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公开(公告)号:US10127537B1
公开(公告)日:2018-11-13
申请号:US12568468
申请日:2009-09-28
申请人: Stephen M. Ellis , Bipin Sahni , Karen Nishikawa
发明人: Stephen M. Ellis , Bipin Sahni , Karen Nishikawa
摘要: A system for payment processing using a mobile device configured to generate a unique code associated with a transaction to pay a recipient. The system further comprises mobile wallet account processing logic configured to receive the unique code and payment receipt options from a recipient. The mobile wallet account processing logic is further configured to transmit funds using an ACH network to the recipient.
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公开(公告)号:US20150134675A1
公开(公告)日:2015-05-14
申请号:US14090862
申请日:2013-11-26
申请人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号: G06F17/30
CPC分类号: G06F16/335
摘要: One or more embodiments of techniques or systems for search context association are provided herein. Search context association can include search filtering and/or search expansion. For example, when a query is submitted, data or data sets can be filtered to narrow a search or expanded such that additional data sets or queries are included. Data or data sets can be aggregated, filtered, or expanded based on a context of the query. A context can include user characteristics, environmental factors, social media factors, route based characteristics, or destination based characteristics. As an example, when a new product (e.g., a new mobile phone) is released, limited quantities may be available. Users may be directed to different retailers or stores based on inventory levels, length of lines (which may be determined using social media among other things), distance, and the like.
摘要翻译: 本文提供了用于搜索上下文关联的技术或系统的一个或多个实施例。 搜索上下文关联可以包括搜索过滤和/或搜索扩展。 例如,当提交查询时,可以过滤数据或数据集以缩小搜索范围或扩展,以便包括其他数据集或查询。 数据或数据集可以根据查询的上下文进行聚合,过滤或扩展。 上下文可以包括用户特征,环境因素,社交媒体因素,基于路线的特征或基于目的地的特征。 例如,当新产品(例如,新的移动电话)被释放时,有限的数量可能是可用的。 用户可以基于库存水平,线路长度(可以使用社交媒体等来确定),距离等来定向不同的零售商或商店。
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公开(公告)号:US20150130811A1
公开(公告)日:2015-05-14
申请号:US14080275
申请日:2013-11-14
申请人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号: G06T11/20
摘要: One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
摘要翻译: 本文提供了用于智能数据呈现的技术或系统的一个或多个实施例。 数据可以以不同的方式呈现在具有不同特征的类似装置上。 例如,可以在具有一个监视器的第一设备上以第一方式呈现数据,可以在具有两个显示器或不同显示器大小的第二设备上以第二方式呈现相同的数据。 财务信息,销售数据,银行信息等可以基于访问信息或数据的设备的能力或属性以多种方式呈现。 类似地,可以基于用户可能具有不同渲染或呈现的交互功能或交互选项来选择渲染。 在其他实施例中,用户与自动取款机(ATM),呼叫中心,车辆或其他接口的交互可以基于设备属性或设备能力。
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公开(公告)号:USD669650S1
公开(公告)日:2012-10-23
申请号:US29398075
申请日:2011-07-26
申请人: Stephen M. Ellis
设计人: Stephen M. Ellis
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公开(公告)号:US10318943B1
公开(公告)日:2019-06-11
申请号:US13291039
申请日:2011-11-07
申请人: Stephen M. Ellis , Bipin Sahni , Karen Nishikawa
发明人: Stephen M. Ellis , Bipin Sahni , Karen Nishikawa
摘要: A system for payment processing using a mobile device configured to generate a unique code associated with a transaction to pay a recipient. The system further comprises mobile wallet account processing logic configured to receive the unique code and payment receipt options from a recipient. The mobile wallet account processing logic is further configured to transmit funds using an ACH network to the recipient.
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公开(公告)号:US20150135067A1
公开(公告)日:2015-05-14
申请号:US14080266
申请日:2013-11-14
申请人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号: G06F17/21
CPC分类号: G06F17/211 , G06F16/9577
摘要: One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
摘要翻译: 本文提供了用于智能数据呈现的技术或系统的一个或多个实施例。 数据可以以不同的方式呈现在具有不同特征的类似装置上。 例如,可以在具有一个监视器的第一设备上以第一方式呈现数据,可以在具有两个显示器或不同显示器大小的第二设备上以第二方式呈现相同的数据。 财务信息,销售数据,银行信息等可以基于访问信息或数据的设备的能力或属性以多种方式呈现。 类似地,可以基于用户可能具有不同渲染或呈现的交互功能或交互选项来选择渲染。 在其他实施例中,用户与自动取款机(ATM),呼叫中心,车辆或其他接口的交互可以基于设备属性或设备能力。
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公开(公告)号:US08639621B1
公开(公告)日:2014-01-28
申请号:US13456073
申请日:2012-04-25
申请人: Stephen M. Ellis , Michael J. Kennedy , Ashish Bhoopen Kurani , Melissa Lowry , Uma Meyyappan , Bipin Sahni , Nikolai Stroke
发明人: Stephen M. Ellis , Michael J. Kennedy , Ashish Bhoopen Kurani , Melissa Lowry , Uma Meyyappan , Bipin Sahni , Nikolai Stroke
IPC分类号: G06Q40/00
CPC分类号: G06Q20/36 , G06Q20/3224 , G06Q30/0255 , G06Q30/0261 , G06Q30/0267 , G06Q30/0623 , G06Q30/0639 , G06Q30/0641 , G06Q40/00
摘要: A computer-implemented method includes capturing an image by a mobile computing device and determining a geographic location and a direction of the mobile computing device while capturing the image. The method includes generating a display that includes the image and that identifies the locations of merchants that have at least one offer available for a user of the mobile device based on the geographic location and the direction of the mobile computing device and generating the at least one offer based on the past transactions of the user.
摘要翻译: 计算机实现的方法包括由移动计算设备捕获图像,并且在捕获图像的同时确定移动计算设备的地理位置和方向。 该方法包括生成包括图像的显示器,并且基于移动计算设备的地理位置和方向识别具有可用于移动设备的用户的至少一个报价的商家的位置,并且生成至少一个 基于用户的过去交易提供。
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公开(公告)号:US20150131794A1
公开(公告)日:2015-05-14
申请号:US14080382
申请日:2013-11-14
申请人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
IPC分类号: H04M3/51
CPC分类号: H04M3/5133 , H04M2201/38 , H04M2203/551
摘要: One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
摘要翻译: 本文提供了用于智能数据呈现的技术或系统的一个或多个实施例。 数据可以以不同的方式呈现在具有不同特征的类似装置上。 例如,可以在具有一个监视器的第一设备上以第一方式呈现数据,可以在具有两个显示器或不同显示器大小的第二设备上以第二方式呈现相同的数据。 财务信息,销售数据,银行信息等可以基于访问信息或数据的设备的能力或属性以多种方式呈现。 类似地,可以基于用户可能具有不同渲染或呈现的交互功能或交互选项来选择渲染。 在其他实施例中,用户与自动取款机(ATM),呼叫中心,车辆或其他接口的交互可以基于设备属性或设备能力。
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公开(公告)号:US08930271B1
公开(公告)日:2015-01-06
申请号:US13456157
申请日:2012-04-25
申请人: Stephen M. Ellis , Michael J. Kennedy , Ashish Bhoopen Kurani , Melissa Lowry , Uma Meyyappan , Bipin Sahni , Nikolai Stroke
发明人: Stephen M. Ellis , Michael J. Kennedy , Ashish Bhoopen Kurani , Melissa Lowry , Uma Meyyappan , Bipin Sahni , Nikolai Stroke
IPC分类号: G06Q40/00
CPC分类号: G06Q20/36 , G06Q30/0224 , G06Q30/0267
摘要: A computer-implemented system and method for providing offers to a mobile device includes receiving at least one offer from at least one merchant at an offer computer system and determining, by the offer computer system, an offer to present on the mobile device based on at least one characteristic of a user of the mobile device, the offer providing the user a discount from a price of a product or service. The method includes receiving a request for a code to provide to a merchant, the code being generated for the mobile device that belongs to the user. The method includes receiving, from a mobile device, an indication from the user to use the offer and sending, by the offer computer system, to the mobile device an offer code to be displayed on the mobile device to be received by a merchant.
摘要翻译: 用于向移动设备提供优惠的计算机实现的系统和方法包括:在提供计算机系统处从至少一个商家接收至少一个报价,并由提供计算机系统确定基于at的在该移动设备上呈现的报价 移动设备的用户的至少一个特征,该提供向用户提供来自产品或服务的价格的折扣。 该方法包括接收针对为商家提供的代码的请求,该代码是为属于用户的移动设备生成的。 该方法包括从移动设备接收来自用户的使用该提议的指示并由提供计算机系统向移动设备发送将要在商店上接收的移动设备上显示的报价代码。
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公开(公告)号:US10021247B2
公开(公告)日:2018-07-10
申请号:US14080382
申请日:2013-11-14
申请人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
发明人: Stephen M. Ellis , Bipin Sahni , David Hatch , Shahid Razzaq
CPC分类号: H04M3/5133 , G06F3/013 , G06F3/017 , H04M3/523 , H04M2201/38 , H04M2201/42 , H04M2203/256 , H04M2203/258 , H04M2203/551
摘要: One or more embodiments of techniques or systems for intelligent data presentation are provided herein. Data can be presented on similar devices having different characteristics in different manners. For example, data may be rendered in a first manner on a first device having one monitor, the same data may be rendered in a second manner on a second device having two displays or a different display size. Financial information, sales data, banking information, etc. may be presented in a variety of ways based on capabilities or properties of a device accessing the information or data. Similarly, renderings may be selected based on interaction capabilities or interaction options a user may have with different renderings or presentations. In other embodiments, user interaction with an automated teller machine (ATM), call center, vehicle, or other interface can be based on device properties or device capabilities.
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