公开(公告)号：US20190304009A1

公开(公告)日：2019-10-03

申请号：US16445333

申请日：2019-06-19

Applicant: Capital One Services, LLC

Inventor： Karen Nickerson ,  Justin Wishne ,  Drew Jacobs ,  Justin Smith ,  Marco S. Giampaolo ,  Hannes Jouhikainen

IPC: G06Q30/06 ,  G06F3/147 ,  G06F3/14 ,  G06F3/16 ,  G06T11/00

Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.

公开(公告)号：US20190251578A1

公开(公告)日：2019-08-15

申请号：US15895380

申请日：2018-02-13

Applicant: Capital One Services, LLC

Inventor： Steve Blanchet ,  Zviad Aznaurashvili ,  Hannes Jouhikainen ,  Timur Sherif

IPC: G06Q30/02

Abstract: Embodiments disclosed herein generally relate to a method and system of determining an overall sentiment of a facility. A computing system receives a video stream, including a plurality of frames, of one or more patrons in a facility over a first time period. The video stream includes data indicative of a sentiment of each of the one or more patrons. The computing system parses the plurality of frames to determine the sentiment of the patron based at least on audio and visual cues of the patron captured in the video stream during the first time period. The computing system aggregates one or more sentiments corresponding to the one or more patrons in a data set indicative of an overall sentiment of the facility. The computing system generates a sentiment value corresponding to the overall sentiment of the facility. The computing system outputs the overall sentiment of the facility.

公开(公告)号：US20190156405A1

公开(公告)日：2019-05-23

申请号：US16251704

申请日：2019-01-18

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Karen Nickerson ,  Justin Wishne ,  Drew Jacobs ,  Justin Smith ,  Marco S. Giampaolo ,  Hannes Jouhikainen

IPC: G06Q30/06 ,  G06F3/0484 ,  G06F3/01 ,  G06F3/16 ,  G06K9/00 ,  G06F3/03 ,  G06Q20/20 ,  G06Q20/12 ,  G06F21/30 ,  G06Q20/40

Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.

公开(公告)号：US20180357710A1

公开(公告)日：2018-12-13

申请号：US16107131

申请日：2018-08-21

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Karen Nickerson ,  Justin Wishne ,  Drew Jacobs ,  Justin Smith ,  Marco S. Giampaolo ,  Hannes Jouhikainen

IPC: G06Q30/06 ,  G06Q20/40 ,  G06Q20/20 ,  G06K9/00 ,  G06F21/30 ,  G06F3/01 ,  G06F3/16 ,  G06F3/0484 ,  G06F3/03

CPC classification number: G06Q30/0643 ,  G06F3/011 ,  G06F3/017 ,  G06F3/0304 ,  G06F3/04842 ,  G06F3/16 ,  G06F21/30 ,  G06F2203/0381 ,  G06K9/00671 ,  G06Q20/12 ,  G06Q20/202 ,  G06Q20/4014 ,  G06Q30/06 ,  G06Q30/0633 ,  G06Q30/0641

Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.

公开(公告)号：US10152738B2

公开(公告)日：2018-12-11

申请号：US15664920

申请日：2017-07-31

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Hannes Jouhikainen ,  Karen Nickerson ,  Justin Wishne ,  Drew Jacobs ,  Justin Smith ,  Marco S. Giampaolo

IPC: G06Q30/00 ,  G06Q30/06 ,  G06F17/30 ,  G06Q10/08 ,  G06F3/0484 ,  G06T11/00 ,  G06F3/14

Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and generate virtual environmental data based on the environmental data. The system may then provide the virtual environmental data to at least a first computing device to create a virtual environment. The system may then receive user input, and modify the virtual environment to display enhanced content in response to the user input.

公开(公告)号：US10147135B2

公开(公告)日：2018-12-04

申请号：US15945307

申请日：2018-04-04

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Justin Wishne ,  Justin Smith ,  Karen Nickerson ,  Hannes Jouhikainen ,  Drew Jacobs ,  Marco S. Giampaolo

IPC: G06Q30/00 ,  G06Q30/06 ,  G06T19/20 ,  G06T19/00

Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.

公开(公告)号：US10121190B2

公开(公告)日：2018-11-06

申请号：US15664705

申请日：2017-07-31

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Karen Nickerson ,  Justin Wishne ,  Drew Jacobs ,  Justin Smith ,  Marco S. Giampaolo ,  Hannes Jouhikainen

IPC: G06Q30/00 ,  G06Q30/06 ,  G06F3/14 ,  G06T11/00 ,  G06F3/0484 ,  G06F3/16 ,  G06T19/00

Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.

公开(公告)号：US20180247370A1

公开(公告)日：2018-08-30

申请号：US15969909

申请日：2018-05-03

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Karen Nickerson ,  Justin Wishne ,  Drew Jacobs ,  Justin Smith ,  Marco S. Giampaolo ,  Hannes Jouhikainen

IPC: G06Q30/06 ,  G06Q20/40 ,  G06Q20/20 ,  G06F3/01 ,  G06F3/16 ,  G06K9/00 ,  G06F3/0484

CPC classification number: G06Q30/0643 ,  G06F3/011 ,  G06F3/017 ,  G06F3/0304 ,  G06F3/04842 ,  G06F3/16 ,  G06F21/30 ,  G06F2203/0381 ,  G06K9/00671 ,  G06Q20/202 ,  G06Q20/4014 ,  G06Q30/0633

Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.

公开(公告)号：US20180225747A1

公开(公告)日：2018-08-09

申请号：US15945307

申请日：2018-04-04

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Justin Wishne ,  Justin Smith ,  Karen Nickerson ,  Hannes Jouhikainen ,  Drew Jacobs ,  Marco S. Giampaolo

IPC: G06Q30/06 ,  G06T19/20 ,  G06T19/00

CPC classification number: G06Q30/0643 ,  G06T19/006 ,  G06T19/20 ,  G06T2200/24 ,  G06T2219/2004

Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.

公开(公告)号：US20180182025A1

公开(公告)日：2018-06-28

申请号：US15664768

申请日：2017-07-31

Applicant: CAPITAL ONE SERVICES, LLC

Inventor： Justin Smith ,  Karen Nickerson ,  Justin Wishne ,  Drew Jacobs ,  Marco S. Giampaolo ,  Hannes Jouhikainen

IPC: G06Q30/06 ,  G06Q40/00

CPC classification number: G06Q30/0643 ,  G06Q30/0623 ,  G06Q40/12

Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment for visualizing one or more in-budget products or services. The system may store profile data that may include budget information. The system may then receive environmental data, and identify one or more action items in the environmental data. The system may determine a budgetary classification of a first action item and generate virtual environment data including enhanced content. The system may then provide the virtual environmental data to a computing device to create an augmented environment, wherein the enhanced content is provided for display in association with the first action item.