A cosmetic composition is provided comprising (A) 0.05-30% by weight of an amphiphatic lipid, (B) 0.05-30% by weight of a nonionic surfactant, (C) 1-50% by weight, based on (b), of an ionic surfactant, and (D) 40-99% by weight of an aqueous medium, wherein said composition is transparent or semi-transparent, and wherein the ratio of (A)/[(B)+(C)] is 0.2-10, which is beautifully transparent or semi-transparent, and in which the amphiphatic lipids are stably microdispersed.