公开(公告)号：US20160140596A1

公开(公告)日：2016-05-19

申请号：US13834444

申请日：2013-03-15

Applicant: GOOGLE INC.

Inventor： Travis Harrison Kroll Green ,  Brian Richard Schneirow

IPC: G06Q30/02 ,  G06Q30/00

CPC classification number: G06Q30/0226

Abstract: A transaction parameter date set comprising input variables characterizing the transaction conditions are collected when an electronic payment is initiated on an electronic payment system. The collected transaction input variables are used to calculate an expected future transaction value using a decision function. The expected future transaction value identifies high utility transaction based on a comparison of the expected future transaction value to a threshold value established while training the decision function on a training data set of known outcome. A high utility transaction can include behavior that if rewarded is likely to retain current users or grow the electronic payment system network by adding new users. If the expected future transaction value exceeds the threshold value the sender of the electronic payment is rewarded by the system.

Abstract translation: 当在电子支付系统上启动电子支付时，收集包括表征交易条件的输入变量的交易参数日期集合。 收集的交易输入变量用于使用决策函数计算预期的未来交易值。 预期的未来交易值基于将预期的未来交易值与在已知结果的训练数据集上训练决策功能所建立的阈值的比较来识别高效用事务。 高效率交易可以包括如果奖励可能通过添加新用户可能保留当前用户或扩展电子支付系统网络的行为。 如果预期的未来交易值超过阈值，电子支付的发送者将被系统奖励。