公开(公告)号：US20240370586A1

公开(公告)日：2024-11-07

申请号：US18773210

申请日：2024-07-15

Applicant: Wells Fargo Bank, N.A.

Inventor： Lila Fakhraie ,  Brian M. Pearce ,  Steven Pulido ,  Benjamin Soccorsy ,  James Stahley ,  Mojdeh Tomsich

IPC: G06F21/62 ,  G06F16/215 ,  H04L9/40

Abstract: Systems, methods, and apparatuses for providing a central location to manage permissions provided to third-parties and devices to access and use user data and to manage accounts at multiple entities. A central portal may allow a user to manage all access to account data and personal information as well as usability and functionality of accounts. The user need not log into multiple third-party systems or customer devices to manage previously provided access to the information, provision new access to the information, and to manage financial or other accounts. A user is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. The user is able to impose restrictions on how user data is used by devices, applications, and third-party systems, and control such features as recurring payments and use of rewards, via a central portal.

公开(公告)号：US12050713B1

公开(公告)日：2024-07-30

申请号：US17478108

申请日：2021-09-17

Applicant: WELLS FARGO BANK, N.A.

Inventor： Lila Fakhraie ,  Brian M. Pearce ,  Steven Pulido ,  Benjamin Soccorsy ,  James Stahley ,  Mojdeh Tomsich

IPC: H04L29/06 ,  G06F16/215 ,  G06F21/62 ,  H04L9/40

CPC classification number: G06F21/6245 ,  H04L63/10 ,  G06F16/215 ,  G06F21/6263

Abstract: Systems, methods, and apparatuses for providing a central location to manage permissions provided to third-parties and devices to access and use user data and to manage accounts at multiple entities. A central portal may allow a user to manage all access to account data and personal information as well as usability and functionality of accounts. The user need not log into multiple third-party systems or customer devices to manage previously provided access to the information, provision new access to the information, and to manage financial or other accounts. A user is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. The user is able to impose restrictions on how user data is used by devices, applications, and third-party systems, and control such features as recurring payments and use of rewards, via a central portal.

公开(公告)号：US12039077B1

公开(公告)日：2024-07-16

申请号：US17563785

申请日：2021-12-28

Applicant: WELLS FARGO BANK, N.A.

Inventor： Lila Fakhraie ,  Brian M. Pearce ,  Steven Pulido ,  Benjamin Soccorsy ,  James Stahley ,  Mojdeh Tomsich

IPC: H04L29/06 ,  G06F16/215 ,  G06F21/62 ,  H04L9/40

CPC classification number: G06F21/6245 ,  H04L63/10 ,  G06F16/215 ,  G06F21/6263

Abstract: Systems, methods, and apparatuses for providing a central location to manage permissions provided to third-parties and devices to access and use user data and to manage accounts at multiple entities. A central portal may allow a user to manage all access to account data and personal information as well as usability and functionality of accounts. The user need not log into multiple third-party systems or customer devices to manage previously provided access to the information, provision new access to the information, and to manage financial or other accounts. A user is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. The user is able to impose restrictions on how user data is used by devices, applications, and third-party systems, and control such features as recurring payments and use of rewards, via a central portal.

公开(公告)号：US11899815B1

公开(公告)日：2024-02-13

申请号：US16209708

申请日：2018-12-04

Applicant: Wells Fargo Bank, N.A.

Inventor： Lila Fakhraie ,  Brian M. Pearce ,  Steven Pulido ,  Benjamin Soccorsy ,  James Stahley ,  Mojdeh Tomsich

IPC: G06F21/62 ,  G06Q40/02 ,  H04L9/40 ,  G06F3/0484 ,  G06F3/04817 ,  G06F3/0482

CPC classification number: G06F21/6245 ,  G06Q40/02 ,  H04L63/102 ,  G06F3/0482 ,  G06F3/0484 ,  G06F3/04817 ,  G06F21/6263

Abstract: Systems, methods, and apparatuses for providing a customer a central location to manage permissions provided to third-parties and devices to access and use customer information maintained by a financial institution are described. The central location serves as a central portal where a customer of the financial institution can manage all access to account information and personal information stored at the financial institution. Accordingly, the customer does not need to log into each individual third-party system or customer device to manage previously provided access to the customer information or to provision new access to the customer information. A user additionally is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal.

公开(公告)号：US11836699B1

公开(公告)日：2023-12-05

申请号：US16802362

申请日：2020-02-26

Applicant: Wells Fargo Bank, N.A.

Inventor： Shailesh Hedaoo ,  Benjamin Soccorsy ,  Manish Adeshara ,  Ashish G. Khapre ,  Chintan Mehta ,  Manoj Thorat ,  Ajith Thoutu ,  Priyank Tiwari

IPC: G06Q20/32

CPC classification number: G06Q20/3221 ,  G06Q20/3223

Abstract: A system including a network interface circuit and a processing circuit. The processing circuit includes one or more processors coupled to non-transitory memory. The processing circuit is configured to receive a request for account information. The account information relates to an account of a user. The processing circuit is further configured to perform asynchronous data gathering to retrieve the account information based on the request. The processing circuit is further configured to provide the account information to an active cache of a user device. The account information is stored in the active cache of the user device for later retrieval.

公开(公告)号：US11756114B1

公开(公告)日：2023-09-12

申请号：US17370861

申请日：2021-07-08

Applicant: Wells Fargo Bank, N.A.

Inventor： Brian M. Pearce ,  Steven Pulido ,  Benjamin Soccorsy ,  Mojdeh Tomsich

IPC: G06Q40/02 ,  G06F21/62 ,  H04L9/40

CPC classification number: G06Q40/02 ,  G06F21/6245 ,  H04L63/102

Abstract: Systems, methods, and apparatuses for providing a customer a central location to manage permissions provided to third-parties and devices to access and use customer information maintained by a financial institution are described. The central location serves as a central portal where a customer of the financial institution can manage all access to account information and personal information stored at the financial institution. Accordingly, the customer does not need to log into each individual third-party system or customer device to manage previously provided access to the customer information or to provision new access to the customer information.

公开(公告)号：US11429742B1

公开(公告)日：2022-08-30

申请号：US16211391

申请日：2018-12-06

Applicant: Wells Fargo Bank, N.A.

Inventor： Lila Fakhraie ,  Brian M. Pearce ,  Steven Pulido ,  Benjamin Soccorsy ,  James Stahley ,  Mojdeh Tomsich

IPC: G06F21/62 ,  H04L9/40 ,  G06F16/215

Abstract: Systems, methods, and apparatuses for providing a customer a central location to manage permissions provided to third-parties and devices to access and use customer information maintained by a financial institution are described. The central location serves as a central portal where a customer of the financial institution can manage all access to account information and personal information stored at the financial institution. Accordingly, the customer does not need to log into each individual third-party system or customer device to manage previously provided access to the customer information or to provision new access to the customer information. A user additionally is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. Restrictions on how user data is used by devices, applications, and third-party systems can be imposed via a central portal.

公开(公告)号：USD936696S1

公开(公告)日：2021-11-23

申请号：US29717939

申请日：2019-12-19

Applicant: Wells Fargo Bank, N.A.

Designer： Benjamin Soccorsy ,  Sudipta N. Kitsis

公开(公告)号：US11079919B1

公开(公告)日：2021-08-03

申请号：US16407739

申请日：2019-05-09

Applicant: Wells Fargo Bank, N.A.

Inventor： Benjamin Soccorsy

IPC: G06F3/0484 ,  G06F3/0488 ,  G06F3/0482 ,  G06Q20/04 ,  G06Q20/32 ,  G06Q20/10

Abstract: A user device includes a touchscreen and an application circuit. The application circuit is structured to provide, on the touchscreen, a graphical user interface. The graphical user interface includes a transferor account widget that identifies the transferor account and a transferee account widget that identifies a transferee account. The transferor account widget is positioned proximate a first edge of the touchscreen and the transferee account widget is positioned proximate a second edge of the touchscreen. The graphical user interface also includes a slider feature positioned between the transferor account widget and the transferee account widget. The slider feature has an origin and a goal. The application circuit is also structured to detect a slide of a user input member on the touchscreen from the origin to the goal, and, in response, initiate a transfer of funds from the transferor account to the transferee account.

公开(公告)号：US10242402B1

公开(公告)日：2019-03-26

申请号：US14481643

申请日：2014-09-09

Applicant: Wells Fargo Bank, N.A.

Inventor： Benjamin Soccorsy ,  Larry Tewell ,  Susanne Carr

IPC: G06Q40/06 ,  G06Q40/02 ,  H04L29/08

Abstract: A computer-implemented method for initiating online collections that includes determining a current status of an account held by an account holder, determining a real-time financial profile of the account holder using information on the banking institution computer systems and third party information providers and displaying a customized status message based on the account holder's financial profile. The method provides remediation options to the account holder.