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公开(公告)号：US20240362353A1
公开(公告)日：2024-10-31
申请号：US18764944
申请日：2024-07-05
CPC分类号： G06F21/6218 , G06Q40/02
摘要： Computing platforms, methods, and storage media for processing a data access request are disclosed. Exemplary implementations may: generate, at the computing platform and based on a received data access request, a revocable 1:1:1 token that authorizes data sharing for a specific combination of third party application-aggregator-institution for a user associated with a communication device; and cause display of a user interface including a list of a plurality of third party applications for which data access is currently granted and for which a revocable 1:1:1 token is stored, the user interface enabling selective revocation of data access from among the listed plurality of third party applications. Exemplary implementations may generate an instruction to delete the stored revocable 1:1:1 token associated with the selected third party application, and may cause display of an access revocation selector, and may generate a selective revocation request associated with the selective revocation of data access.
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公开(公告)号：US20230101530A1
公开(公告)日：2023-03-30
申请号：US17490208
申请日：2021-09-30
摘要： Computing platforms, methods, and storage media for processing a data request are disclosed. Exemplary implementations may: receive a data transfer request including data transfer instructions associated with the data transfer; obtain an aggregator access profile specifying application programming interface (API) access to be granted to a data aggregator with respect to one or more APIs; obtain a user account authorization token specifying access to be granted to the data aggregator with respect to one or more user accounts; determine access permissions associated with the data transfer instructions based on a combination of the aggregator access profile and the user account authorization token; and transmit an access notification based on the determined access permissions, the access notification specifying the combination of the one or more APIs and the one or more user accounts to which the data aggregator is granted access. Application-specific account permissions and data type permissions may be specified.
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公开(公告)号：US20230007009A1
公开(公告)日：2023-01-05
申请号：US17941065
申请日：2022-09-09
IPC分类号： H04L9/40
摘要： A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to authenticate a user via a first authentication channel; receive, via the communications module and from a computing device associated with the user, a signal representing a request to transfer a first quantity of resources; determine that the first quantity of resources is less than a first threshold associated with the first authentication channel; obtain identity data associated with the request to transfer the first quantity of resources; determine, based on the identity data, that a request to transfer a second quantity of resources has been previously initiated by the user via a second authentication channel that is different than the first authentication channel; and determine that the sum of the first quantity of resources and the second quantity of resources is less than the first threshold, and in response to determining that the sum of the first quantity of resources and the second quantity of resources is less than the first threshold, initiate the transfer of the first quantity of resources.
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公开(公告)号：US20230078168A1
公开(公告)日：2023-03-16
申请号：US17476863
申请日：2021-09-16
摘要： A server computer system comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to generate a recommendation to create a data record at least at one third party server; send, via the communications module and to a computing device, a signal causing the computing device to display the recommendation, the recommendation including a selectable option to create the data record at the at least one third party server; receive, via the communications module and from the computing device, a signal indicating selection of the selectable option to create the data record at the at least one third party server; engage, via the communications module, the third party server to initiate creation of the data record; retrieve previously-obtained identity data required to create the data record; and provide, via the communications module and to the at least one third party server, the previously-obtained identity data to create the data record.
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公开(公告)号：US20220021681A1
公开(公告)日：2022-01-20
申请号：US16930421
申请日：2020-07-16
IPC分类号： H04L29/06
摘要： A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to authenticate a user via a first authentication channel; receive, via the communications module and from a computing device associated with the user, a signal representing a request to transfer a first quantity of resources; determine that the first quantity of resources is less than a first threshold associated with the first authentication channel; obtain identity data associated with the request to transfer the first quantity of resources; determine, based on the identity data, that a request to transfer a second quantity of resources has been previously initiated by the user via a second authentication channel that is different than the first authentication channel; and determine that the sum of the first quantity of resources and the second quantity of resources is less than the first threshold, and in response to determining that the sum of the first quantity of resources and the second quantity of resources is less than the first threshold, initiate the transfer of the first quantity of resources.
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