公开(公告)号：US07845558B2

公开(公告)日：2010-12-07

申请号：US12268839

申请日：2008-11-11

Applicant: Layne D Beemer ,  Christopher L Toomer ,  Steven E Arthur

Inventor： Layne D Beemer ,  Christopher L Toomer ,  Steven E Arthur

IPC: G06K7/10

CPC classification number: G07F7/1008 ,  G06Q20/3276 ,  G06Q20/346 ,  G09C5/00 ,  H04L9/3226 ,  H04L2209/56 ,  H04L2209/80 ,  H04M1/2755 ,  H04M1/72561 ,  H04M2250/52

Abstract: A three dimensional (3d) bar code can be affixed to a financial instrument (e.g., the credit card) sent to a consumer. Upon receiving the financial instrument, the consumer can acquire an image of the 3D bar code with an image capture device (e.g., a camera) of a mobile device. The mobile device can interpret or decode the 3D bar code to extract a web address. The mobile device may then send a request for a web page associated with the web address, which could be returned by the web server at the financial institution. The web page may allow the consumer to enter personal information. Upon receiving the personal information, the financial institution can verify the information, authenticate the consumer, and activate the financial account.

Abstract translation: 可以将三维（3d）条形码贴到发送给消费者的金融工具（例如，信用卡）上。 在接收到金融工具时，消费者可以使用移动设备的图像捕获设备（例如，照相机）获取3D条形码的图像。 移动设备可以解读或解码3D条形码以提取网址。 然后，移动设备可以发送与web地址相关联的网页的请求，该网页可以由网络服务器在金融机构返回。 该网页可以允许消费者输入个人信息。 在收到个人信息后，金融机构可以验证信息，认证消费者，激活财务账户。

公开(公告)号：US08672216B2

公开(公告)日：2014-03-18

申请号：US12423633

申请日：2009-04-14

Applicant: Layne D Beemer ,  Ronald L Prchal

Inventor： Layne D Beemer ,  Ronald L Prchal

IPC: G06F17/00

CPC classification number: B42D25/405 ,  B42D25/29 ,  B42D25/485 ,  B42D2035/08 ,  G06K5/02 ,  G06Q20/355 ,  G07F7/08

Abstract: Systems and methods for producing a presentation instrument involve receiving an image file having an account number stamp, and producing the image file onto a piece of stock material, such that a visible account number corresponding to the account number stamp is created on the stock material. The visible account number is scanned with a reader. An account number record is encoded onto a presentation instrument, and compared with the scanned visible account number.

Abstract translation: 用于制作演示文稿的系统和方法涉及接收具有帐号印记的图像文件，并且将图像文件生成到一块原料上，使得在库存材料上创建对应于帐号印记的可见帐号。 用读卡器扫描可见的帐号。 帐号记录被编码到演示文稿上，并与扫描的可见帐号进行比较。