公开(公告)号：US20170169508A1

公开(公告)日：2017-06-15

申请号：US14965784

申请日：2015-12-10

Applicant: Facebook, Inc.

Inventor： Shuo Song ,  Jennifer JenJen Tung ,  Stephen Moore Davis ,  Pratap Prabhu ,  Akshay Mittal ,  Yichen Jia ,  Alvin Portillo ,  Shen Wang ,  Phannipha Arunyaangkul ,  Kevin Patrick Hurley ,  Xunjie Yu

IPC: G06Q40/02 ,  G06Q20/10 ,  G06Q50/00 ,  G06Q20/22

CPC classification number: G06Q40/025 ,  G06Q20/102 ,  G06Q20/223 ,  G06Q50/01

Abstract: The present disclosure relates to systems, methods, and devices for enabling peer-to-peer loan transactions. In particular, the message system allows users of a social networking system to initiate peer-to-peer loan transactions. For example, one or more implementations involve recommending potential lenders likely to loan money to a user requesting a peer-to-peer loan transaction. One or more embodiments of the message system provide a loan request message to a potential lender. Additionally, one or more embodiments receive an acceptance of the requested loan transaction and initiate the loan transaction by transferring a loan amount from a payment credential of the potential lender to the user.