公开(公告)号：US20090157517A1

公开(公告)日：2009-06-18

申请号：US11957034

申请日：2007-12-14

Applicant: Stuart G. Davis

Inventor： Stuart G. Davis

IPC: G06Q40/00 ,  G06Q20/00

CPC classification number: G06Q20/4016 ,  G06Q20/10 ,  G06Q20/204 ,  G06Q20/403

Abstract: This disclosure describes, generally, methods and systems for providing an adjustable balance limit prepaid presentation instrument is described. The method includes receiving a request for the adjustable balance limit prepaid presentation instrument and obtaining customer information. The method further includes, processing the customer information with a processor to determine a risk level associated with changing a funding limit associated with the prepaid presentation instrument. The method further funds the adjustable balance limit prepaid presentation instrument to up to a maximum of the assigned funding limit using a variety of funding sources.

Abstract translation: 本公开一般描述了用于提供可调平衡限制预付费呈现装置的方法和系统。 该方法包括接收对可调平衡限制预付费表示仪器的请求并获取客户信息。 该方法还包括用处理器处理客户信息以确定与改变与预付费呈现工具相关联的资金限额相关联的风险水平。 该方法还使用各种资金来源将可调平衡限额预付款演示文稿资助到最高限额的分配资金限额。

公开(公告)号：US07160470B2

公开(公告)日：2007-01-09

申请号：US10827141

申请日：2004-04-19

Applicant: Robert A. Davis ,  Stuart G. Davis

Inventor： Robert A. Davis ,  Stuart G. Davis

IPC: C02F1/56 ,  C02F11/14

CPC classification number: C02F1/5209 ,  C02F1/24 ,  C02F1/5236 ,  C02F1/56 ,  C02F9/00 ,  C02F11/121 ,  C02F2101/301 ,  C02F2101/32 ,  C02F2103/002 ,  C02F2209/44 ,  C02F2301/08

Abstract: Methods are described for removing contaminates from aqueous industrial wastewater process streams, specifically industrial laundries to yield a less contaminated aqueous effluent for discharge to a sewer and reduce the sludge generated therefrom. A premixed medium/high molecular weight and medium/high charged cationic coagulant solution polymer and an inorganic aluminum species is injected into the wastewater, and after at least a two second delay, a high molecular weight highly charged anionic flocculent polymer solution is injected into the wastewater which reduces sludge generation, while maintaining or exceeding effluent quality. Also, no coagulant, flocculent or sludge aids are needed to attain the results and the sludge can be dewatered in a plate and frame press.

Abstract translation: 描述了用于从水性工业废水工艺流，特别是工业洗涤物中除去污染物的方法，以产生较少污染的含水废水排放到下水道并减少由其产生的污泥。 将预混合的中等/高分子量和中等/高电荷的阳离子凝结剂溶液聚合物和无机铝种类注入废水中，至少延迟两秒钟后，将高分子量高电荷的阴离子絮状聚合物溶液注入 废水可以减少污泥产生，同时保持或超过污水质量。 此外，不需要凝结剂，絮凝剂或污泥辅助剂来获得结果，并且污泥可以在板框压机中脱水。

公开(公告)号：US07291275B1

公开(公告)日：2007-11-06

申请号：US11522858

申请日：2006-09-18

Applicant: Robert A. Davis ,  Stuart G. Davis

Inventor： Robert A. Davis ,  Stuart G. Davis

IPC: C02F1/56 ,  C02F11/14

CPC classification number: C02F1/56 ,  C02F1/24 ,  C02F1/682 ,  C02F11/121 ,  C02F2101/325 ,  C02F2103/002

Abstract: Methods are described for removing contaminates from aqueous industrial wastewater process streams, specifically industrial laundries to yield a less contaminated aqueous effluent for discharge to a sewer and reduce the sludge generated therefrom. A premixed medium/high molecular weight and medium/high charged cationic coagulant solution polymer and an inorganic aluminum species is injected into the wastewater, and after at least a two second delay, a high molecular weight highly charged anionic flocculent polymer solution is injected into the wastewater which reduces sludge generation, while maintaining or exceeding effluent quality. Also, no coagulant, flocculent or sludge aids are needed to attain the results and the sludge can be dewatered in a plate and frame press.

Abstract translation: 描述了用于从水性工业废水工艺流，特别是工业洗涤物中除去污染物的方法，以产生较少污染的含水废水排放到下水道并减少由其产生的污泥。 将预混合的中等/高分子量和中等/高电荷的阳离子凝结剂溶液聚合物和无机铝种类注入废水中，至少延迟两秒钟后，将高分子量高电荷的阴离子絮状聚合物溶液注入 废水可以减少污泥产生，同时保持或超过污水质量。 此外，不需要凝结剂，絮凝剂或污泥辅助剂来获得结果，并且污泥可以在板框压机中脱水。

公开(公告)号：US08021556B2

公开(公告)日：2011-09-20

申请号：US11651436

申请日：2007-01-09

Applicant: Stuart G. Davis ,  Robert A. Davis

Inventor： Stuart G. Davis ,  Robert A. Davis

IPC: C02F1/28 ,  C02F1/56

CPC classification number: C02F9/00 ,  C02F1/24 ,  C02F1/283 ,  C02F1/52 ,  C02F1/56 ,  C02F11/12 ,  C02F11/121 ,  C02F2209/44

Abstract: A method is provided for clarifying wastewater containing contaminants including soluble organic compounds and insoluble organic compounds. The wastewater is treated with a paculant admixture including a cationic coagulant polymer and powdered activated carbon. The cationic coagulant polymer is polydiallydimethylammonium chloride, poly quaternary amine, and/or a starch-based organic polymer. After an at least 2 second delay, a flocculent is added to the wastewater to achieve (i) microcoagulation of the cationic coagulant polymer with the contaminants to form coagulated particles having an effective mass and cationic charge to react with an anionic flocculent to be added thereafter, and (ii) absorption of the soluble organic compounds on the powdered activated carbon. The anionic flocculent as added and reacted with the coagulated particles to form a sludge, containing agglomerated particles including the coagulated particles and powdered activated carbon, of sufficient size for mechanical removal. The sludge is removed to provide clarified wastewater.

Abstract translation: 提供了一种澄清含有污染物的废水的方法，包括可溶性有机化合物和不溶性有机化合物。 废水用包括阳离子凝结剂聚合物和粉末状活性炭的调和剂混合物处理。 阳离子凝结剂聚合物是聚二烯丙基二甲基氯化铵，聚季胺和/或淀粉基有机聚合物。 在至少2秒的延迟之后，将絮凝物加入到废水中，以实现（i）阳离子凝结剂聚合物与污染物的微凝聚，以形成具有有效质量和阳离子电荷的凝结颗粒，以与之后添加的阴离子絮凝剂反应 ，和（ii）可溶性有机化合物在粉末状活性炭上的吸收。 阴离子絮凝物加入并与凝结颗粒反应形成污泥，其中含有足够尺寸的用于机械去除的凝结颗粒和粉末状活性炭的附聚颗粒。 除去污泥以提供澄清的废水。

公开(公告)号：US08146805B1

公开(公告)日：2012-04-03

申请号：US12427867

申请日：2009-04-22

Applicant: Stuart G. Davis ,  Maximiliano C. Juarez

Inventor： Stuart G. Davis ,  Maximiliano C. Juarez

IPC: G06F17/00 ,  G06F19/00 ,  G06K5/00 ,  G06Q40/00

CPC classification number: G06Q20/108 ,  G06Q20/1085 ,  G06Q20/40 ,  G06Q40/00

Abstract: A deposit card may be issued to a user that allows the user to go to a merchant and deposit cash into a deposit account of the user using information from the deposit card. The deposit card is unidirectional as it only can be used to deposit money into the deposit account. A barcode may be generated and disposed on the deposit card or provided separately. The barcode represents data that may be used in the deposit of cash to the deposit account, such as the name or other identification of the user, a card number of the deposit card, the name or other identification of the institution, an account number of the deposit account, etc. A merchant may use a barcode reader to read the barcode and obtain data that may be used in the deposit.

Abstract translation: 可以向允许用户前往商家的用户发行存款卡，并使用来自存款卡的信息将现金存入用户的存款帐户。 存款卡是单向的，因为它只能用于存入存款帐户。 条形码可以生成并放置在存款卡上或单独提供。 条形码表示可用于存入存款的现金的数据，例如用户的姓名或其他身份，存放卡的卡号，机构的名称或其他身份，帐号 存款帐户等。商家可以使用条形码读取器来读取条形码并获得可以在存款中使用的数据。