公开(公告)号：US20220301070A1

公开(公告)日：2022-09-22

申请号：US17833934

申请日：2022-06-07

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： David A. Theile ,  John David Diffor ,  David Scott Etheridge ,  Eloy Garcia ,  Jeffrey M. Prall ,  Jeffrey A. Newman ,  Robert Benjamin ,  Randall Petersen

IPC: G06Q40/08

Abstract: A system and method for automatically screening applicants for disability insurance in real-time, and if the results are favorable, automatically communicating acceptances and issuing policies via wireless communication. An applicant's BMI is calculated, and the applicant is rejected if the BMI is too high or low. The applicant's prescription drug history is obtained, and the applicant is rejected if the history shows use of a drug associated with a serious medical condition. The acceptance or rejection and a premium for the insurance product may be set based upon the real-time screening results and communicated to the applicant. Additionally, an occupation class assigned to the applicant may be confirmed, a motor vehicle report for the applicant may be obtained, and an insurance information report for the applicant may be obtained. If the applicant is rejected, they may be allowed to apply for the insurance product using an alternate non-real-time process.

公开(公告)号：US20240411776A1

公开(公告)日：2024-12-12

申请号：US18808803

申请日：2024-08-19

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Jeffrey M. Prall ,  Arunraj Radhakrishnan ,  Srikanth R. Thummeti ,  Venkata R. Paidi

IPC: G06F16/27 ,  G06Q30/0201

Abstract: A system for real-time data synchronization within a database platform may be provided. The system includes a LRM computing device including a processor in communication with one or more data sources and an eCRM platform. The processor may be configured to (i) cause an input page to be displayed on a user computing device; (ii) create in real-time a query including an identifier received using the input page; (iii) initiate in real-time an API call including the query; (iv) cause, in real-time and using the API call, the eCRM platform and the one or more data sources to compare the identifier to lead referral information stored on the one or more data sources and the eCRM platform; and (v) in response to no match being found in the comparison, automatically create and store a lead referral data entry on the one or more data sources and the eCRM platform.

公开(公告)号：US11379923B1

公开(公告)日：2022-07-05

申请号：US16924317

申请日：2020-07-09

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： David A. Theile ,  John David Diffor ,  David Scott Etheridge ,  Eloy Garcia ,  Jeffrey M. Prall ,  Jeffrey A. Newman ,  Robert Benjamin ,  Randall Petersen

IPC: G06Q40/08

Abstract: A system and method for automatically screening applicants for disability insurance in real-time, and if the results are favorable, automatically communicating acceptances and issuing policies via wireless communication. An applicant's BMI is calculated, and the applicant is rejected if the BMI is too high or low. The applicant's prescription drug history is obtained, and the applicant is rejected if the history shows use of a drug associated with a serious medical condition. The acceptance or rejection and a premium for the insurance product may be set based upon the real-time screening results and communicated to the applicant. Additionally, an occupation class assigned to the applicant may be confirmed, a motor vehicle report for the applicant may be obtained, and an insurance information report for the applicant may be obtained. If the applicant is rejected, they may be allowed to apply for the insurance product using an alternate non-real-time process.

公开(公告)号：US12105731B2

公开(公告)日：2024-10-01

申请号：US17546459

申请日：2021-12-09

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Jeffrey M. Prall ,  Arunraj Radhakrishnan ,  Srikanth R. Thummeti ,  Venkata R. Paidi

IPC: G06F16/27 ,  G06Q30/0201

CPC classification number: G06F16/27 ,  G06Q30/0201

Abstract: A system for real-time data synchronization within a database platform may be provided. The system includes a LRM computing device including a processor in communication with one or more data sources and an eCRM platform. The processor may be configured to (i) cause an input page to be displayed on a user computing device; (ii) create in real-time a query including an identifier received using the input page; (iii) initiate in real-time an API call including the query; (iv) cause, in real-time and using the API call, the eCRM platform and the one or more data sources to compare the identifier to lead referral information stored on the one or more data sources and the eCRM platform; and (v) in response to no match being found in the comparison, automatically create and store a lead referral data entry on the one or more data sources and the eCRM platform.

公开(公告)号：US20220188329A1

公开(公告)日：2022-06-16

申请号：US17546459

申请日：2021-12-09

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Jeffrey M. Prall ,  Arunraj Radhakrishnan ,  Srikanth R. Thummeti ,  Venkata R. Paidi

IPC: G06F16/27 ,  G06Q30/02

Abstract: A system for real-time data synchronization within a database platform may be provided. The system includes a LRM computing device including a processor in communication with one or more data sources and an eCRM platform. The processor may be configured to (i) cause an input page to be displayed on a user computing device; (ii) create in real-time a query including an identifier received using the input page; (iii) initiate in real-time an API call including the query; (iv) cause, in real-time and using the API call, the eCRM platform and the one or more data sources to compare the identifier to lead referral information stored on the one or more data sources and the eCRM platform; and (v) in response to no match being found in the comparison, automatically create and store a lead referral data entry on the one or more data sources and the eCRM platform.