 ,  G06V20/64 ,  H04N13/204

Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object-such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.

公开(公告)号：US12039611B2

公开(公告)日：2024-07-16

申请号：US18057530

申请日：2022-11-21

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

IPC: G06Q40/08 ,  G01C11/02 ,  G01C11/06 ,  G06T1/00 ,  G06T7/593 ,  G06T7/60 ,  G06V10/764 ,  G06V10/82 ,  G06V20/13 ,  G06V20/64 ,  H04N13/204

CPC classification number: G06Q40/08 ,  G01C11/025 ,  G01C11/06 ,  G06T1/0007 ,  G06T7/593 ,  G06T7/60 ,  G06V10/764 ,  G06V10/82 ,  G06V20/13 ,  G06V20/64 ,  H04N13/204 ,  G06T2207/10012 ,  G06T2207/10021

Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.