A disc brake for a vehicle, in particular for a commercial vehicle, includes a brake carrier which receives at least two brake pads in respective clamping side and rear side pad slots, with the at least one brake pad on the clamping side being held in its pad slot in a form-fitting manner. The at least one brake pad on the clamping side is provided with at least one pad retaining spring which is supported at least on a brake carrier horn of the pad slot of the brake carrier. The at least one clamping spring exerts a tensile force acting radially outward on the brake pad. A brake pad set for the disc brake is also provided.