公开(公告)号：US08303319B2

公开(公告)日：2012-11-06

申请号：US13108011

申请日：2011-05-16

Applicant: Jian-Fei Yu ,  Xi-Fu Xu ,  Xiao-Ming Huang ,  Qi-Jun Zhao

Inventor： Jian-Fei Yu ,  Xi-Fu Xu ,  Xiao-Ming Huang ,  Qi-Jun Zhao

IPC: H01R13/62

CPC classification number: H01R4/02

Abstract: An electrical connector includes an insulative housing having an inserting slot, and a bottom wall under the inserting slot. The bottom wall defines a supporting surface extending along a front-to-back direction, a horizontal guiding surface located in front of the supporting surface, and a plurality of depressions recessed from the supporting surface and arranged in one row along a transverse direction perpendicular to the front-to-back direction. A plurality of first contacts each has a planar first contact portion retained in the depression. A plurality of second contacts each has an arc-shaped second contact portion extending upwardly beyond the supporting surface and protruding into the inserting slot. The second contact portions are located behind the first contact portions.

Abstract translation: 电连接器包括具有插入槽的绝缘壳体和插入槽下方的底壁。 底壁限定了沿着前后方向延伸的支撑表面，位于支撑表面前方的水平引导表面，以及从支撑表面凹陷的多个凹陷，并且沿垂直于 从前到后的方向。 多个第一触点各自具有保持在凹陷中的平面第一接触部。 多个第二触点各自具有向上延伸超过支撑表面并突出到插入槽中的弧形第二接触部分。 第二接触部分位于第一接触部分的后面。

公开(公告)号：US20080109315A1

公开(公告)日：2008-05-08

申请号：US11962775

申请日：2007-12-21

Applicant: Xiao-Ming Huang ,  Saumitra Bhaduri ,  Pritam Paul

Inventor： Xiao-Ming Huang ,  Saumitra Bhaduri ,  Pritam Paul

IPC: G06Q30/00

CPC classification number: G06Q40/08 ,  G06Q30/0216 ,  G06Q40/025 ,  G06Q40/06

Abstract: A system, method, apparatus, means, and computer program code for predicting or otherwise determining a customer's likelihood of paying off a financial account. The financial account may have a maximum loan amount, interest rate, minimum monthly payment, or other term or condition associated with it. In some embodiments, the financial account may be secured or unsecured. The customer's likelihood of paying off the financial account may be predicted or otherwise determined by analyzing various parameters associated with the customer and/or the account. A score may be computed based on the parameters, which is indicative of the customer's likelihood of paying off the financial account. Once the score is computed, it may be used to select or otherwise determine one or more courses of actions (e.g., marketing activities) to take regarding the customer and/or the account.

Abstract translation: 用于预测或以其他方式确定客户偿还金融账户的可能性的系统，方法，装置，装置和计算机程序代码。 金融帐户可能有最大贷款金额，利率，最低每月支付或与之相关的其他期限或条件。 在一些实施例中，金融账户可以是安全的或不安全的。 可以通过分析与客户和/或帐户相关联的各种参数来预测或以其他方式确定客户偿还该金融账户的可能性。 可以基于参数来计算分数，这表示客户有偿还金融账户的可能性。 一旦计算分数，它可以用于选择或以其他方式确定关于客户和/或帐户采取的一个或多个行动（例如，营销活动）。

公开(公告)号：US20080109314A1

公开(公告)日：2008-05-08

申请号：US11962631

申请日：2007-12-21

Applicant: Xiao-Ming Huang

Inventor： Xiao-Ming Huang

IPC: G06Q30/00

CPC classification number: G06Q40/00 ,  G06Q30/02 ,  G06Q30/0216

Abstract: A system, method, apparatus, means, and computer program code for predicting or otherwise determining a customer's likelihood of reactivating or reusing a financial account, particularly when the account has a zero or near zero balance. The financial account may have a maximum loan amount, interest rate, minimum monthly payment, or other term or condition associated with it. In some embodiments, the financial account may be secured or unsecured. The customer's likelihood of reactivating the financial account may be predicted or otherwise determined by analyzing various parameters associated with the customer and/or the account. A score may be computed based on the parameters, which is indicative of the customer's likelihood of account reactivation. Once the score is computed, it may be used to select or otherwise determine one or more courses of actions (e.g., marketing activities) to take regarding the customer and/or the account.

Abstract translation: 一种用于预测或以其他方式确定客户重新启动或重用金融账户的可能性的系统，方法，装置，装置和计算机程序代码，特别是当该账户具有零或接近零余额时。 金融帐户可能有最大贷款金额，利率，最低每月支付或与之相关的其他期限或条件。 在一些实施例中，金融账户可以是安全的或不安全的。 可以通过分析与客户和/或帐户相关联的各种参数来预测或以其他方式确定客户重新启动财务帐户的可能性。 可以基于参数计算分数，这表示客户重新启用帐户的可能性。 一旦计算分数，它可以用于选择或以其他方式确定关于客户和/或帐户采取的一个或多个行动（例如，营销活动）。