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公开(公告)号：US09595848B2
公开(公告)日：2017-03-14
申请号：US14937085
申请日：2015-11-10
Applicant: Randall W. Jenkins , Songtao Ma , Eric Toepke , Mike Ryan , Natarajan Ramanchandran , Thomas D. Ertle , Timothy Crews , Willis Miller , Nicholas Billett , Steven Shepley , Dave Krzic , Victor Cogan
Inventor： Randall W. Jenkins , Songtao Ma , Eric Toepke , Mike Ryan , Natarajan Ramanchandran , Thomas D. Ertle , Timothy Crews , Willis Miller , Nicholas Billett , Steven Shepley , Dave Krzic , Victor Cogan
CPC classification number: H02J9/061 , G06F1/263 , G06F1/30 , G06F1/32 , G06Q20/1085 , G07F19/207 , G07F19/209
Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
Abstract translation: 在示例实施例中，自动银行机器引起与财务账户相关的财务转账，其对应于从用户卡读取的数据。 自动银行机器还包括控制所包含设备的电力供应的装置，以便在遇到电力下降或丧失时便于完成交易。
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公开(公告)号：US20160065002A1
公开(公告)日：2016-03-03
申请号：US14937085
申请日：2015-11-10
Applicant: Randall W. Jenkins , Songtao Ma , Eric Toepke , Mike Ryan , Natarajan Ramanchandran , Thomas D. Ertle , Timothy Crews , Willis Miller , Nicholas Billett , Steven Shepley , Dave Krzic , Victor Cogan
Inventor： Randall W. Jenkins , Songtao Ma , Eric Toepke , Mike Ryan , Natarajan Ramanchandran , Thomas D. Ertle , Timothy Crews , Willis Miller , Nicholas Billett , Steven Shepley , Dave Krzic , Victor Cogan
CPC classification number: H02J9/061 , G06F1/263 , G06F1/30 , G06F1/32 , G06Q20/1085 , G07F19/207 , G07F19/209
Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
Abstract translation: 在示例实施例中，自动银行机器引起与财务账户相关的财务转账，其对应于从用户卡读取的数据。 自动银行机器还包括控制所包含设备的电力供应的装置，以便在遇到电力下降或损失时便于完成交易。
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公开(公告)号：US08544730B2
公开(公告)日：2013-10-01
申请号：US13324288
申请日：2011-12-13
Applicant: Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
Inventor： Songtao Ma , Eric Toepke , Mike R. Ryan , Randall W. Jenkins , Natarajan Ramachandran , Thomas D. Ertle , Tim Crews , Willis Miller , Nick Billett , Steven Shepley , Dave Krzic , Victor A. Cogan
CPC classification number: G07F19/209 , G07F19/207
Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
Abstract translation: 自动银行业务响应于与授权用户或财务账户数据相对应的数据承载记录读取的数据。 该机器包括用于从用户卡读取数据的读卡器。 自动银行机器引起与财务帐户相关的财务转移，这些转账对应于从用户卡读取的数据。 自动银行机还包括控制所包含设备的电力供应以避免超过电力供应能力的设备。
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4.发明授权公开(公告)号：US08387867B1
公开(公告)日：2013-03-05
申请号：US13400361
申请日：2012-02-20
Applicant: Songtao Ma , David A. Peters
Inventor： Songtao Ma , David A. Peters
IPC: G06Q40/00
CPC classification number: G07F19/20 , G06Q40/02 , G07D7/00 , G07D7/1205 , G07D7/121 , G07D7/20 , G07F19/201 , G07F19/202 , H04N1/56
Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that reads identifying data from a user card. A host banking system authorizes operation of an automated banking machine responsive to computer verification of the identifying data. The automated banking machine can dispense cash to an authorized machine user in a cash dispensing transaction, and have the user's bank account charged for the cash amount dispensed. The automated banking machine can acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for the checks. Cash can be dispensed from the machine to a user in exchange for a deposited check.
Abstract translation: 响应于数据承载记录控制的自动银行机包括从用户卡读取识别数据的读卡器。 主机银行系统授权操作自动银行机器，以响应识别数据的计算机验证。 自动银行机器可以在现金分发交易中向现有授权的机器用户分配现金，并且为用户的银行账户支付现金金额。 自动银行机器可以从存入的支票中获取图像和磁性数据，以确定支票的真实性和用户接受现金支票的权限。 现金可以从机器分配给用户，以换取押金支票。
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公开(公告)号：US20120138676A1
公开(公告)日：2012-06-07
申请号：US13310858
申请日：2011-12-05
Applicant: Songtao Ma , David Vidmar , Michael Russell , Larry Harmon , Eric Klein , Jeffery M. Enright , Mike P. Ryan , Wayne Wellbaum
Inventor： Songtao Ma , David Vidmar , Michael Russell , Larry Harmon , Eric Klein , Jeffery M. Enright , Mike P. Ryan , Wayne Wellbaum
IPC: G07F19/00
CPC classification number: B65H7/12 , B65H2220/01 , B65H2511/51 , B65H2511/524 , B65H2553/30 , B65H2557/64 , G06Q20/042 , G07D7/08 , G07D7/12 , G07F19/20 , B65H2220/03
Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The card reader is operative to read and return card information read from the user card responsive. The automated banking machine further includes a sheet detector that is operative to detect at least one property usable to distinguish between the presence or absence of a sheet and/or determine a property of the sheet.
Abstract translation: 自动银行业务机构可以根据从数据记录中读取的数据进行财务转移。 自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。 自动银行机还包括显示器和打印机，用于产生与机器进行的金融交易的记录。 读卡器可操作以响应地读取并返回从用户卡读取的卡片信息。 自动银行机还包括纸张检测器，其可操作以检测至少一种可用于区分纸张的存在或不存在的特性和/或确定纸张的性质。
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Patent Agency Ranking
6.发明申请公开(公告)号：US20110303745A1
公开(公告)日：2011-12-15
申请号：US13199106
申请日：2011-08-19
Applicant: Randall Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
Inventor： Randall Jenkins , Songtao Ma , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
IPC: G07F19/00
CPC classification number: G07F19/20 , G06Q40/00 , G07F19/2055
Abstract: An automated banking machine is controlled responsive to data read from data bearing records. The automated banking machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include for example, fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.
Abstract translation: 响应于从数据记录读取的数据控制自动银行机。 自动银行机包括读卡器，小键盘，自动提款机，现金出口，存款接收开口以及可能易于安装欺诈设备的其他交易地点。 防欺诈感测系统在机器中操作以感测未经授权的设备在机器上的可能安装。 这种未经授权的设备可以包括例如欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备和存款输入转移设备。
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公开(公告)号：US20080121695A1
公开(公告)日：2008-05-29
申请号：US11983434
申请日：2007-11-08
Applicant: Songtao Ma , William D. Beskitt
Inventor： Songtao Ma , William D. Beskitt
CPC classification number: G07F19/202 , G07D11/0018 , G07F19/20
Abstract: A system controlled by data bearing records includes an automated banking machine that operates to carry out transactions responsive to data read from user cards. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices. Sheets determined not to have at least one property of genuine sheets are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
Abstract translation: 由数据承载记录控制的系统包括自动银行机，其操作以响应于从用户卡读取的数据执行交易。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 每个片材与片材路径对齐并通过分析装置进行分析。 表格确定不具有至少一个正版纸的属性返回到机器的用户。 确定至少有一张正本纸的属性被处理并存储在机器中。
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公开(公告)号：US07357306B2
公开(公告)日：2008-04-15
申请号：US11171647
申请日：2005-06-30
Applicant: Songtao Ma , Edward L. Laskowski
Inventor： Songtao Ma , Edward L. Laskowski
CPC classification number: G07D7/08 , B65H7/125 , B65H2553/30 , B65H2701/1912 , G07D7/183 , G07F19/20 , G07F19/201
Abstract: A detector for a deposit accepting apparatus of an automated banking machine includes an ultrasonic transmitter driven by a driving signal operative to cause the ultrasonic transmitter to transmit an ultrasonic sound signal through a sheet pathway of the detector. The detector also includes an ultrasonic receiver operative to generate a receiver signal responsive to the ultrasonic sound signal. The detector further includes first and second correlation filters. The first and second correlation filters are operative to generate first and second outputs responsive to the receiver signal. At least one processor is operative responsive to the first and second outputs of the correlation filters to determine information associated with changes in phase of the ultrasonic sound signal and to distinguish between single and multiple sheets in the pathway responsive to the information associated with changes in phase.
Abstract translation: 用于自动银行机的存款接收装置的检测器包括由驱动信号驱动的超声波发射器，该驱动信号用于使超声波发射器通过检测器的片通路传输超声波信号。 检测器还包括可响应于超声波声音信号产生接收机信号的超声波接收器。 检测器还包括第一和第二相关滤波器。 第一和第二相关滤波器用于响应于接收机信号产生第一和第二输出。 至少一个处理器响应于相关滤波器的第一和第二输出来操作以确定与超声波声音信号的相位变化相关联的信息，并且响应于与相位变化相关联的信息来区分该通路中的单个和多个片材 。
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公开(公告)号：US07213747B2
公开(公告)日：2007-05-08
申请号：US11370747
申请日：2006-03-08
Applicant: Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner
Inventor： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner
IPC: G07F19/00
CPC classification number: G07F19/202 , G06Q20/042 , G07F19/20 , G07F19/203 , G07F19/205
Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
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10.发明授权Check accepting and cash dispensing automated banking machine system and method 有权检查接收和现金分发自动银行机系统和方法公开(公告)号：US07150394B2
公开(公告)日：2006-12-19
申请号：US11370547
申请日：2006-03-08
Applicant: Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner
Inventor： Thomas A. VanKirk , Jon E. Washington , Brian Jones , William D. Beskitt , Harry Thomas Graef , David A. Peters , Damon J. Blackford , Dale H. Blackson , Edward L. Laskowski , Songtao Ma , Tim Crews , Kenneth Turocy , Douglas T. Dominick , Jason J. Smolk , Brian E. Lucas , Bradley Lightner
CPC classification number: G07F19/20 , G06Q20/042 , G07F7/04 , G07F19/202
Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host. In addition, the ATM includes an ink bearing roll to print indicia on checks moving in the ATM.
Abstract translation: 自动银行机系统和方法包括接收对用户的支票和现金的ATM。 操作ATM以从存放的检查中获得图像和磁性数据，以确定检查的真实性和用户接收用于这种检查的现金的权限。 现金可以从ATM分配给用户，以换取押金支票。 自动取款机响应于与交易主机的通信分配现金。 此外，ATM包括墨水支承辊，以在ATM中移动的支票上打印标记。
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