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公开(公告)号：US20240029100A1
公开(公告)日：2024-01-25
申请号：US18339871
申请日：2023-06-22
IPC分类号： G06Q30/0207
CPC分类号： G06Q30/0216 , G06Q30/0224
摘要： Prosesses and apparatus to operate an incentive award program wherein a Business Entity establishes a wholly owned Company that conducts essentially no other business than providing shares of its equity to recipients of said awards who have made purchases from it. Thereby, a pure positive feedback loop is generated that can scale indefinitely: Additional Paid-In Capital flows to the Company, its share price increases from so operating profitably whereby additional recipients are incentivized to transact and yet more profits result causing even more recipients to transact. Operation of the program is detailed in several different market sectors. Early adopters of the program particularly benefit by their holdings of shares being marked-to-market as the Company's share price escalates. Recipients can sell their shares at then market value where the Company's shares trade.
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公开(公告)号：US09990642B2
公开(公告)日：2018-06-05
申请号：US12873411
申请日：2010-09-01
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0232 , G06Q30/02 , G06Q30/0207 , G06Q30/0213 , G06Q30/0216 , G06Q30/0231 , G06Q30/0233 , G06Q30/0235 , G06Q30/0236 , G06Q30/0241
摘要： A system and method for providing promotional rewards is provided. First, a promotional reward is communicated to a customer. The promotional reward offer comprises a promotional reward associated with one or more promotional reward-earning behaviors and a promotional time frame. The offer may specify a customer population, and the customer may be enrolled in the promotional reward program if the customer is determined to be in the population. The customer is credited a promotional reward if the customer accomplishes the promotional reward-earning behavior(s) within the promotional time frame. The customer may also be enrolled in a base reward program. The promotional rewards and base rewards may be accumulated in a customer account. A system for implementing a promotional rewards program is also provided.
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53.发明申请公开(公告)号：US20170323234A1
公开(公告)日：2017-11-09
申请号：US15587607
申请日：2017-05-05
申请人： FIDESSA PLC
CPC分类号： G06Q10/0635 , G06Q30/0216 , G06Q40/04
摘要： A computerized trading system includes a master node and a plurality of regional nodes, the master and regional nodes each including a processor and memory, and where the master node is communicatively coupled to each of the regional nodes over a network. The master node and regional nodes are programmed to perform a method for updating limits for each of the regional nodes, where the master node maintains a global limit and a ratio representing a proportion of the global limit allocable to each of the regional nodes. The master node allocates to each regional node a local limit that is a proportion of the global limit in accordance with the ratio, and monitors the local limit utilization at each of the regional nodes. When the master node detects one or more events, the master node allocates a new local limit to one or more of the regional nodes.
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公开(公告)号：US20170140411A1
公开(公告)日：2017-05-18
申请号：US15383745
申请日：2016-12-19
申请人： Stockpile, Inc.
IPC分类号： G06Q30/02
CPC分类号： G06Q30/0216 , G06Q30/0226 , G06Q40/00 , G06Q40/04
摘要： A system and method of providing promotional rewards of stock in a company to customers who engage in a promotional activity, wherein the promotional reward is a fractional share of stock that is transferred to the customer.
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55.发明授权公开(公告)号：US08930236B2
公开(公告)日：2015-01-06
申请号：US12798063
申请日：2010-03-29
CPC分类号： G06Q30/02 , G06Q30/0211 , G06Q30/0213 , G06Q30/0216 , G06Q30/0222 , G06Q30/0223 , G06Q30/0224 , G06Q30/0231 , G06Q30/0233 , G06Q30/0236 , Y02P90/84 , Y02P90/90
摘要： This invention relates generally to electronic commerce (e-commerce) systems and media platforms, for use with both mobile and non-mobile systems, to deploy virtual advertising and promotion via the use of electronic coupons, and more particularly a method and system for aggregating and distributing carbon reduction credits in connection with the creation and/or use of electronic coupons or virtual electronic rebates (VeeBates) and permitting individuals and groups within one or more social communications networks to participate in and transmit information to others about their activities related to the virtual advertising, incentives, redemption and promotion and aggregate carbon credits in connection therewith, either as part of the incentive or aggregation by the incentive promoter as part of its activities in reducing its carbon footprint.
摘要翻译： 本发明一般涉及用于移动和非移动系统的电子商务（电子商务）系统和媒体平台，以通过使用电子优惠券部署虚拟广告和促销，更具体地涉及用于聚合的方法和系统 以及分发与创建和/或使用电子优惠券或虚拟电子折扣（VeeBates）有关的碳减排信用额度，并允许在一个或多个社交通信网络内的个人和团体参与和向其他人传达有关其与 虚拟广告，激励措施，赎回和促销以及与之相关的碳信用额度，作为其减少碳足迹活动一部分的激励措施的激励或汇总的一部分。
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公开(公告)号：US08185439B2
公开(公告)日：2012-05-22
申请号：US12458505
申请日：2009-07-14
IPC分类号： G06Q20/00
CPC分类号： G06Q30/02 , G06Q20/10 , G06Q20/102 , G06Q20/20 , G06Q30/0215 , G06Q30/0216 , G06Q30/0238 , G06Q30/0601 , G06Q40/00 , G06Q40/025 , G06Q40/06 , G06Q50/188
摘要： A method of doing business in a retail environment employs a patronage incentive system incorporating a rounding up saving software program which provides a customer making a purchase at a point-of-sale terminal of participating retailers with an option to round up the price of purchase to the nearest dollar (or higher), to credit the difference between the rounded and the retail price to an account once the purchase is made, and to invest the savings into a single predetermined mutual fund. The rounding up program establishes a personal account for each customer, establishes a cumulative account with the single mutual fund, interacts with the customer, and, upon the request of customer, provides the customer with the information regarding his/her account current and/or prospective.
摘要翻译： 一种在零售环境中开展业务的方法采用了一种惠顾激励系统，其中包含一个四舍五入的节省软件程序，该程序提供一个客户在参与零售商的销售点终端进行购买，以选择将购买价格综合到 最接近的美元（或更高），将购买后的圆形和零售价格之间的差额记入账户，并将储蓄投入单一预定的共同基金。 四舍五入计划为每个客户建立个人账户，使用单个共同基金建立累积账户，与客户进行互动，并根据客户要求向客户提供有关他/她的账户当前和/或 预期。
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公开(公告)号：US08050995B1
公开(公告)日：2011-11-01
申请号：US12472439
申请日：2009-05-27
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q30/0216 , G06Q40/06
摘要： Apparatus and methods for providing a banking service are provided. The method may use an electronic information processing platform. The method may include storing, in a computer memory, information relating to a current balance in a first customer account. The method may also include storing information relating to a retirement balance. The retirement balance may be a projected balance that will be present in the first customer account upon the customer's retirement. The method may further include storing information relating to a period of time. The period of time may relate to a time span that spans from a predetermined pre-retirement date to a customer's projected retirement date. The systems and methods of the invention may also include activating a series of withdrawals. The series of withdrawals may withdraw funds from the first customer account and deposit the withdrawn funds in a second customer account. The amount of funds withdrawn from the first customer account may increase at least once during the duration of the series of withdrawals. The funds withdrawn from the first customer account may modify the current balance to be similar to the retirement balance at least once during the duration of the series of withdrawals. The amount of funds withdrawn by each withdrawal may be based at least in part on the stored information relating to the current balance, the retirement balance, and the period of time.
摘要翻译： 提供了提供银行服务的装置和方法。 该方法可以使用电子信息处理平台。 该方法可以包括在计算机存储器中存储与第一客户账户中的当前余额有关的信息。 该方法还可以包括存储与退休余额有关的信息。 退休余额可能是客户退休后第一个客户帐户中预计的余额。 该方法还可以包括存储与一段时间有关的信息。 这段时间可能与从预定的退休前日期到客户预计的退休日期的时间跨度有关。 本发明的系统和方法还可以包括激活一系列提款。 一系列提款可以从第一个客户帐户中提取资金，并将撤回的资金存入第二个客户账户。 在一系列提款期间，从第一个客户帐户中提取的资金金额可能至少增加一次。 在一系列提款期间，从第一个客户帐户中提取的资金可能会将现有余额至少等于退休余额。 每次提款撤回的资金数额至少部分取决于与当前余额，退休余额和时间有关的存储信息。
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公开(公告)号：US07953616B2
公开(公告)日：2011-05-31
申请号：US12075090
申请日：2008-03-10
IPC分类号： G06Q40/00
CPC分类号： G06Q40/08 , G06Q30/0216 , G06Q40/00 , G06Q40/02
摘要： A method for marketing, underwriting, and adjusting damages that are associated with insured loss events but that are not covered by traditional insurance policies. This method permits the marketing of loss expense coverage, underwriting, and claim adjustment processes of insurance to be performed by reference to the loss payments that are made by a specified insurance policy. By referencing insured loss payments, which both a buyer and a seller understand, this method provides an easy way to communicate and transact something that is otherwise difficult or impossible to define or measure.
摘要翻译： 一种销售，承销和调整与保险损失事件相关但不属于传统保险单的损害赔偿的方法。 这种方法允许通过参照指定保险单的损失付款进行损失费用覆盖，承保和索赔调整过程的营销。 通过参考买方和卖方了解的保险损失付款，该方法提供了一种简单的方式来沟通和处理其他难以或不可能定义或测量的东西。
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公开(公告)号：US20110087532A1
公开(公告)日：2011-04-14
申请号：US12941394
申请日：2010-11-08
申请人： William J. GARNER
发明人： William J. GARNER
CPC分类号： G06Q30/00 , G06Q30/0216 , G06Q40/00
摘要： A process of controlling transaction cards to provide benefits of a rewards program contribution to a venture fund, which serves to identify potential investors through an application process for financial transaction card offerings, allowing recipients of the venture card to make purchases of products and services using the venture fund card, and taking a portion of the transaction value of a transaction to be used by one or more venture funds. Venture fund card activity statements to individual cardholders can include additional information regarding fund or funds in which the cardholder has invested or potential investment opportunities. Cardholders could be provided with an option to increase holdings in a particular venture fund associated with the venture fund card, or to liquidate investments in the associated venture funds.
摘要翻译： 控制交易卡的过程，以提供奖励计划对风险基金的贡献的益处，该风险基金通过金融交易卡产品的申请流程来识别潜在的投资者，从而允许创业板的收款人使用 风险基金卡，并将一笔交易的一部分交易价值用于一个或多个风险投资基金。 个人持卡人的风险基金卡活动报表可以包括有关持卡人投资或潜在投资机会的基金或资金的其他信息。 可以向持卡人提供增加与风险基金卡相关的特定风险基金持有量的选择权，或清算相关风险基金的投资。
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公开(公告)号：US07904363B2
公开(公告)日：2011-03-08
申请号：US12236915
申请日：2008-09-24
申请人： Shao Ai Wu
发明人： Shao Ai Wu
IPC分类号： G06Q40/00
CPC分类号： G06Q30/00 , G06Q20/102 , G06Q30/0216 , G06Q40/00
摘要： A multi-session write-once computer tick database operable to store financial market data or “tick data.” The tick database stores market information regarding discrete market transactions in individual ticks. For example, information related to stock trades, and quotes may be stored in the database. The individual ticks vary in length dependent on the information available regarding the particular transaction. Null values are not stored in the database. Various field identifiers may be stored in the tick to identify the various metrics or parameters relevant to the transaction that are also stored in the tick. In various embodiments, one metric or parameter is associated with each field identifier. Different transactions may have different number of field identifiers stored within the tick, accordingly, different ticks may differ in length. The information stored within the ticks may be subsequently retrieved. When market data is retrieved using the embedded three-part hierarchal key structure, it may be stored in a cache associated with the tick database. The stored market data may be retrieved from the cache during subsequent requests.
摘要翻译： 多会话一次写入计算机刻录数据库可操作用于存储金融市场数据或“刻录数据”。刻度盘数据库存储有关单独记录中的离散市场交易的市场信息。 例如，与股票交易相关的信息和报价可以存储在数据库中。 单个蜱的长度取决于有关特定交易的信息。 空值不存储在数据库中。 各种字段标识符可以存储在刻度中，以识别与存储在刻度中的事务相关的各种度量或参数。 在各种实施例中，一个度量或参数与每个字段标识符相关联。 不同的交易可能具有不同数量的字段标识符存储在刻度内，因此，不同的刻度可能不同长度。 可以随后检索存储在蜱内的信息。 当使用嵌入式三部分分层键结构检索市场数据时，可将其存储在与tick数据库相关联的高速缓存中。 可以在随后的请求期间从高速缓存中检索存储的市场数据。
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