The invention relates to an automobile safety and protection system based on a fingerprint lock. The safety and protection system comprises an automobile real-time state collecting device, a wireless communication device, a processor and a server platform; the automobile real-time state collecting device is used for collecting real-time state information of an automobile and sending the real-time state information to the processor; the processor judges whether abnormal conditions occur in the automobile or not according to the real-time state information; and when abnormal conditions occur in the automobile, an alarm instruction is sent to the server platform through the wireless communication device, and alarm information is pushed to a mobile terminal. Through the automobile real-time state information, whether the conditions that abnormal unlocking occurs, the automobile moves in an unlocked state, and collision occurs in the automobile occur in the automobile or not is judged, when the conditions occur, the alarm information is sent to the mobile terminal of an automobile owner in real time through the wireless communication device, and thus the automobile is effectively prevented from being stolen; or when the automobile is scratched or maliciously damaged, prompting is conducted in time, and thus loss is reduced.