公开(公告)号：US20090236413A1

公开(公告)日：2009-09-24

申请号：US12479219

申请日：2009-06-05

Applicant: Randall Lee Mueller ,  Thomas Edwin Schaadt ,  V. Srinivas Nori ,  Steven Q. Purser ,  Pablo Gonzales ,  Bruce D. Herring ,  James A. Blake

Inventor： Randall Lee Mueller ,  Thomas Edwin Schaadt ,  V. Srinivas Nori ,  Steven Q. Purser ,  Pablo Gonzales ,  Bruce D. Herring ,  James A. Blake

IPC: G07F19/00 ,  G06Q40/00

CPC classification number: G06Q20/042 ,  G06Q20/04

Abstract: Accommodating the data needed to process checks for payment under the Check Clearing for the 21st Century Act by using expanded fields of a financial data file. The financial data file can comprise the complete, original MICR data from an original or substitute paper check. The financial data file can comprise truncated data in conventional fields F1-F7 and untruncated data in expanded fields F10-F1 . The financial data file further can comprise a result from an image quality analysis performed on an electronic image of the check. The untruncated MICR data and the electronic check image can be used to correct errors in the financial data file and to present the check for payment via a substitute check or an electronic image cash letter. The truncated MICR data can be used to electronically process the check via conventional means.

Abstract translation: 通过使用财务数据文件的扩展字段，适应处理“21世纪支票结算法案”支付支付所需的数据。 财务数据文件可以包含来自原始或替代纸支票的完整的原始MICR数据。 财务数据文件可以包括常规字段F1-F7中的截断数据和扩展字段F10-F1中的未经截断的数据。 财务数据文件还可以包括对支票的电子图像执行的图像质量分析的结果。 未经截断的MICR数据和电子支票图像可用于纠正财务数据文件中的错误，并通过替代支票或电子图像现金信函提供支票支票。 截断的MICR数据可用于通过常规手段电子处理支票。

公开(公告)号：US1263317A

公开(公告)日：1918-04-16

申请号：US20558217

申请日：1917-12-05

Applicant: GARZA PABLO GONZALES

Inventor： GARZA PABLO GONZALES

IPC: A21B1/48

CPC classification number: A21B1/48