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公开(公告)号：US11244386B1
公开(公告)日：2022-02-08
申请号：US13785533
申请日：2013-03-05
申请人： Freddie Mac
摘要： Systems and methods consistent with the present invention generate a model for providing one or more scores indicating a likelihood that a stated income is faulty. In one embodiment, the method includes, for example, receiving information representative of at least one borrower; receiving a first income value for the at least one borrower; and receiving a second value for the at least one borrower, such that the second income value verifies the first income value. Moreover, the method includes determining one or more parameters for the model based on the received information, the received first income value, and the received second income value, such that the one or more parameters enable the model to provide the one or more scores.
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公开(公告)号：US10453155B1
公开(公告)日：2019-10-22
申请号：US13848161
申请日：2013-03-21
摘要： Systems, methods, and computer-readable storage media are described for estimating real estate property values based on an adjusted repeat sales model. In one exemplary embodiment, a computer-implemented method comprises calculating data for estimating the adjustments from aggregated levels to disaggregated levels by marking a first transaction to a second transaction using a repeat sales house price index function at an aggregated level; determining, using the calculated data, an estimate of the deviation between the repeat sales house price index at the aggregated level and a repeat sales house price index at a disaggregated level; and calculating the repeat sales house price index at the disaggregated level based on the determined estimate of the deviation from the aggregated level.
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公开(公告)号：US10664908B1
公开(公告)日：2020-05-26
申请号：US15723017
申请日：2017-10-02
摘要： Systems and methods are provided for providing an adjustment to a value estimate for a property that is considered distressed. In one embodiment, a method includes receiving the estimate of value for the property; determining, based on a model, the adjustment to the estimate of value, such that the model accounts for a characteristic of the property and a characteristic of the loan; and providing the adjustment.
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公开(公告)号：US08612358B1
公开(公告)日：2013-12-17
申请号：US13767386
申请日：2013-02-14
CPC分类号： G06Q40/025 , G06Q40/02
摘要： Systems and methods are provided for providing an adjustment to a value estimate for a property that is considered distressed. In one embodiment, a method includes receiving the estimate of value for the property; determining, based on a model, the adjustment to the estimate of value, such that the model accounts for a characteristic of the property and a characteristic of the loan; and providing the adjustment.
摘要翻译： 系统和方法被提供用于提供对被认为是痛苦的财产的价值估计的调整。 在一个实施例中，一种方法包括接收该属性的估计值; 根据模型确定对价值估计的调整，使得模型考虑到财产的特征和贷款的特征; 并提供调整。
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