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公开(公告)号:US11610259B2
公开(公告)日:2023-03-21
申请号:US17027274
申请日:2020-09-21
Applicant: Apple Inc.
Inventor: Marcel Van Os , Jae Woo Chang , Teofila Connor , Jarad Fisher , Ashish Nagre , Christine A. Franco , Brian D. Jett , David Harbige , Richard W. Heard , Aaron M. Melim , Akila Suresh
IPC: G06Q40/02 , G06Q20/40 , G06Q20/10 , G06Q20/38 , G06F3/04845 , H04M3/00 , G06F3/0484 , G06F3/04817
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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公开(公告)号:US20200302517A1
公开(公告)日:2020-09-24
申请号:US16549862
申请日:2019-08-23
Applicant: Apple Inc.
Inventor: Marcel VAN OS , Michael Artemiw , Alan C. Dye , Jarad M. Fisher , Richard W. Heard , Christine Franco , Pedro Mari , Mischa McLachlan , Aaron Melim , Ashish C. Nagre , Glen W. Steele , Akila Suresh
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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公开(公告)号:US20200302425A1
公开(公告)日:2020-09-24
申请号:US16827202
申请日:2020-03-23
Applicant: Apple Inc.
Inventor: Michael Artemiw , Aaron M. Melim , Ashish C. Nagre , Christine A. Franco , David T. Haggerty , Fadi S. Obeid , Glen W. Steele , Katie M. McIndoe , Mischa K. McLachlan , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号:US12141266B2
公开(公告)日:2024-11-12
申请号:US16921283
申请日:2020-07-06
Applicant: Apple Inc.
Inventor: Benjamin D. Chester , Hubert Greiche , Richard W. Heard , Yousuf H. Vaid , Gianpaolo Fasoli
Abstract: Systems, methods, and computer-readable media for facilitating frictionless credential provisioning on a user computing device are provided. Special “frictionless tokens” (e.g. ownership tokens) may be generated for each existing credential in a user's digital wallet. Such tokens may be stored in a user's AE locker (e.g. iCloud keychain) and synchronized across the user's devices using any suitable security features (e.g. using any suitable secure enclave processor (“SEP”)-based encryption). Such a token, as may be stored in a device's SEP, may be configured only to be read on that physical device. In this manner, the user may no longer need provide further proof of ownership of a credential or be hassled by passing any other challenge, but, instead, the additional security may be achieved using the ownership token, which may use the user's AE or device passcode in association with the user's physical device (and its SEP).
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公开(公告)号:US11769141B2
公开(公告)日:2023-09-26
申请号:US17947929
申请日:2022-09-19
Applicant: Apple Inc.
Inventor: Aaron M. Melim , Christine A. Franco , Glen W. Steele , Mischa K. McLachlan , Michael Artemiw , Ashish C. Nagre , David T. Haggerty , Fadi S. Obeid , Katie M. McIndoe , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
CPC classification number: G06Q20/343 , G06Q20/24 , G06Q20/389
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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公开(公告)号:US20220391873A1
公开(公告)日:2022-12-08
申请号:US17890121
申请日:2022-08-17
Applicant: Apple Inc.
Inventor: Akila Suresh , Muhammad Noman , Richard W. Heard , Katie M. McIndoe
IPC: G06Q20/22 , G06Q20/10 , G06Q20/32 , G06Q20/42 , G06Q20/38 , G06Q20/40 , G06Q30/00 , G06Q20/36 , G06F16/22 , H04L9/40 , G06Q40/02
Abstract: A user device may detect an age associated with a first user account meets or exceeds an age threshold. If so, the user device may present a conversion option to enable conversion of a restricted mobile payment account to a new primary mobile payment account. The user device may then communicate with a payment service to verify an identity of a user of the user device. The user device may then receive a communication indicating successful creation of the new primary mobile payment account.
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公开(公告)号:US20210295280A1
公开(公告)日:2021-09-23
申请号:US17209079
申请日:2021-03-22
Applicant: Apple Inc.
Inventor: Scott D. Blakesley , Akila Suresh , Brian D. Jett , David T. Haggerty , Richard W. Heard
Abstract: Techniques for providing optimized digital information including receiving a request for authorization to access a subset of order information that corresponds to a transaction. A account server can generate a first authorization token based at least in part on the request for authorization. The account server can transmit at least the first authorization token to the application of the user device. The account server can receive a verification request comprising a second authorization token. The account server can verify whether the first authorization token matches the second authorization token. In accordance with a determination that the first authorization token matches the second authorization token, the account server can transmit, to the service provider, a verification response that instructs the service provider to provide the subset of the order information that corresponds to the transaction to the application of the user device.
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公开(公告)号:US11669896B2
公开(公告)日:2023-06-06
申请号:US17557655
申请日:2021-12-21
Applicant: Apple Inc.
Inventor: Marcel Van Os , Jae Woo Chang , Teofila Connor , Alan C. Dye , Jarad M. Fisher , Corey Fugman , Richard W. Heard , Mischa McLachlan , Aaron Melim , Ashish C. Nagre , Glen W. Steele
IPC: G06F3/048 , G06Q40/02 , G06Q20/40 , G06Q20/10 , G06Q20/38 , G06F3/04845 , H04M3/00 , G06F3/0484 , G06F3/04817
CPC classification number: G06Q40/02 , G06F3/0484 , G06F3/04845 , G06Q20/105 , G06Q20/38215 , G06Q20/401 , G06Q20/405 , H04M3/00 , G06F3/04817
Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
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公开(公告)号:US20230095944A1
公开(公告)日:2023-03-30
申请号:US17939627
申请日:2022-09-07
Applicant: Apple Inc.
Inventor: Michael A. Minar , Yiran Kang , Fadi S. Obeid , Rachel Reddy , Rima Kakarla , Anuj Chaudhary , Anish Doshi , Julien Barlerin , Michael Artemiw , Richard W. Heard , Ashish C. Nagre , Thomas J. Miller
IPC: G06F16/332 , G06F16/38 , G06F16/35
Abstract: Enhanced searching at a user interface may be enabled by tagged transaction records. When a search query is received at the user interface, a user device may determine a set of suggested search queries. Selection of one of the suggested search queries causes the user device to provide a set of search results that are associated with each via at least one transaction tag defined by the selected suggested search query
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公开(公告)号:US20230018011A1
公开(公告)日:2023-01-19
申请号:US17947929
申请日:2022-09-19
Applicant: Apple Inc.
Inventor: Aaron M. Melim , Christine A. Franco , Glen W. Steele , Mischa K. McLachlan , Michael Artemiw , Ashish C. Nagre , David T. Haggerty , Fadi S. Obeid , Katie M. McIndoe , Richard W. Heard , Rima Kakarla , Akila Suresh , Jarad M. Fisher
Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
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