Anonymous electronic transactions using auditable membership proofs
    3.
    发明申请
    Anonymous electronic transactions using auditable membership proofs 审中-公开
    使用可审核会员证明的匿名电子交易

    公开(公告)号:US20040133782A1

    公开(公告)日:2004-07-08

    申请号:US10642390

    申请日:2003-08-15

    IPC分类号: H04L009/00

    摘要: Systems and methods for executing electronic transactions on an anonymous basis using blind auditable membership proofs. By making use of a new cryptographic primitive, electronic transactions such as payment, voting, investment, redemption of tax coupon, and international currency transfer may be made both anonymous and auditable. In an electronic payment system according to the present invention, a user submits information identifying a coin to a bank which in turn validates the coin and adds it to a public list of valid coins. To make a payment using the coin, the user presents an efficient auditable membership proof to a merchant in the form of a zero knowledge argument which proves that the user knows the authenticating information for an unspecified coin in the public list of valid coins. The merchant verifies the zero knowledge argument, accepts the coin as payment, and presents certain authenticating information to the bank. After verifying the merchant's identity and the validity of the coin referenced in the authenticating information, the bank credits the merchant's account and removes the coin from the public list of valid coins. Thereby the user makes payment with complete anonymity while authorities are given the necessary opportunity to monitor and audit the transactions to help deter and prevent bank robbery, blackmail, money laundering and other illegality.

    摘要翻译: 使用盲目审核的会籍证明,以匿名方式执行电子交易的系统和方法。 通过使用新的加密原语,可以进行匿名审计等电子交易,如付款,投票,投资,赎回税优惠券和国际货币转账。 在根据本发明的电子支付系统中,用户将识别硬币的信息提交给银行,银行又对硬币进行验证并将其添加到有效硬币的公开列表中。 为了使用硬币进行支付,用户以零知识论证的形式向商家呈现有效的可审查会员证明,这证明用户知道有效硬币的公开列表中的未指定硬币的认证信息。 商家验证零知识论证,接受硬币作为付款,并向银行提供某些认证信息。 在验证商家的身份和验证信息中引用的硬币的有效性之后,银行将商户的帐户信用并从公开的有效硬币列表中移除硬币。 因此,用户以完全匿名的方式付款,而当局有机会监控和审计交易,以帮助阻止和防止银行抢劫,勒索,洗钱和其他非法行为。