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公开(公告)号:US20240171409A1
公开(公告)日:2024-05-23
申请号:US18429825
申请日:2024-02-01
申请人: Truist Bank
发明人: Patricia Kinney , Sumit Deshpande , Matthew Whitley , Gopinath Rajagopal , Michael Anthony Dascola , Satya Acharya , Angela Taylor
CPC分类号: H04L9/3247 , G06F21/32 , G06F21/44 , H04L9/3226 , H04L9/3297 , H04L63/083 , H04L63/0876
摘要: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
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公开(公告)号:US11930122B2
公开(公告)日:2024-03-12
申请号:US18310053
申请日:2023-05-01
申请人: Truist Bank
发明人: Patricia Kinney , Sumit Deshpande , Matthew Whitley , Gopinath Rajagopal , Michael Anthony Dascola , Satya Acharya , Angela Taylor
CPC分类号: H04L9/3247 , G06F21/32 , G06F21/44 , H04L9/3226 , H04L9/3297 , H04L63/083 , H04L63/0876
摘要: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
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公开(公告)号:US20200280451A1
公开(公告)日:2020-09-03
申请号:US16878886
申请日:2020-05-20
申请人: Truist Bank
发明人: Patricia Kinney , Sumit Deshpande , Matthew Whitley , Gopinath Rajagopal , Michael Anthony Dascola , Satya Acharya , Angela Taylor
摘要: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
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公开(公告)号:US20230283483A1
公开(公告)日:2023-09-07
申请号:US18310053
申请日:2023-05-01
申请人: Truist Bank
发明人: Patricia Kinney , Sumit Deshpande , Matthew Whitley , Gopinath Rajagopal , Michael Anthony Dascola , Satya Acharya , Angela Taylor
CPC分类号: H04L9/3247 , G06F21/32 , G06F21/44 , H04L9/3226 , H04L9/3297 , H04L63/083 , H04L63/0876
摘要: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
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公开(公告)号:US11677565B2
公开(公告)日:2023-06-13
申请号:US16878886
申请日:2020-05-20
申请人: Truist Bank
发明人: Patricia Kinney , Sumit Deshpande , Matthew Whitley , Gopinath Rajagopal , Michael Anthony Dascola , Satya Acharya , Angela Taylor
CPC分类号: H04L9/3247 , G06F21/32 , G06F21/44 , H04L9/3226 , H04L9/3297 , H04L63/083 , H04L63/0876
摘要: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
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公开(公告)号:US11636553B2
公开(公告)日:2023-04-25
申请号:US17568179
申请日:2022-01-04
申请人: TRUIST BANK
发明人: Matthew Whitley , Matthew Spriggs , Gopinath Rajagopal , Patricia Kinney , Seneca Meyer , Nixa Espinola
IPC分类号: G06Q40/12 , H04W88/02 , G06Q30/018 , G06Q10/107 , G06F21/64 , H04L51/23 , H04L51/08
摘要: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
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公开(公告)号:US20230206347A1
公开(公告)日:2023-06-29
申请号:US18118180
申请日:2023-03-07
申请人: Truist Bank
发明人: Matthew Whitley , Matthew Spriggs , Gopinath Rajagopal , Patricia Kinney , Seneca Meyer , Nixa Espinola
IPC分类号: G06Q40/12 , H04W88/02 , G06Q30/018 , G06Q10/107 , G06F21/64 , H04L51/23
CPC分类号: G06Q40/12 , G06F21/64 , G06Q10/107 , G06Q30/018 , H04L51/23 , H04W88/02 , H04L51/08
摘要: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
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公开(公告)号:US20220129993A1
公开(公告)日:2022-04-28
申请号:US17568179
申请日:2022-01-04
申请人: TRUIST BANK
发明人: Matthew Whitley , Matthew Spriggs , Gopinath Rajagopal , Patricia Kinney , Seneca Meyer , Nixa Espinola
摘要: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
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