公开(公告)号：US20240152894A1

公开(公告)日：2024-05-09

申请号：US18382352

申请日：2023-10-20

Applicant: Capital One Services, LLC

Inventor： Timur SHERIF ,  Matthew KLOSTER ,  Tao LIN ,  Kevin OSBORN

IPC: G06Q20/20 ,  G06F13/42 ,  G06Q20/38

CPC classification number: G06Q20/204 ,  G06F13/4282 ,  G06Q20/382 ,  G06F2213/0042

Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.

公开(公告)号：US20220383287A1

公开(公告)日：2022-12-01

申请号：US17884362

申请日：2022-08-09

Applicant: Capital One Services, LLC.

Inventor： Timur SHERIF ,  Matthew KLOSTER ,  Tao LIN ,  Kevin OSBORN

IPC: G06Q20/20 ,  G06Q20/38 ,  G06F13/42

Abstract: A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.