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1.发明申请SYSTEMS AND METHODS FOR THE AUTOMATIC ALLOCATION OF BUSINESS AMONG MULTIPLE ENTITIES 审中-公开多个实体自动分配业务的系统和方法公开(公告)号：US20100088221A1
公开(公告)日：2010-04-08
申请号：US12569032
申请日：2009-09-29
CPC分类号： G06Q30/06 , G06Q10/103 , G06Q40/025
摘要： Systems and methods for allocating business among a plurality of entities are provided. In some embodiments, information about the business may be communicated from a client terminal. If the business is capable of being automatically allocated, at least one relevant parameter may be processed to identify a provider with which to allocate the business. In some embodiments of the present invention, motor vehicle dealership financing application allocation techniques are used to determine financing sources, financing eligibility, financing terms, or any combination thereof in connection with the sale or leasing of motor vehicles.
摘要翻译： 提供了在多个实体之间分配业务的系统和方法。 在一些实施例中，可以从客户端传送关于业务的信息。 如果业务能够被自动分配，则可以处理至少一个相关参数以识别用于分配业务的提供商。 在本发明的一些实施例中，汽车经销商融资应用分配技术用于确定与汽车的销售或租赁相关的融资来源，融资资格，融资条件或其任何组合。
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2.发明授权System and methods for electronic signature capture in e-contracting transactions 有权电子签约交易中电子签名的系统和方法公开(公告)号：US08626622B2
公开(公告)日：2014-01-07
申请号：US12041010
申请日：2008-03-03
IPC分类号： G06Q40/00
摘要： A system and method for generating, executing and maintaining electronic contracts in connection with indirect financing transactions involving an acquisition by a customer of an asset offered by a vendor with financing provided by an independent finance source. In one example embodiment, the system includes en e-contracting component configured to generate an electronic contract having one or more signature fields. The contract further includes a contract identifier and one or more signature identifiers embedded therein. The e-contracting component provides the generated electronic contract to one more contracting parties, including the customer, the vendor and the finance sources. The system further includes a holographic signature capture device configured to capture one or more holographic signatures indicating execution of the contract by the contracting parties. The capture device if further configured to transmit the captured signature information to the e-contracting component.
摘要翻译： 一种用于生成，执行和维护与间接融资交易相关的电子合同的系统和方法，涉及由客户收购供应商提供的资产，由独立融资来源提供融资。 在一个示例性实施例中，系统包括被配置为生成具有一个或多个签名字段的电子合同的电子承包组件。 合同还包括合同标识符和嵌入其中的一个或多个签名标识符。 电子订单部分向另外一个缔约方提供生成的电子合同，包括客户，供应商和财务来源。 该系统还包括全息签名捕获装置，其被配置为捕获指示缔约方执行合同的一个或多个全息签名。 捕获装置，如果进一步被配置为将捕获的签名信息传送到电子邮包部件。
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3.发明申请公开(公告)号：US20110087588A1
公开(公告)日：2011-04-14
申请号：US12972146
申请日：2010-12-17
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/3674 , G06Q40/00 , G06Q40/025
摘要： A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
摘要翻译： 将多个信用申请转发给多个潜在贷款人的系统和方法。 用户计算机或信用管理服务器向潜在的贷款人发送询问有关潜在贷款人各自信用申请中使用的相应信息字段的查询。 这些查询还请求与相应信用申请的期望格式和传输方法相关的信息。 有了这些信息，就会产生一个动态的信用申请，其中包括所有潜在贷款人的所有信息领域。 信用申请人将信用信息输入到动态信用申请中。 然后，系统为每个贷款人生成量身定制的信贷申请，并将这些定制的应用程序转发给相应的潜在贷款人。 贷款人处理定制应用程序并向用户提供结果。
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公开(公告)号：US20100088222A1
公开(公告)日：2010-04-08
申请号：US12569049
申请日：2009-09-29
申请人： Michael Jurecki , Richard Seibert , James Crossman
发明人： Michael Jurecki , Richard Seibert , James Crossman
CPC分类号： G06Q40/02 , G06Q10/10 , G06Q20/24 , G06Q20/405 , G06Q40/025
摘要： Systems and methods for communicating a financing application from a retailer to a finance source are provided. In some embodiments, information related to a financing application may be communicated from a retailer. The information may be converted to a suitable file format and automatically transmitted, for example, as a facsimile (or any other suitable file format) over communications paths using a communications network. In some embodiments of the present invention, motor vehicle dealership financing application techniques are used to determine financing eligibility, financing terms, or any combination thereof in connection with the sale or leasing of motor vehicles.
摘要翻译： 提供了从零售商到融资来源的融资申请的系统和方法。 在一些实施例中，可以从零售商传达与融资应用相关的信息。 信息可以被转换成合适的文件格式，并且例如通过使用通信网络的通信路径自动发送为传真（或任何其它合适的文件格式）。 在本发明的一些实施例中，机动车辆经销商融资应用技术被用于确定融资资格，融资条款或其与机动车辆的销售或租赁有关的任何组合。
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5.发明授权Method and system for communicating and exchanging data between browser frames 有权用于在浏览器框架之间进行数据交换和交换的方法和系统公开(公告)号：US07979807B2
公开(公告)日：2011-07-12
申请号：US10936203
申请日：2004-09-07
IPC分类号： G06F3/048
CPC分类号： H04L67/1095 , G06F9/451 , G06F2209/544 , G06F2209/545 , H04L67/02 , H04L67/20
摘要： Browser frames residing on different domain servers may exchange information indirectly without compromising security that ordinary restricts frame to frame communication. The first browser frame causes the browser to generate a notification of a change of state of the browser frame. The browser sends the notification, together with data values from the content of the first browser frame, to a domain server that hosts the second frame. The server software running on the domain server receives and interprets the notification and data values, and updates the content of the second frame according to the interpretation. The domain server then sends the updated content back to the browser that issued the notification. The browser displays the updated content in the area allocated to the second frame.
摘要翻译： 驻留在不同域服务器上的浏览器帧可以间接地交换信息，而不会影响普通限制帧到帧通信的安全性。 第一浏览器框架使得浏览器生成关于浏览器框架的状态改变的通知。 浏览器将通知与来自第一浏览器框架的内容的数据值一起发送到托管第二帧的域服务器。 在域服务器上运行的服务器软件接收和解释通知和数据值，并根据解释更新第二帧的内容。 然后，域服务器将更新的内容发送回发出通知的浏览器。 浏览器在分配给第二帧的区域中显示更新的内容。
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6.发明授权公开(公告)号：US07882024B2
公开(公告)日：2011-02-01
申请号：US10948068
申请日：2004-09-23
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/3674 , G06Q40/00 , G06Q40/025
摘要： A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
摘要翻译： 将多个信用申请转发给多个潜在贷款人的系统和方法。 用户计算机或信用管理服务器向潜在的贷款人发送询问有关潜在贷款人各自信用申请中使用的相应信息字段的查询。 这些查询还请求与相应信用申请的期望格式和传输方法相关的信息。 有了这些信息，就会产生一个动态的信用申请，其中包括所有潜在贷款人的所有信息领域。 信用申请人将信用信息输入到动态信用申请中。 然后，系统为每个贷款人生成量身定制的信贷申请，并将这些定制的应用程序转发给相应的潜在贷款人。 贷款人处理定制应用程序并向用户提供结果。
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公开(公告)号：US07996305B2
公开(公告)日：2011-08-09
申请号：US12972146
申请日：2010-12-17
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/3674 , G06Q40/00 , G06Q40/025
摘要： A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to potential lenders inquiring about the respective information fields used in the potential lenders' respective credit applications. The queries also request information relating to the desired format and transmission method of the respective credit applications. With this information, a dynamic credit application is generated which includes all of information fields from all potential lenders. A credit applicant enters credit information into the dynamic credit application. The system then generates tailored credit applications for each lender and forwards these tailored applications to the respective potential lenders. The lenders process the tailored applications and provide results to the user.
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8.发明申请Method and system for communicating and exchanging data between browser frames 有权用于在浏览器框架之间进行数据交换和交换的方法和系统公开(公告)号：US20060053224A1
公开(公告)日：2006-03-09
申请号：US10936203
申请日：2004-09-07
申请人： Taruvai Subramaniam
发明人： Taruvai Subramaniam
IPC分类号： G06F15/16 , G06F15/173
CPC分类号： H04L67/1095 , G06F9/451 , G06F2209/544 , G06F2209/545 , H04L67/02 , H04L67/20
摘要： Browser frames residing on different domain servers may exchange information indirectly without compromising security that ordinary restricts frame to frame communication. The first browser frame causes the browser to generate a notification of a change of state of the browser frame. The browser sends the notification, together with data values from the content of the first browser frame, to a domain server that hosts the second frame. The server software running on the domain server receives and interprets the notification and data values, and updates the content of the second frame according to the interpretation. The domain server then sends the updated content back to the browser that issued the notification. The browser displays the updated content in the area allocated to the second frame.
摘要翻译： 驻留在不同域服务器上的浏览器帧可以间接地交换信息，而不会影响普通限制帧到帧通信的安全性。 第一浏览器框架使得浏览器生成关于浏览器框架的状态改变的通知。 浏览器将通知与来自第一浏览器框架的内容的数据值一起发送到托管第二帧的域服务器。 在域服务器上运行的服务器软件接收和解释通知和数据值，并根据解释更新第二帧的内容。 然后，域服务器将更新的内容发送回发布通知的浏览器。 浏览器在分配给第二帧的区域中显示更新的内容。
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