Intelligent routing control
    3.
    发明授权

    公开(公告)号:US10657603B1

    公开(公告)日:2020-05-19

    申请号:US16374480

    申请日:2019-04-03

    摘要: A system and method classify insurance documents. The system and method receive a request to access documents from an assessment queue stored in a memory of a device where each of the documents contain insurance data and have an associated destination and associated metadata. The system and method convert the set of documents encoded in a first file format to a second file format to remove the metadata. The system and method partition each document of the set of documents into separate stand-alone documents and converts each of the partitioned documents into separate recognition vectors. The system and method classifies the partitioned documents through an additive learning algorithm in which routing data is embedded in second metadata and merge the classified partitioned documents. The merged documents are routed to a remote destination independent of the originally intended destination and the associated metadata.

    Customizable insurance system
    4.
    发明授权
    Customizable insurance system 有权
    可定制保险制度

    公开(公告)号:US09183593B2

    公开(公告)日:2015-11-10

    申请号:US13864687

    申请日:2013-04-17

    IPC分类号: G06Q40/08

    CPC分类号: G06Q40/08

    摘要: An automated insurance quote system allows users to apply for one or more insurance quotes through a self-service communication channel. The system includes an interface that may receive applicant data from a remote location. A front-end processor selectively passes applicant data to a record keeping system retained in a memory. A controller or quote processors selects and transmits one or more insurance policies that are allowed under a user's governmental law and are tailored to the user's price and/or coverage preferences. The system conveys coverage details to users through the interface.

    摘要翻译: 自动保险报价系统允许用户通过自助通信渠道申请一个或多个保险报价。 该系统包括可以从远程位置接收申请者数据的接口。 前端处理器选择性地将申请人数据传送到保存在存储器中的记录保存系统。 控制器或报价处理器根据用户的政府法律选择和传送一个或多个允许的保险单,并且根据用户的价格和/或覆盖率偏好进行调整。 系统通过界面向用户传达覆盖细节。

    Multivariate predictive system
    5.
    发明授权

    公开(公告)号:US11928740B1

    公开(公告)日:2024-03-12

    申请号:US17495066

    申请日:2021-10-06

    IPC分类号: G06Q40/08 G06F16/23

    CPC分类号: G06Q40/08 G06F16/2365

    摘要: A multivariate predictive system processes usage based data that includes a database engine that provides access to a plurality of database management systems that mine diverse sources of usage based data. A digital filter selectively filters data streams that include usage based data. A sampler automatically divides the filtered data into sample groups and stores the sample groups in a memory. The sampler divides the filtered data according to insurance rating variables processed by a processor programmed to underwrite an insurance product and rate that insurance product. Some samplers store the divided filter data in a local memory. A multiplier multiples rating factors preprogrammed with the insurance rating variables with a base rate of insurance to determine an insured's insurance premium.

    Resource management system
    7.
    发明授权

    公开(公告)号:US10997559B1

    公开(公告)日:2021-05-04

    申请号:US16998614

    申请日:2020-08-20

    摘要: A system automatically manages remote and local data through a declarative client that retrieves, tracks, and caches data in response to a transmission from an interface. The declarative client sits on an immutable image served by a secure private cloud platform. A serverless compute engine receives the immutable image and a plurality of tasks that process the immutable image in a container. An application programming interface in communication with the declarative client extracts data via queries from a database. The declarative client includes a normalized in-memory cache that breaks up results of the queries into individual objects that are each associated with a unique identifier and a unique name. The extracted data is deconstructed downloaded content in which original computer assigned links between data elements are intercepted and mapped to redirected computer-generated local links that locate the downloaded content in a local database.

    MOBILE INSURANCE PLATFORM SYSTEM
    8.
    发明申请

    公开(公告)号:US20180197249A1

    公开(公告)日:2018-07-12

    申请号:US15916722

    申请日:2018-03-09

    IPC分类号: G06Q40/08

    CPC分类号: G06Q40/08 G06Q20/322

    摘要: A mobile insurance architecture includes a wireless communication interface that connects mobile client devices to wireless networks. An insurance server cluster that includes a group of independent network servers operates and appears to mobile client devices as if the group of independent network servers were a single computer server. An adaptive transmission controller communicates with the insurance server cluster and processes content in multiple mobile formats that may be optimized to the screen sizes of the mobile client devices. The insurance server cluster responds to native application clients resident to the mobile client devices. The native application clients contain code stored on a non-transitory media that render insurance quoting services, insurance claims services, on-line insurance policy services, usage based insurance services, mobile monitoring services, or insurance agency management services.

    Chatbot artificial intelligence
    10.
    发明授权

    公开(公告)号:US10601740B1

    公开(公告)日:2020-03-24

    申请号:US16374495

    申请日:2019-04-03

    IPC分类号: H04L12/58 H04L29/08

    摘要: A system and method simulate a chat-based conversation with a human user. The system and method receive a text message through the chat system that enables a receiver to transmit an automatically generated response in real time during a chat session. The system and method recognize characters in a text message and generates an automatic prediction or classification using a conversational assistant pod that resides in a container. The system and method generate an automatic response and modify computing resources by replacing the conversational assistant pod and the container with a second conversational assistant pod and a second container without interrupting the chat session.