公开(公告)号：US20140279010A1

公开(公告)日：2014-09-18

申请号：US13829749

申请日：2013-03-14

Applicant: BANK OF AMERICA CORPORATION

Inventor： Matthew A. Calman ,  Laura Corinne Bondesen ,  David M. grigg

IPC: G06Q30/02

CPC classification number: G06Q30/0261 ,  G06Q30/02 ,  G06Q50/01

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for communicating messages to one or more customers associated with a federated network of retailers. Embodiments determine that one or more customers associated with the federated network of retailers are in proximity to a retailer physical location associated with a retailer that is a member of the federated network of retailers; create one or more messages based on the determination that the one or more customers are in proximity to the retailer physical location; and initiate communication of the one or more messages to the one or more customers. In some embodiments, determining comprises recognizing a mobile device is associated with a customer of at least one retailer that is a member of the federated network of retailers.

Abstract translation: 本发明的实施例涉及用于向与联合零售商网络相关联的一个或多个客户传送消息的系统，方法和计算机程序产品。 实施例确定与联合零售商网络相关联的一个或多个客户靠近与作为联合零售商网络的零售商的零售商相关联的零售商物理位置; 基于一个或多个客户位于零售商物理位置附近的确定来创建一个或多个消息; 并且发起一个或多个消息的通信给一个或多个客户。 在一些实施例中，确定包括识别移动设备与作为联合零售商网络的成员的至少一个零售商的客户相关联。