公开(公告)号：US11301764B1

公开(公告)日：2022-04-12

申请号：US16899274

申请日：2020-06-11

Applicant: United Services Automobile Association (USAA)

Inventor： Mollie Wendel ,  Robert J. Eckelbarger ,  Stephen Holloway ,  Matthew J. Kosub ,  Lyndsey Nicole Stevens

IPC: G06F3/0482 ,  G06N5/04 ,  H04L67/306 ,  H04L67/50

Abstract: The present disclosure relates to methods and systems for providing personalized digital advice. A digital advisor service applies cross-entity historical interaction (e.g., behavior attributes) to one or more predictive models to identify one or more personalized goals for a user. The digital advisor service provides, via an application programming interface, the identified one or more personalized goals to an entity service, enabling the entity service to present the one or more personalized goals.

公开(公告)号：US11995570B1

公开(公告)日：2024-05-28

申请号：US17658762

申请日：2022-04-11

Applicant: United Services Automobile Association (USAA)

Inventor： Mollie Wendel ,  Robert J. Eckelbarger ,  Stephen Holloway ,  Matthew J. Kosub ,  Lyndsey Nicole Stevens

IPC: G06F3/0482 ,  G06N5/04 ,  H04L67/306 ,  H04L67/50

CPC classification number: G06N5/04 ,  G06F3/0482 ,  H04L67/306 ,  H04L67/535

Abstract: The present disclosure relates to methods and systems for providing personalized digital advice. A digital advisor service applies cross-entity historical interaction (e.g., behavior attributes) to one or more predictive models to identify one or more personalized goals for a user. The digital advisor service provides, via an application programming interface, the identified one or more personalized goals to an entity service, enabling the entity service to present the one or more personalized goals.