公开(公告)号：US20150032601A1

公开(公告)日：2015-01-29

申请号：US13949798

申请日：2013-07-24

Applicant: Bank of America Corporation

Inventor： Joseph B. Castinado ,  Gregory G. Farr ,  Richard H. Thomas ,  Shilpoo Agrawal ,  Matthew J. Stowell ,  Bonnie L. Dolan ,  Ganesan Muthukrishnan

IPC: G06Q20/22

CPC classification number: G06Q20/227

Abstract: In certain embodiments, a system for executing electronic transaction services comprises one or more interfaces operable to receive access credentials for a plurality of accounts associated with an entity, one or more processors communicatively coupled to at least one of the one or more interfaces, the one or more processors operable to access account data from the plurality of accounts, the one or more interfaces further operable to receive a service request from a user to execute a fund transfer involving a first of the plurality of accounts associated with the entity, the one or more processors further operable to determine one or more second of the plurality of accounts associated with the entity, and filter the one or more second of the plurality of accounts based on fund transfer limitations associated with the one or more second accounts to determine one or more proposed accounts.

Abstract translation: 在某些实施例中，用于执行电子交易服务的系统包括一个或多个接口，可操作以接收与实体相关联的多个帐户的访问凭证，一个或多个处理器通信地耦合到所述一个或多个接口中的至少一个， 或多个处理器，其可操作以访问来自所述多个帐户的帐户数据，所述一个或多个接口还可操作以从用户接收服务请求，以执行涉及与所述实体相关联的所述多个账户中的第一个账户的资金转移，所述一个或多个 更多的处理器进一步可操作以确定与实体相关联的多个帐户中的一个或多个第二帐户，并且基于与一个或多个第二帐户相关联的资金转移限制来过滤该多个帐户中的一个或多个第二帐户，以确定一个或多个 建议账户。