公开(公告)号：US11928702B1

公开(公告)日：2024-03-12

申请号：US18073864

申请日：2022-12-02

申请人： Inmar Clearing, Inc.

发明人： Ken Krause

IPC分类号： G06Q30/00 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q30/0207 ,  G06Q30/0226

CPC分类号： G06Q30/0229 ,  G06Q20/36 ,  G06Q20/389 ,  G06Q30/0224 ,  G06Q30/0233 ,  G06Q30/0236

摘要： A shopper information processing system may include a shopper device associated with a given shopper, and a shopper information processing server. The shopper information processing server may be configured to store shopper information associated with the given shopper on a blockchain, cooperate with the shopper device to store shopper permissions for selectively accessing, on the blockchain, the shopper information, and permit at least one loyalty program to access the selected shopper information on the blockchain based upon the shopper permissions. The shopper information processing server may also be configured to generate a digital coupon based upon an amount of shopper information permitted to be selectively accessed by the at least one loyalty program, and communicate the digital coupon to the shopper device.

公开(公告)号：US11880860B1

公开(公告)日：2024-01-23

申请号：US17870580

申请日：2022-07-21

申请人： Inmar Clearing, Inc.

发明人： Andrew B. Jump ,  Ali Mirian ,  Srinivasan Varadarajan ,  Tom Fogarty

IPC分类号： G06Q30/0238 ,  G06Q30/0601 ,  G06Q30/0207

CPC分类号： G06Q30/0238 ,  G06Q30/0222 ,  G06Q30/0635

摘要： A digital promotion processing system may include a shopper device associated with a given shopper, and a promotion processing server. The server may generate a given promotion identifier associated with a digital promotion for a given product. The digital promotion may be redeemable via different redemption channels and may have a redeemable value associated therewith. The server may communicate the digital promotion to the shopper device, cooperate with the shopper device to display, on a display of the shopper device, the digital promotion, and cooperate with the shopper device to permit shopper-selection of one of the different redemption channels based upon display of the digital promotion. The server may determine when the given product has been purchased by the given shopper, and when so, apply the redeemable value according to the shopper-selected redemption channel and based upon the given promotion identifier.

公开(公告)号：US11803870B1

公开(公告)日：2023-10-31

申请号：US17876414

申请日：2022-07-28

申请人： Inmar Clearing, Inc.

发明人： Alise Raak

IPC分类号： G06Q30/00 ,  G06Q30/0238 ,  G06Q20/36 ,  G06Q40/08 ,  G06Q30/0601

CPC分类号： G06Q30/0238 ,  G06Q20/363 ,  G06Q30/0641 ,  G06Q40/08

摘要： A digital wallet generation system may include a user device associated with a given user and configured to acquire an image of a health insurance card associated with the given user. The health insurance card may have a unique identifier (UID). The system may also include a digital wallet server configured to generate a digital wallet for the given user based upon the UID, and communicate with a health insurance provider server associated with a health insurance provider to determine at least one of an available product and service provided by the health insurance provider for the benefit of the given user and paid by the health insurance provider based upon the UID. The server may also be configured to generate a digital coupon having a redeemable value redeemable toward the at least one of the available product and service, and store the digital coupon in the digital wallet.

公开(公告)号：US11605103B1

公开(公告)日：2023-03-14

申请号：US17465023

申请日：2021-09-02

申请人： INMAR CLEARING, INC.

发明人： Courtney M. Lewis ,  Jeff Clouse ,  Diana Medina ,  Teva Moore ,  Alise Raak ,  Rob Small ,  Chris Smith

IPC分类号： G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0601 ,  G16H50/30 ,  G06K19/06

摘要： A system may include a remote device and a server. The server may be configured to store a grocery items purchase history for a given user, and determine a medication to be dispensed to the given user. The server may also be configured to compare the medication to the grocery items purchase history and determine a grocery item having an interaction with the medication, and determine a substitute grocery item for the grocery item having the interaction with the medication. The server may generate a digital promotion for the substitute grocery item, and communicate the digital promotion to the remote device.

公开(公告)号：US11599898B1

公开(公告)日：2023-03-07

申请号：US17744657

申请日：2022-05-14

申请人： Inmar Clearing, Inc.

发明人： Alise Raak ,  Sylvain Mansier

IPC分类号： G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0226 ,  G06Q20/34

摘要： A shopper valuation system may include a user device associated with a given shopper, and a shopper valuation server. The server may obtain historical purchase data associated with shoppers at a given retailer, apply a machine learning algorithm to determine a corresponding shopper value for each of the shoppers, and obtain historical purchase data associated with the given shopper at the given retailer. The server may apply the algorithm to determine a shopper value for the given shopper based upon the historical purchase data for the shoppers and, the corresponding shopper values for the shoppers, and update the machine learning algorithm based upon the shopper value for the given shopper. The server may also communicate a notification to the user device soliciting the given shopper to enroll in a retailer loyalty program for payment to the given shopper of the shopper value for the given shopper.

公开(公告)号：US11416885B1

公开(公告)日：2022-08-16

申请号：US17130662

申请日：2020-12-22

申请人： Inmar Clearing, Inc.

发明人： Melissa Bube ,  Jacob Bowman ,  Joel Corra ,  Jason Eudy

IPC分类号： G06Q30/02 ,  G06Q30/06 ,  G06N20/00

摘要： A digital promotion processing system may include user devices each associated with a respective different user and a promotion processing server. The promotion processing server may be configured to store historical purchase data for durable good products purchased by the users. The historical purchase data may include a replacement lifespan and a purchase date. The promotion processing server may also be configured to determine an expected product replacement date for a given durable good product from among the durable good products based upon an elapsed time from the purchase date relative to the replacement lifespan, and upon reaching the expected product replacement date, generate and communicate a digital promotion for a replacement durable good product to a corresponding one of the user devices.

公开(公告)号：US11087342B1

公开(公告)日：2021-08-10

申请号：US16660280

申请日：2019-10-22

申请人： Inmar Clearing, Inc.

发明人： O'Ryan McEntire ,  Gregory Clem ,  Nathanael Georgeson ,  Jeffery Hayes ,  Samuel May ,  Zackary Smith

IPC分类号： G06Q30/02 ,  G06Q50/00 ,  H04L12/58 ,  G06K9/00 ,  H04W88/02 ,  H04N1/00

摘要： A promotion processing system may include user devices that may include a mobile device to acquire an image of a given product having a brand associated therewith. The system may include a promotion processing server to obtain the acquired image of the given product from the mobile wireless device, and use image recognition to determine the brand associated with the given product based upon the acquired image. The server may also operate a chatbot with the user devices. The chatbot may include a social media wall having user-obtained images of different products, and each different product may be associated with the brand. The server may add the acquired image to the social media wall and solicit voting, within the chatbot and from the user devices, for a favored image on the social media wall, and determine and communicate a reward value to the mobile device based upon the voting.

公开(公告)号：US10984436B1

公开(公告)日：2021-04-20

申请号：US16046557

申请日：2018-07-26

申请人： INMAR CLEARING, INC.

发明人： Jess D. Walker ,  David Edward Johnson ,  Grazia Ruskin

IPC分类号： G09G5/00 ,  G06Q30/02

摘要： A system may include a promotions server for storing a brand-based Cannabis promotional offer and a mobile wireless communications device associated with a user. The system may also include a point-of-sale (POS) terminal located at a Cannabis serving establishment for acquiring user identification information, opening a user Cannabis tab and communicating the user identification information to the promotions server, and closing and communicating the user Cannabis tab to the promotions server. The user Cannabis tab may identify a brand of Cannabis ordered by the user. The promotions server may determine that the mobile device is at the Cannabis serving establishment and send a notification of the brand-based Cannabis promotional offer to the mobile device. The promotions server may also determine that the brand of Cannabis ordered by the user matches the brand-based Cannabis promotional offer and communicate the brand-based Cannabis promotional offer to the POS terminal for redemption thereat.

公开(公告)号：US10475081B1

公开(公告)日：2019-11-12

申请号：US15712853

申请日：2017-09-22

申请人： INMAR CLEARING, INC.

发明人： Jess D. Walker ,  Bryan Bartow ,  David E. Johnson ,  Chris Rebstock

IPC分类号： G06Q30/02 ,  G06Q20/36 ,  H04W4/02 ,  G06Q20/20

摘要： A coupon processing system may include a promotions server and a mobile wireless communications device associated with a purchaser and having a device identification (ID) associated therewith. The mobile device may acquire a product identifier image for a given product having an incentive associated therewith and communicate the product identifier image to the promotions server using a short message service short code. The mobile device may also communicate a geographic location and the device ID to the promotions server. The promotions server may assign the incentive to a digital wallet for the purchaser based upon the product identifier image and redeem the incentive based upon the geographic location of the mobile device.

公开(公告)号：US11900436B1

公开(公告)日：2024-02-13

申请号：US17967799

申请日：2022-10-17

申请人： Inmar Clearing, Inc.

发明人： Jeffery Clouse ,  Kathryn Rouse

IPC分类号： G06Q30/02 ,  G06Q30/0601 ,  G06F40/20 ,  G06Q30/0241

CPC分类号： G06Q30/0631 ,  G06F40/20 ,  G06Q30/0277

摘要： A product substitution system may include a shopper device associated with a given shopper, and a product substitution server. The server may obtain descriptive purchased product data for purchased products from a retailer, and iteratively operate a natural language processing (NLP) algorithm to accept, as input thereto, the descriptive purchased product data, and generate, as output therefrom, a multi-dimensional representation of a relationship among the purchased products. The server may also, for each iteration, determine a product-to-product affinity based upon the multi-dimensional representation of the relationship, and determine a recommended substitute product for one of the products based upon the determined product-to-product affinity, and communicate the recommended substitute product to the shopper device. The server may also, for each iteration, obtain updated descriptive purchased product data for an updated plurality of purchased products from the retailer.