公开(公告)号：US20080243678A1

公开(公告)日：2008-10-02

申请号：US11727884

申请日：2007-03-28

申请人： Craig Hooley ,  Honey Kalla ,  Hari Vivek ,  Paul Lindemann ,  Esteban C. Vivanco

发明人： Craig Hooley ,  Honey Kalla ,  Hari Vivek ,  Paul Lindemann ,  Esteban C. Vivanco

IPC分类号： G06Q40/00

CPC分类号： G06Q40/08 ,  G06Q40/025 ,  Y02A10/46 ,  Y02A10/48

摘要： Methods and systems for assisting analysis of potential gain or loss associated with acquiring property, and analysis of data related to disaster (such as due to flood, fire, etc.) affected properties with delinquent payments to determine the appropriate equity decision regarding a foreclosure action on one or more liens associated with the property. Loans and information associated therewith are assigned to one of the status queues that include a queue for loans eligible for review, a queue for loans reviewed based on the analysis, a queue for loans having a certain risk factor associated therewith, a queue for loans designated for foreclosure, a queue for loans having a certain lien position associated therewith, a queue for loans designated for bid-at-sale, and a queue for loans designated for disposition without any further action by the lender. Multiple liens associated with a subject property can be displayed and analyzed to facilitate assessment of the loan and recommendations for disposition thereof. Insurance payment information for disaster-affected underlying properties is displayed and can be taken into account when assessing the loan and formulating recommendations for disposition thereof.

摘要翻译： 协助分析与获得财产相关的潜在收益或损失的方法和系统，以及与灾害有关的数据（如洪水，火灾等）的分析影响了拖欠款项的财产，以确定关于止赎行为的适当的股权决定 在一个或多个与该财产相关联的留置权。 贷款和相关信息被分配到一个状态队列中，其中包括用于有资格进行审查的贷款的队列，用于基于分析审查的贷款的队列，具有与之相关的特定风险因素的贷款的队列，指定的贷款的队列 为了取消止赎权，排放与其相关的一定留置权的贷款，指定用于买卖的贷款的排队，以及指定用于处置的贷款的排队，而没有贷款人进一步的行动。 可以显示和分析与主题财产相关的多个留置权，以便于评估贷款和处理建议。 显示灾害影响的基础物业的保险支付信息，在评估贷款和制定其处置建议时可以考虑。

公开(公告)号：US07899741B2

公开(公告)日：2011-03-01

申请号：US11727884

申请日：2007-03-28

申请人： Craig Hooley ,  Honey Kalla ,  Hari Vivek ,  Paul Lindemann ,  Esteban C. Vivanco

发明人： Craig Hooley ,  Honey Kalla ,  Hari Vivek ,  Paul Lindemann ,  Esteban C. Vivanco

IPC分类号： G06Q40/00

CPC分类号： G06Q40/08 ,  G06Q40/025 ,  Y02A10/46 ,  Y02A10/48

摘要： Methods and systems for assisting analysis of potential gain or loss associated with acquiring property, and analysis of data related to disaster (such as due to flood, fire, etc.) affected properties with delinquent payments to determine the appropriate equity decision regarding a foreclosure action on one or more liens associated with the property. Loans and information associated therewith are assigned to one of the status queues that include a queue for loans eligible for review, a queue for loans reviewed based on the analysis, a queue for loans having a certain risk factor associated therewith, a queue for loans designated for foreclosure, a queue for loans having a certain lien position associated therewith, a queue for loans designated for bid-at-sale, and a queue for loans designated for disposition without any further action by the lender. Multiple liens associated with a subject property can be displayed and analyzed to facilitate assessment of the loan and recommendations for disposition thereof. Insurance payment information for disaster-affected underlying properties is displayed and can be taken into account when assessing the loan and formulating recommendations for disposition thereof.

摘要翻译： 协助分析与获得财产相关的潜在收益或损失的方法和系统，以及与灾害有关的数据（如洪水，火灾等）的分析影响了拖欠款项的财产，以确定关于止赎行为的适当的股权决定 在一个或多个与该财产相关联的留置权。 贷款和相关信息被分配到一个状态队列中，其中包括用于有资格进行审查的贷款的队列，用于基于分析审查的贷款的队列，具有与之相关的特定风险因素的贷款的队列，指定的贷款的队列 为了取消止赎权，排放与其相关的一定留置权的贷款，指定用于买卖的贷款的排队，以及指定用于处置的贷款的排队，而没有贷款人进一步的行动。 可以显示和分析与主题财产相关的多个留置权，以便于评估贷款和处理建议。 显示灾害影响的基础物业的保险支付信息，在评估贷款和制定其处置建议时可以考虑。