公开(公告)号：US20120041879A1

公开(公告)日：2012-02-16

申请号：US12854099

申请日：2010-08-10

申请人： Paul Kim ,  Changwon Choi ,  Daniel Kim ,  Bobby Choi

发明人： Paul Kim ,  Changwon Choi ,  Daniel Kim ,  Bobby Choi

IPC分类号： G06Q40/00

CPC分类号： G06Q30/06 ,  G06Q20/40

摘要： Described herein are methods and systems for processing a consumer payment with a payment system that utilizes payment information from a network partner of the payment system. In one embodiment, the payment system initiates a payment transaction between a merchant's site and the consumer in response to receiving a selection of a payment option from a consumer using an electronic device. The payment system generates selectable network partner options to be displayed on the electronic device of the consumer. The payment system receives a selection of one of the network partner options and also account credential information for the selected network partner from the consumer. The payment system sends the account credential information to the network partner for authentication. The payment system receives payment information for the consumer from the network partner. The payment system processes the payment transaction on behalf of the merchant.

摘要翻译： 这里描述的是用支付系统处理消费者支付的方法和系统，所述支付系统利用来自支付系统的网络伙伴的支付信息。 在一个实施例中，响应于从使用电子设备的消费者接收到对付款选项的选择，支付系统发起商户的站点和消费者之间的支付交易。 支付系统产生可选择的网络伙伴选项以显示在消费者的电子设备上。 支付系统从消费者接收选择的一个网络伙伴选项，并且还选择所选择的网络伙伴的凭证信息。 支付系统将帐户凭据信息发送给网络伙伴进行认证。 支付系统从网络伙伴接收消费者的支付信息。 支付系统代表商家处理支付交易。