公开(公告)号：US10366370B1

公开(公告)日：2019-07-30

申请号：US14451059

申请日：2014-08-04

申请人： STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

发明人： Todd Binion ,  Andrea Lee Rhoades ,  Steven C. Cielocha ,  Jessica Shull ,  Brian Mark Fields ,  Wayne Louis Cecil ,  Steven Schmidt ,  Ronny S. Bryant ,  Ed Weidmann ,  Gregory Hayward ,  Stacey Gorsuch ,  John Anthony Argenziano ,  Carol Marie Csanda ,  Catherine Sue Schwamberger ,  Courtney Clarke ,  Christina P. Mullen

IPC分类号： G06Q10/00 ,  G07C5/00 ,  G06Q40/08 ,  G06Q30/00

摘要： Methods and systems for retrieving and compiling vehicle information from a variety of sources, and assessing circumstances or events based upon the vehicle information. A central entity, such as an insurance provider, may receive the vehicle information and avail information related to a plurality of vehicles to vehicle owners or operators in a single source dashboard. The central entity may assess the vehicle circumstances to determine whether to notify the individuals of an event, such as a vehicle recall or upcoming maintenance, and then generate notifications and communicate the notifications to the individuals. The notifications may enable the individuals to take maintenance, repair, update, and/or other actions to manage the circumstances and potentially avoid situations that may cause unnecessary financial commitments or vehicle damage. The insurance provider may adjust auto insurance premiums, discounts, rewards, or rebates based upon the type or usage of the dashboard functionality utilized by an insured.