- 专利标题: Credit card system and method
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申请号: US12268063申请日: 2008-11-10
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公开(公告)号: US09881298B2公开(公告)日: 2018-01-30
- 发明人: Daniel I. Flitcroft , Graham O'Donnell
- 申请人: Daniel I. Flitcroft , Graham O'Donnell
- 申请人地址: IE Dublin
- 专利权人: ORBIS PATENTS LIMITED
- 当前专利权人: ORBIS PATENTS LIMITED
- 当前专利权人地址: IE Dublin
- 代理机构: Buchanan Ingersoll & Rooney PC
- 优先权: IES980223 19980325; IES980346 19980505; IES980458 19980615
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00 ; G06Q20/34 ; G06Q20/00 ; G06Q20/04 ; G06Q20/10 ; G06Q20/16 ; G06Q20/24 ; G06Q20/28 ; G06Q20/38 ; G06Q20/40 ; G06Q40/02 ; G06Q40/04 ; G07F7/02 ; G07F7/08 ; G07F7/10 ; G07F7/12 ; G07F19/00
摘要:
A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.
公开/授权文献
- US20090070260A1 CREDIT CARD SYSTEM AND METHOD 公开/授权日:2009-03-12
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