公开(公告)号：US20160098739A1

公开(公告)日：2016-04-07

申请号：US14505353

申请日：2014-10-02

申请人： Glenn A. Bowman

发明人： Glenn A. Bowman

IPC分类号： G06Q30/02

CPC分类号： G06Q30/0216 ,  G06Q30/0226 ,  G06Q40/06

摘要： A shareholder investment system and method is provided. At least certain embodiments relate to processing of loyalty rewards such as rewards generated via the use of credit cards, debit cards, prepaid cards, etc. A payment processing system for financial transactions is enhanced to support reward transactions. The reward communications can be processed over the payment processing system together with payment transactions. Consumer's can accumulate monetary value associated with the rewards in a rewards account. The rewards are based on awards provided by conducting transactions using a rewards account associated with a shareholder rewards program or by conducting transactions with particular merchants participating in the rewards program. The accumulated monetary value can then be used for purchase of shares of stock of participating merchants.

摘要翻译： 提供股东投资制度和方法。 至少某些实施例涉及忠诚奖励的处理，例如通过使用信用卡，借记卡，预付卡等产生的奖励。用于金融交易的支付处理系统被增强以支持奖励交易。 可以通过支付处理系统与支付交易一起处理奖励通信。 消费者可以在奖励帐户中积累与奖励相关的货币价值。 奖励是基于通过使用与股东奖励计划相关的奖励账户进行交易或通过与参与奖励计划的特定商户进行交易而提供的奖励。 累计货币价值可用于购买参与商户股票。

公开(公告)号：US09842344B2

公开(公告)日：2017-12-12

申请号：US14505353

申请日：2014-10-02

申请人： Glenn A. Bowman

发明人： Glenn A. Bowman

IPC分类号： G06Q30/02 ,  G06Q40/06

CPC分类号： G06Q30/0216 ,  G06Q30/0226 ,  G06Q40/06

摘要： A shareholder investment system and method is provided. At least certain embodiments relate to processing of loyalty rewards such as rewards generated via the use of credit cards, debit cards, prepaid cards, etc. A payment processing system for financial transactions is enhanced to support reward transactions. The reward communications can be processed over the payment processing system together with payment transactions. Consumer's can accumulate monetary value associated with the rewards in a rewards account. The rewards are based on awards provided by conducting transactions using a rewards account associated with a shareholder rewards program or by conducting transactions with particular merchants participating in the rewards program. The accumulated monetary value can then be used for purchase of shares of stock of participating merchants.