公开(公告)号：US11995470B2

公开(公告)日：2024-05-28

申请号：US17634825

申请日：2020-09-03

申请人： EQUIFAX INC.

发明人： Ligaj Pradhan ,  Piyush Patel ,  Rajkumar Bondugula

IPC分类号： G06F9/46 ,  G06F9/50

CPC分类号： G06F9/5011 ,  G06F9/466 ,  G06F9/5038

摘要： Systems and methods for secure resource management are provided. A secure resource management system receives from a client computing system associated with a resource provider a query for classifying a resource user associated with the resource provider. The secure resource management system determining a set of resource abuser criteria for classifying the resource user as a resource abuser. The secure resource management system determines that the resource user is a resource abuser or a potential resource abuser based on the set of resource abuser criteria and a resource transaction history associated with the resource user. Based on determining that the resource user is a resource abuser or a potential resource abuser, the secure resource management system generates and transmits a response to the query to the client computing system. The response can be used to restrict or deny access to the resource by the resource user.