公开(公告)号：US12223494B1

公开(公告)日：2025-02-11

申请号：US18420567

申请日：2024-01-23

Applicant: Bank of America Corporation

Inventor： Anu Sharma ,  Sneha Padiyar ,  Harilakshmi Narayanan ,  Madhumitha Swaminathan Rangarajan ,  Kavitha Yalka

IPC: G06Q20/34

Abstract: An apparatus comprises a memory communicatively coupled to a processor. The memory is configured to store smart card feedback, multiple graph analyzer operations, and multiple smart card identifiers (ID). Each smart card ID indicates the one or more smart cards associated with a corresponding user. The processor is configured to receive smart card feedback associated with a smart card ID, derive multiple interactions in an environment based at least in part upon the smart card feedback, generate an intelligent pattern based at least in part upon the interactions, assign multiple adverse impacts to the intelligent pattern, generate multiple suggestions configured to mitigate the adverse impacts, and execute the graph analyzer operations to determine whether the suggestions mitigate the adverse impacts. Further, the processor is configured to generate a report relating the suggestions to the environment in response to determining that the suggestions mitigate the adverse impacts.