-
公开(公告)号：US12106322B1
公开(公告)日：2024-10-01
申请号：US18092391
申请日：2023-01-02
IPC分类号： G06Q30/02 , G06Q20/10 , G06Q20/22 , G06Q20/32 , G06Q30/0207 , G06Q30/0238 , H04W4/02
CPC分类号： G06Q30/0215 , G06Q20/10 , G06Q20/227 , G06Q20/3221 , G06Q20/3224 , G06Q30/0238 , H04W4/023
摘要： A computer-implemented method for providing a recommended payment account includes receiving location information from a mobile device of a user having one or more payment accounts provided by a financial institution computer system, and determining a location of the user relative to a merchant based on the location information. The method also includes, based on the location of the user relative to the merchant, determining that a payment account recommendation should be sent to the user, including a recommended payment account for use in a payment transaction with the merchant and an incentive offer for using the recommended payment account in the payment transaction, determining the recommended payment account based on an expected financial impact to the user, generating the incentive offer, and sending the incentive offer and the recommended payment account to the mobile device of the user.
-
公开(公告)号：US11544730B1
公开(公告)日：2023-01-03
申请号：US17563799
申请日：2021-12-28
摘要： A computer-implemented method for providing a recommended payment account includes receiving location information from a mobile device of a user having one or more payment accounts provided by a financial institution computer system, and determining a location of the user relative to a merchant based on the location information. The method also includes, based on the location of the user relative to the merchant, determining that a payment account recommendation should be sent to the user, including a recommended payment account for use in a payment transaction with the merchant and an incentive offer for using the recommended payment account in the payment transaction, determining the recommended payment account based on an expected financial impact to the user, generating the incentive offer, and sending the incentive offer and the recommended payment account to the mobile device of the user.
-
公开(公告)号：US10699289B1
公开(公告)日：2020-06-30
申请号：US14732336
申请日：2015-06-05
摘要： A computer-implemented method for providing a recommended payment account includes receiving location information from a mobile device of a user having one or more payment accounts provided by a financial institution computer system, and determining a location of the user relative to a merchant based on the location information. The method also includes, based on the location of the user relative to the merchant, determining that a payment account recommendation should be sent to the user, including a recommended payment account for use in a payment transaction with the merchant and an incentive offer for using the recommended payment account in the payment transaction, determining the recommended payment account based on an expected financial impact to the user, generating the incentive offer, and sending the incentive offer and the recommended payment account to the mobile device of the user.
-
公开(公告)号：US11227301B1
公开(公告)日：2022-01-18
申请号：US16886152
申请日：2020-05-28
摘要： A computer-implemented method for providing a recommended payment account includes receiving location information from a mobile device of a user having one or more payment accounts provided by a financial institution computer system, and determining a location of the user relative to a merchant based on the location information. The method also includes, based on the location of the user relative to the merchant, determining that a payment account recommendation should be sent to the user, including a recommended payment account for use in a payment transaction with the merchant and an incentive offer for using the recommended payment account in the payment transaction, determining the recommended payment account based on an expected financial impact to the user, generating the incentive offer, and sending the incentive offer and the recommended payment account to the mobile device of the user.
-
-
-
搜索结果
4 条记录 (耗时 0.015 秒)
