Tokenization and encryption for secure data transfer

    公开(公告)号:US11775677B2

    公开(公告)日:2023-10-03

    申请号:US17238845

    申请日:2021-04-23

    摘要: A system and a method are disclosed for securing sensitive data for transaction requests using tokenization and encryption. A secure transfer system secures sensitive information of transaction requests. The secure transfer system may receive a transaction request file and generate a modified transaction request file by tokenizing values in the received file. For each transaction request in the file, the system may store a representation of the untokenized values in a datastore in conjunction with an identifier of the transaction request. This identifier may be generated from the tokenized values. The secure transfer system may use the identifier to query the datastore for the representation of the untokenized values. The system may decrypt encrypted values in the representation to generate a transaction request file of detokenized values, which may be provided to an automated clearing house to fulfill the transaction requests.

    TOKENIZATION AND ENCRYPTION FOR SECURE DATA TRANSFER

    公开(公告)号:US20220343015A1

    公开(公告)日:2022-10-27

    申请号:US17238845

    申请日:2021-04-23

    摘要: A system and a method are disclosed for securing sensitive data for transaction requests using tokenization and encryption. A secure transfer system secures sensitive information of transaction requests. The secure transfer system may receive a transaction request file and generate a modified transaction request file by tokenizing values in the received file. For each transaction request in the file, the system may store a representation of the untokenized values in a datastore in conjunction with an identifier of the transaction request. This identifier may be generated from the tokenized values. The secure transfer system may use the identifier to query the datastore for the representation of the untokenized values. The system may decrypt encrypted values in the representation to generate a transaction request file of detokenized values, which may be provided to an automated clearing house to fulfill the transaction requests.