公开(公告)号：US20120084128A1

公开(公告)日：2012-04-05

申请号：US13248832

申请日：2011-09-29

Applicant: Thomas P. MURPHY ,  Steven D. Baker ,  Howard I. Epstein

Inventor： Thomas P. MURPHY ,  Steven D. Baker ,  Howard I. Epstein

IPC: G06Q30/02

CPC classification number: G06Q30/02 ,  G06Q30/0213 ,  G06Q30/0222 ,  G06Q30/0225 ,  G06Q30/0234 ,  G06Q30/0236 ,  G06Q30/0269

Abstract: An online system presents remote users with static incentives, dynamic incentives and the ability to create and submit customizable incentives related to goods or services of interest to the user. By using the incentive delivery system, the user can research goods or services of interest and in an interactive fashion create an incentive package most desirable to the user and submit same to a central location. The systems performs decisioning routines on submitted incentive requests and makes such requests available for review. Ultimately, the submitted requests may be accepted or rejected or a counter-incentive may be issued to the user for consideration.

Abstract translation: 在线系统为远程用户提供静态激励，动态激励，以及创建和提交与用户感兴趣的商品或服务相关的可定制激励的能力。 通过使用激励传递系统，用户可以研究感兴趣的商品或服务，并且以交互方式创建对用户最期望的激励包，并将其提交到中心位置。 系统对提交的激励请求执行决策程序，并使这些请求可供审查。 最终，提交的请求可能被接受或拒绝，或者可以向用户发出反激励以供考虑。

公开(公告)号：US08200532B2

公开(公告)日：2012-06-12

申请号：US12710022

申请日：2010-02-22

Applicant: Thomas P. Murphy ,  Steven D. Baker ,  Howard I. Epstein

Inventor： Thomas P. Murphy ,  Steven D. Baker ,  Howard I. Epstein

IPC: G06Q30/00

CPC classification number: G06Q30/02 ,  G06Q30/0213 ,  G06Q30/0222 ,  G06Q30/0225 ,  G06Q30/0234 ,  G06Q30/0236 ,  G06Q30/0269

Abstract: An online system presents remote users with static incentives, dynamic incentives and the ability to create and submit customizable incentives related to goods or services of interest to the user. By using the incentive delivery system, the user can research goods or services of interest and in an interactive fashion create an incentive package most desirable to the user and submit same to a central location. The systems performs decisioning routines on submitted incentive requests and makes such requests available for review. Ultimately, the submitted requests may be accepted or rejected or a counter-incentive may be issued to the user for consideration. A manufacturer, such as an automobile manufacturer, can offer incentives direct to its consumers and enter into an electronic dialogue with its customers to help drive profits and sales in the most efficient manner. For instance, where certain models of vehicles are in over-supply in a certain geographic region a manufacturer may in real-time tailor its incentive offerings to help account for seasonal or other demand events. Further, the manufacturer can in real-time see the response to its incentives offerings and make appropriate changes to insure the desired result of its marketing efforts is obtained. A graphical user interface enables the remote user to search products or services of interest and to selectively build desired incentives and submit same for acceptance.

Abstract translation: 在线系统为远程用户提供静态激励，动态激励，以及创建和提交与用户感兴趣的商品或服务相关的可定制激励的能力。 通过使用激励传递系统，用户可以研究感兴趣的商品或服务，并且以交互方式创建对用户最期望的激励包，并将其提交到中心位置。 系统对提交的激励请求执行决策程序，并使这些请求可供审查。 最终，提交的请求可能被接受或拒绝，或者可以向用户发出反激励以供考虑。 制造商，如汽车制造商，可以直接向其消费者提供奖励，并与其客户进行电子对话，以最有效的方式推动利润和销售。 例如，某些地区某些车型的供应过剩，制造商可能会实时定制其激励产品，以帮助解决季节性或其他需求事件。 此外，制造商可以实时查看对其激励产品的响应，并进行适当的更改以确保获得其营销努力的期望结果。 图形用户界面使远程用户可以搜索感兴趣的产品或服务，并有选择地创建所需的激励并提交相同的接受。

公开(公告)号：US07668747B2

公开(公告)日：2010-02-23

申请号：US09735446

申请日：2000-12-13

Applicant: Thomas P. Murphy ,  Steven D. Baker ,  Howard I. Epstein

Inventor： Thomas P. Murphy ,  Steven D. Baker ,  Howard I. Epstein

IPC: G06Q30/00

CPC classification number: G06Q30/02 ,  G06Q30/0213 ,  G06Q30/0222 ,  G06Q30/0225 ,  G06Q30/0234 ,  G06Q30/0236 ,  G06Q30/0269

Abstract: An online system presents remote users with static incentives, dynamic incentives and the ability to create and submit customizable incentives related to goods or services of interest to the user. By using the incentive delivery system, the user can research goods or services of interest and in an interactive fashion create an incentive package most desirable to the user and submit same to a central location. The systems performs decisioning routines on submitted incentive requests and makes such requests available for review. Ultimately, the submitted requests may be accepted or rejected or a counter-incentive may be issued to the user for consideration. A manufacturer, such as an automobile manufacturer, can offer incentives direct to its consumers and enter into an electronic dialogue with its customers to help drive profits and sales in the most efficient manner. For instance, where certain models of vehicles are in over-supply in a certain geographic region a manufacturer may in real-time tailor its incentive offerings to help account for seasonal or other demand events. Further, the manufacturer can in real-time see the response to its incentives offerings and make appropriate changes to insure the desired result of its marketing efforts is obtained. A graphical user interface enables the remote user to search products or services of interest and to selectively build desired incentives and submit same for acceptance.

Abstract translation: 在线系统为远程用户提供静态激励，动态激励，以及创建和提交与用户感兴趣的商品或服务相关的可定制激励的能力。 通过使用激励传递系统，用户可以研究感兴趣的商品或服务，并且以交互方式创建对用户最期望的激励包，并将其提交到中心位置。 系统对提交的激励请求执行决策程序，并使这些请求可供审查。 最终，提交的请求可能被接受或拒绝，或者可以向用户发出反激励以供考虑。 制造商，如汽车制造商，可以直接向其消费者提供奖励，并与其客户进行电子对话，以最有效的方式推动利润和销售。 例如，某些地区某些车型的供应过剩，制造商可能会实时定制其激励产品，以帮助解决季节性或其他需求事件。 此外，制造商可以实时查看对其激励产品的响应，并进行适当的更改以确保获得其营销努力的期望结果。 图形用户界面使远程用户可以搜索感兴趣的产品或服务，并有选择地创建所需的激励并提交相同的接受。

公开(公告)号：US06199754B1

公开(公告)日：2001-03-13

申请号：US09177746

申请日：1998-10-23

Applicant: Howard I. Epstein

Inventor： Howard I. Epstein

IPC: G06F1760

CPC classification number: G06Q20/18 ,  G06Q20/1085 ,  G07F19/20 ,  G07F19/205 ,  G07F19/207 ,  G07G3/003

Abstract: A self-service terminal such as an ATM (10) is co-located with a human-form recognition engine such as a camera (22) and appropriate software (23). If there is no user adjacent the ATM (10), the ATM screen 12 is operated as an advertising bill board. If one person or a short queue is present, the ATM (10) provides a full range of services on demand. For a longer queue, the services available are limited, e.g. one transaction per user or only one type of transaction such as cash dispense only. For a bank of ATMs (10A to 10D), different ATMs are arranged to provide different services. Each ATM has a service indicator (19A to 19D) to indicate the service or services available.

Abstract translation: 诸如ATM（10）的自助终端与诸如相机（22）和适当的软件（23）的人形识别引擎共同定位。 如果没有与ATM（10）相邻的用户，则ATM屏幕12作为广告纸板操作。 如果存在一个人或短队列，ATM（10）将按需提供全方位的服务。 对于较长的队列，可用的服务是有限的，例如。 每个用户一次交易或只有一种类型的交易，如现金分配。 对于ATM银行（10A至10D），安排不同的ATM提供不同的服务。 每个ATM都有一个服务指示符（19A到19D）来指示可用的服务或服务。