公开(公告)号：US20240346577A1

公开(公告)日：2024-10-17

申请号：US18595003

申请日：2024-03-04

申请人： Chime Financial, Inc.

发明人： Erin Xie ,  Aashna Agarwal ,  Aoni Wang ,  Braden Staudacher ,  Dennis Jiang ,  Lucy Liu

IPC分类号： G06Q40/02

CPC分类号： G06Q40/02

摘要： The disclosure describes embodiments of systems, methods, and non-transitory computer readable storage media that utilize a variety of machine learning models and a base limit value model to generate user interface elements that transparently and efficiently present current and future base limit values for user accounts. For example, the disclosed systems can utilize a machine learning model to determine a base limit value, subsequent base limit value, and user activity conditions to achieve the subsequent base limit value for a user account. Then, the disclosed systems can display a base limit progress element that indicates progress towards fulfilling the user activity conditions to achieve the subsequent base limit value. For example, the disclosed systems can display, within a graphical user interface, multiple base limit progress elements that indicate progress towards fulfilling the user activity conditions in separate time-based segments (e.g., to represent time elements within the user activity conditions).

公开(公告)号：US11922491B1

公开(公告)日：2024-03-05

申请号：US18062496

申请日：2022-12-06

申请人： Chime Financial, Inc.

发明人： Erin Xie ,  Aashna Agarwal ,  Aoni Wang ,  Braden Staudacher ,  Dennis Jiang ,  Lucy Liu

IPC分类号： G06Q40/02

CPC分类号： G06Q40/02

摘要： The disclosure describes embodiments of systems, methods, and non-transitory computer readable storage media that utilize a variety of machine learning models and a base limit value model to generate user interface elements that transparently and efficiently present current and future base limit values for user accounts. For example, the disclosed systems can utilize a machine learning model to determine a base limit value, subsequent base limit value, and user activity conditions to achieve the subsequent base limit value for a user account. Then, the disclosed systems can display a base limit progress element that indicates progress towards fulfilling the user activity conditions to achieve the subsequent base limit value. For example, the disclosed systems can display, within a graphical user interface, multiple base limit progress elements that indicate progress towards fulfilling the user activity conditions in separate time-based segments (e.g., to represent time elements within the user activity conditions).