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公开(公告)号：US11972499B2
公开(公告)日：2024-04-30
申请号：US18309387
申请日：2023-04-28
IPC分类号： G06Q50/16 , G06F3/048 , G06Q30/0283 , G06Q40/03 , G06Q40/08
CPC分类号： G06Q50/16 , G06F3/048 , G06Q30/0283 , G06Q40/03 , G06Q40/08
摘要： A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.
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公开(公告)号：US20210326990A1
公开(公告)日：2021-10-21
申请号：US15339527
申请日：2016-10-31
发明人： John H. Weekes , Daryoush Hakimi-Boushehri , Erin Ann Olander , Dana C. Hunt , Christopher N. Kawakita
IPC分类号： G06Q40/08
摘要： A computer-implemented method of providing insurance discounts to risk averse home owners having standby generators. The method may include, with customer permission or affirmative consent, (1) receiving, at an insurance provider remote server, data that is indicative of whether a standby generator is associated with a home; (2) receiving, at the insurance provider remote server, data indicative of an amount of the home to which the standby generator is configured to supply power; and (3) determining data associated with the terms of the residential insurance coverage for the home based upon the data indicative of whether the standby generator is associated with the home and/or the data indicative of the amount of the home to which the standby generator is configured to supply power. The standby generator data may be generated or collected by a smart home controller, and transmitted to the insurance provider via wireless communication, for instance.
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公开(公告)号：US10991050B1
公开(公告)日：2021-04-27
申请号：US15339450
申请日：2016-10-31
发明人： John H. Weekes , Daryoush Hakimi-Boushehri , Erin Ann Olander , Dana C. Hunt , Christopher N. Kawakita
摘要： A computer-implemented method of providing insurance discounts to risk averse home owners having standby generators. The method may include, with customer permission or affirmative consent, (1) receiving, at an insurance provider remote server, data that is indicative of whether a standby generator is associated with a home; (2) receiving, at the insurance provider remote server, data indicative of the current operational condition of the standby generator; and (3) determining, by the insurance provider remote server, data associated with the terms of the residential insurance coverage for the home based upon the data indicative of whether the standby generator is associated with the home and the data indicative of the current operational condition of the standby generator. The standby generator data may be generated or collected by a smart home controller, and transmitted to the insurance provider via wireless communication over one or more radio links or communication channels, for instance.
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4.发明授权公开(公告)号：US11861716B1
公开(公告)日：2024-01-02
申请号：US15624942
申请日：2017-06-16
IPC分类号： G06Q40/08
CPC分类号： G06Q40/08
摘要： Methods and systems for identifying and correcting abnormal electrical activity about a home or other structure are provided. An electricity monitoring device may monitor electrical activity including transmission of electricity via an electrical distribution board to devices about the home. Electrical activity may be correlated with respective electrical devices to build an electrical profile associated with the structure. In response to a claimed damage to the structure or to electric devices therein, some electrical activity may be compared to the electrical profile to determine whether the damage occurred voluntarily or involuntarily.
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公开(公告)号：US20220005134A1
公开(公告)日：2022-01-06
申请号：US17478568
申请日：2021-09-17
摘要： A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.
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公开(公告)号：US20210264525A1
公开(公告)日：2021-08-26
申请号：US15339494
申请日：2016-10-31
发明人： John H. Weekes , Daryoush Hakimi-Boushehri , Erin Ann Olander , Dana C. Hunt , Christopher N. Kawakita
摘要： A computer-implemented method of providing insurance coverage to risk averse home owners having standby generators. The method may include: (1) providing, by an insurance provider remote server, an ability of a vendor that provides a standby generator for a home to make available to the insurance provider data associated with a customer and/or the standby generator; (2) receiving, at the insurance provider remote server from the vendor, with customer permission or affirmative consent, the data associated with the customer and/or the standby generator; and (3) determining, by the insurance provider remote server based upon the data associated with the customer and/or the standby generator, data associated with the insurance coverage and/or data associated with terms of the insurance coverage. The data associated with the customer and/or the standby generator may be received by the insurance provider via wireless communication over one or more radio links or communication channels, for instance.
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公开(公告)号：US11023985B1
公开(公告)日：2021-06-01
申请号：US15815044
申请日：2017-11-16
摘要： A home cost analysis server for executing a customized home search may include a processor programmed to receive user input including a geographic area and a budget, and define a budget constraint. The processor may access an external database storing a list of available homes in the geographic area, and analyze metadata associated with each available home on the list to determine a monthly home cost associated with each available home. The processor may also determine a significant home maintenance cost associated with each available home based upon the metadata and the geographic area, and calculate a total cost associated with each available home. The processor may further isolate a subset of the available homes having the total cost associated therewith that satisfies the budget constraint, and cause to be displayed the subset of available homes along with a graphical indicator that associates the total cost with the budget constraint.
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公开(公告)号：US20240265477A1
公开(公告)日：2024-08-08
申请号：US18635775
申请日：2024-04-15
IPC分类号： G06Q50/16 , G06F3/048 , G06Q30/0283 , G06Q40/03 , G06Q40/08
CPC分类号： G06Q50/16 , G06F3/048 , G06Q30/0283 , G06Q40/03 , G06Q40/08
摘要： A home cost analysis server is configured to train a machine-learning program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the trained machine-learning program, which outputs a feature of the prospective home, access a second database storing historical additional costs, and perform a lookup in the second database to retrieve comparable historical additional costs associated homes having a comparable feature to the output feature. The server is further configured to analyze the metadata associated with the prospective home, the output feature, and the comparable historical additional costs to determine additional home costs associated with the prospective home, and output the additional home costs and an overall monthly cost for the prospective home.
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公开(公告)号：US20230298115A1
公开(公告)日：2023-09-21
申请号：US18309387
申请日：2023-04-28
IPC分类号： G06Q50/16 , G06Q30/0283 , G06F3/048 , G06Q40/08 , G06Q40/03
CPC分类号： G06Q50/16 , G06F3/048 , G06Q30/0283 , G06Q40/03 , G06Q40/08
摘要： A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.
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10.发明申请公开(公告)号：US20230071296A1
公开(公告)日：2023-03-09
申请号：US17987953
申请日：2022-11-16
摘要： Methods and systems for identifying and correcting abnormal electrical activity about a structure are provided. An electricity monitoring device may monitor electrical activity including transmission of electricity via an electrical distribution board to devices about the structure. Electrical activity may be correlated with respective electrical devices to build an electrical profile indicative of the structure's electricity usage. Based on the electrical profile, abnormal electrical activity may be identified and corrective actions may be taken to mitigate or prevent structural damage.
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