Abstract:
An apparatus and a method perform paying for a product using a near field communication device. The method includes: when payment for a particular product is requested by a user, generating a payment request message for requesting payment for the particular product and transmitting the payment request message to a security element server; when a personal identification information request message for requesting personal identification information in response to the payment request message is received, receiving an input of personal identification information from the user; transmitting the input personal identification information to the security element server; and receiving a payment result message representing a result of the payment.