公开(公告)号：US20240303646A1

公开(公告)日：2024-09-12

申请号：US18667623

申请日：2024-05-17

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Ryan Chambers ,  Anthony Martin ,  Dana R. Guild

IPC: G06Q20/38 ,  G06Q20/22 ,  G06Q20/24

CPC classification number: G06Q20/385 ,  G06Q20/22 ,  G06Q20/227 ,  G06Q20/24

Abstract: A method and system may provide a secure credit card payment service which allows a merchant to store credit cards without storing credit card data on merchant servers. The customer, via a web-enabled device, transmits a request to register a credit card and receives from the merchant server, a credit card registration webpage where the customer may provide credit card data and customer data. In response to receiving the credit card data and the customer data, the web-enabled device transmits the credit card data to a token server that stores the credit card data and receives a token from the token server. In response to receiving the token, the web-enabled device transmits the token and the customer data to the merchant server for storage and processing subsequent credit card payment transactions.

公开(公告)号：US11989728B2

公开(公告)日：2024-05-21

申请号：US17506839

申请日：2021-10-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ryan Chambers ,  Anthony Martin ,  Dana R. Guild

IPC: G06Q20/38 ,  G06Q20/22 ,  G06Q20/24

CPC classification number: G06Q20/385 ,  G06Q20/22 ,  G06Q20/227 ,  G06Q20/24

Abstract: A method and system may provide a secure credit card payment service which allows a merchant to store credit cards without storing credit card data on merchant servers. The customer, via a web-enabled device, transmits a request to register a credit card and receives from the merchant server, a credit card registration webpage where the customer may provide credit card data and customer data. In response to receiving the credit card data and the customer data, the web-enabled device transmits the credit card data to a token server that stores the credit card data and receives a token from the token server. In response to receiving the token, the web-enabled device transmits the token and the customer data to the merchant server for processing subsequent credit card payment transactions.

公开(公告)号：US11157902B1

公开(公告)日：2021-10-26

申请号：US15609720

申请日：2017-05-31

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ryan Chambers ,  Anthony Martin ,  Dana R. Guild

IPC: G06Q20/00 ,  G06Q20/38 ,  G06Q20/22 ,  G06Q20/30

Abstract: A method and system may provide a secure credit card payment service which allows a merchant to store credit cards without storing credit card data on merchant servers. The customer, via a web-enabled device, transmits a request to register a credit card and receives from the merchant server, a credit card registration webpage including a first entry field for entering credit card data, and a second entry field for entering customer data for the credit card. In response to receiving the credit card data, the customer data, and a selection of a submit button, the web-enabled device transmits the credit card data to a token server that stores the credit card data and receives a token from the token server. In response to receiving the token, the web-enabled device transmits the token and the customer data to the merchant server to be stored for processing subsequent credit card payments.

公开(公告)号：US09697517B1

公开(公告)日：2017-07-04

申请号：US14505599

申请日：2014-10-03

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Ryan Chambers ,  Anthony Martin ,  Dana R. Guild

IPC: G06Q20/00 ,  G06Q20/38 ,  G06Q20/30 ,  G06Q20/22

CPC classification number: G06Q20/385 ,  G06Q20/22 ,  G06Q20/227 ,  G06Q20/24 ,  G06Q20/30

Abstract: A method and system may provide a secure credit card payment service which allows a merchant to store credit cards without storing credit card data on merchant servers. The customer provides a credit card by specifying customer data such a nickname for the credit card, a billing address, a billing phone number, a credit card company that issued the credit card, etc., as well as credit card data such as a credit card number, a credit card expiration date, a credit card service code, etc. The customer data may be received and stored at a merchant server, while the credit card data may be received and stored at a separate token server, which generates a token to represent the credit card data. The token may be stored at the merchant server and used to access the credit card data from the token server.