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公开(公告)号:US12008550B2
公开(公告)日:2024-06-11
申请号:US16849623
申请日:2020-04-15
Applicant: Capital One Services, LLC
Inventor: Erin Stacy Smith
CPC classification number: G06Q20/3674 , G06F21/35 , G06F21/44 , G06Q20/3227 , G06Q20/3672
Abstract: More effective authentication protocols for provisioning electronic devices are provided. An approval signal responsive to a provisioning request may be transmitted in real-time, such as under four seconds in certain embodiments. An authentication score for the provisioning request may be calculated even after transmitting the approval signal. In certain embodiments, information gathered from the successful provisioning of a device can be used in the authentication scoring process. Authentication scores deemed to fall below a requisite threshold may be used to suspend the provisioned device, therefore, limit the ability for the device to utilize the account, however, without withdrawing the approval or granted digital token. Certain implementations may negate the need to transmit further approvals or confirmations following determining an authentication score met a threshold.
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公开(公告)号:US20240289775A1
公开(公告)日:2024-08-29
申请号:US18657263
申请日:2024-05-07
Applicant: Capital One Services, LLC
Inventor: Erin Stacy Smith
CPC classification number: G06Q20/3674 , G06F21/35 , G06F21/44 , G06Q20/3227 , G06Q20/3672
Abstract: More effective authentication protocols for provisioning electronic devices are provided. An approval signal responsive to a provisioning request may be transmitted in real-time, such as under four seconds in certain embodiments. An authentication score for the provisioning request may be calculated even after transmitting the approval signal. In certain embodiments, information gathered from the successful provisioning of a device can be used in the authentication scoring process. Authentication scores deemed to fall below a requisite threshold may be used to suspend the provisioned device, therefore, limit the ability for the device to utilize the account, however, without withdrawing the approval or granted digital token. Certain implementations may negate the need to transmit further approvals or confirmations following determining an authentication score met a threshold.
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公开(公告)号:US20210326858A1
公开(公告)日:2021-10-21
申请号:US16849623
申请日:2020-04-15
Applicant: Capital One Services, LLC
Inventor: Erin Stacy Smith
Abstract: More effective authentication protocols for provisioning electronic devices are provided. An approval signal responsive to a provisioning request may be transmitted in real-time, such as under four seconds in certain embodiments. An authentication score for the provisioning request may be calculated even after transmitting the approval signal. In certain embodiments, information gathered from the successful provisioning of a device can be used in the authentication scoring process. Authentication scores deemed to fall below a requisite threshold may be used to suspend the provisioned device, therefore, limit the ability for the device to utilize the account, however, without withdrawing the approval or granted digital token. Certain implementations may negate the need to transmit further approvals or confirmations following determining an authentication score met a threshold.
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