Abstract:
A damage prediction system that uses hazard data and/or aerial images to predict future damage and/or estimate existing damage to a structure is described herein. For example, the damage prediction system may use forecasted hazard data to predict future damage or use actual hazard data to estimate existing damage. The damage prediction system may obtain hazard data in which structures were or will be impacted by a hazard. The damage prediction system can then generate a flight plan that causes an aerial vehicle to fly over the impacted parcels and capture images. The damage prediction system can use artificial intelligence to process the images for the purpose of identifying potential damage. The damage prediction system can also use a hazard model, the hazard data, and structure characteristics to generate a damage score. The damage prediction system can then use the processed images and/or damage score to generate a virtual claim.
Abstract:
A damage prediction system that uses hazard data and/or aerial images to predict future damage and/or estimate existing damage to a structure is described herein. For example, the damage prediction system may use forecasted hazard data to predict future damage or use actual hazard data to estimate existing damage. The damage prediction system may obtain hazard data in which structures were or will be impacted by a hazard. The damage prediction system can then generate a flight plan that causes an aerial vehicle to fly over the impacted parcels and capture images. The damage prediction system can use artificial intelligence to process the images for the purpose of identifying potential damage. The damage prediction system can also use a hazard model, the hazard data, and structure characteristics to generate a damage score. The damage prediction system can then use the processed images and/or damage score to generate a virtual claim.
Abstract:
A system, apparatus, computer program product, and method use a convolutional neural network to auto-determine a first floor height (FFH) and a FFH elevation (FFE) of a building. The FFH, and FFE of the building are determined with respect to the terrain or surface of the parcel of land on which the building is located. In turn, by knowing the FFH and/or FFE of the building on the parcel, it is possible to use that information while performing a flood risk assessment to a property without requiring a personal inspection of the parcel by a human.
Abstract:
A data linking system is described herein that links data records corresponding to a particular real estate property even if there are inconsistencies in the data records, the physical presence of the real estate property has changed over time, and/or the data records use different terminology. In some cases the data records are matched using a trained machine learning model. The data linking system can optionally generate a visualization of the data record linkage via interactive user interfaces. By linking data records despite the issues described above, the data linking system reduces the number of navigational steps a user performs to obtain data associated with a property and/or reduces data processing times. The disclosed system may be used to generate and maintain a comprehensive database of substantially all properties within a jurisdiction, in which a unique identifier is assigned to each property.
Abstract:
A method, system and computer program product assess risk of an unauthorized API login and mitigate damage from an unauthorized API login. The method includes collecting in a database license attributes of a user license, user profile attributes, and database content change attributes; receiving an API login request; comparing features of the API login request to at least one of the database license attributes, user profile attributes, and database content change attributes against a predetermined threshold; assessing a risk of the an unauthorized API login request based on a result of the comparison; and based on a level of the assessed risk, implemented protective action to mitigate harm that may result from an unauthorized user from accessing information or services from a computer system by way of an API.
Abstract:
A system, method and computer program product cooperate to extract a building footprint from other data associated with a property. Imagery data of real property is input to a computing device, the imagery data containing a plurality of parcels. A processing circuit detects contrasts of candidate man-made structures on a parcel of the plurality of parcels. The candidate man-made structures are then associated with the parcel. A building footprint is then extracted by distinguishing a man-made structure on said parcel from natural terrain, recognizing that man-made structures when viewed from above generally show a strong contrast from background terrain. Remaining candidate man-made structures are removed by observing that they having features inconsistent with predetermined extraction logic.
Abstract:
System and methods are disclosed that attempt to verify data related to a parcel against mapping and addressing data. If the data cannot be verified, then an enhanced normalization process may be performed. The enhanced normalization process may attempt to group the parcel with some other parcels based on parcel characteristics. If the grouping is successful, then normalization may be performed on the grouping. Normalization may involve checking whether the grouping satisfies a set of grouping criteria.
Abstract:
In some embodiments, scripts may be used to perform parcel data acquisition, conversion, and clean-up/repair in an automated manner and/or through graphical user interfaces. The scripts may be used, for example, to repair geometries of new parcel data, convert multi-part parcel geometries to single part parcel geometries (explode), eliminate duplicate parcel geometries, append columns, create feature classes, and append feature classes. These scripts may be executed in a predetermined manner to increase efficiency. In some embodiments, different combinations of attributes may be appended to stored parcel data. In some embodiments, a tracking application may be used to track information about sources of data. In some embodiments, a tracking application may be used to track which system users are assigned to specific tasks (e.g., in a data acquisition project).
Abstract:
Systems and methods are disclosed that can enable a user to search for real estate properties by specifying search criteria that may exclude personal information. The systems and methods then can subsequently conduct a search for real estate property listings based partly on the specified search criteria and access loans associated with the matched properties. The system and methods then can perform analysis of the loans to identify loan and consumer characteristics and generate an electronic report that includes a representation of the loan and consumer characteristics.
Abstract:
Computer-based systems and methods are disclosed for modeling and predicting flash flood risks for real estate properties. In some embodiments, the systems and methods can predict flash flood risks for real estate properties by considering a variety of factors, including watershed hydrology characteristics, land surface characteristics, meteorological characteristics, and/or property characteristics. In some embodiments, the systems and methods can improve determination of investment metrics or automated valuations by considering flash flood risks in determining the investment metrics or automated valuations.