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    REDEMPTION OF REWARD UNITS FOR TRANSACTIONAL ACCOUNTS
    51.
    发明申请
    REDEMPTION OF REWARD UNITS FOR TRANSACTIONAL ACCOUNTS 审中-公开
    赎回交易账户单位

    公开(公告)号：US20080228563A1

    公开(公告)日：2008-09-18

    申请号：US11460619

    申请日：2006-07-27

    Applicant: Samuel Zellner ,  Jerome Myers

    Inventor： Samuel Zellner ,  Jerome Myers

    IPC: G06Q30/00

    CPC classification number: G06Q30/0239 ,  G06Q30/02 ,  G06Q30/0209

    Abstract: Reward units accrued for use of a transactional account to pay for purchases are redeemed to cover any cost associated with activities initiated by an account holder where reward units are applicable to those activities. The redemption occurs as an automatic process in response to the account holder initiating the activity and without requiring the account holder to request that redemption occur. Accordingly, the account holder is not required to recall that reward units are applicable for the activity and is not required to request that the reward units be applied to cover any cost associated with the activity.

    Abstract translation: 兑换用于交易账户支付购买款项的奖励单位将被赎回，以支付与奖励单位适用于这些活动的帐户持有人发起的活动相关的任何费用。 兑换是作为响应帐户持有者发起活动的自动过程而发生的，而不要求账户持有人要求兑现。 因此，帐户持有人不需要召回奖励单位适用于该活动，并且不需要请求奖励单位用于支付与活动相关的任何费用。

    Creation of customized transactional cards
    54.
    发明授权
    Creation of customized transactional cards 有权
    创建定制交易卡

    公开(公告)号：US07360692B2

    公开(公告)日：2008-04-22

    申请号：US11428378

    申请日：2006-06-30

    Applicant: Samuel Zellner ,  Elizabeth Wagner ,  Steven Tischer

    Inventor： Samuel Zellner ,  Elizabeth Wagner ,  Steven Tischer

    IPC: G06K5/00

    CPC classification number: G06Q20/105 ,  G06F17/30864 ,  G06K5/00 ,  G06K7/00 ,  G06K19/067 ,  G06K19/10 ,  G06Q20/20 ,  G06Q20/341 ,  G06Q20/355 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q40/00 ,  G07F7/1008 ,  G07F17/26

    Abstract: Customized transactional cards are created in one of various ways. The card holder may obtain a blank transactional card already having an encoded account number, create a customized design, and then apply the customized design to the blank transaction card such as by printing the design onto a label to be applied to the blank transactional card or directly onto the card. The card holder may obtain a blank transactional card which has not yet been authorized with an account number, create a customized design, apply the customized design to the transactional card, and at some point send the transactional card to the card issuer where it can be authorized by having an account number applied to it and then returned to the card holder. The card holder may access a web site to create a customized design and then the card issuer creates the transactional card according to the customized design and sends the transactional card having an encoded account number to the card holder.

    Abstract translation: 以各种方式之一创建定制的交易卡。 卡座可以获得已经具有编码帐号的空白交易卡，创建定制设计，然后将定制设计应用于空白交易卡，例如通过将设计打印到要应用于空白交易卡的标签上，或 直接到卡上 持卡人可以获得尚未被授权的空白交易卡，创建定制设计，将定制设计应用于交易卡，并且在某些时候将交易卡发送到可以被发送的卡发行者 通过申请一个帐号，然后退回给持卡人授权。 持卡人可以访问网站以创建定制设计，然后卡发行者根据定制设计创建交易卡，并将具有编码帐号的交易卡发送到持卡人。

    Location-Based Status Checking
    56.
    发明申请
    Location-Based Status Checking 有权
    基于位置的状态检查

    公开(公告)号：US20070264969A1

    公开(公告)日：2007-11-15

    申请号：US11747658

    申请日：2007-05-11

    Applicant: Scott Frank ,  Robert Starr ,  Samuel Zellner ,  Steven Tischer ,  John Ruckart

    Inventor： Scott Frank ,  Robert Starr ,  Samuel Zellner ,  Steven Tischer ,  John Ruckart

    IPC: H04M11/04

    CPC classification number: H04W4/021 ,  G06Q10/1095 ,  H04M11/04 ,  H04W4/029 ,  H04W4/21

    Abstract: Embodiments of the present disclosure provide systems and methods of location-based status checking. Such a method comprises scheduling an event to occur at a scheduled time at a defined location; inviting an individual to attend the event; querying the individual as to whether the individual will attend the event; and tracking a physical location of the individual to determine whether the individual is on schedule to appear at the event by the scheduled time. Other methods and systems are also provided.

    Abstract translation: 本公开的实施例提供了基于位置的状态检查的系统和方法。 这样的方法包括在定义的位置的调度时间调度事件; 邀请个人参加活动; 询问个人是否会参加活动; 以及跟踪个人的物理位置，以确定个人是否按计划在预定时间内在事件中出现。 还提供了其他方法和系统。

    User specific data collection
    57.
    发明申请
    User specific data collection 审中-公开
    用户特定的数据收集

    公开(公告)号：US20070208860A1

    公开(公告)日：2007-09-06

    申请号：US11366177

    申请日：2006-03-02

    Applicant: Samuel Zellner ,  Douglas O'Neil

    Inventor： Samuel Zellner ,  Douglas O'Neil

    IPC: G06F15/16

    CPC classification number: H04L67/22 ,  H04L67/04 ,  H04L67/125 ,  H04L67/34

    Abstract: Included are embodiments of a method for collecting user specific data in an environment. At least one embodiment includes receiving a user identifier from a portable user device and receiving information related to at least one user action, the at least one user action being associated with the environment. Other embodiments include sending information related to the user identifier to a remote component and sending at least a portion of the information related to the at least one user action to the remote component.

    Abstract translation: 包括在环境中收集用户特定数据的方法的实施例。 至少一个实施例包括从便携式用户设备接收用户标识符并且接收与至少一个用户动作相关的信息，所述至少一个用户动作与环境相关联。 其他实施例包括将与用户标识相关的信息发送到远程组件，并向远程组件发送与至少一个用户动作有关的信息的至少一部分。

    Voice recognition for filtering and announcing message
    58.
    发明申请
    Voice recognition for filtering and announcing message 有权
    用于过滤和通知消息的语音识别

    公开(公告)号：US20070127635A1

    公开(公告)日：2007-06-07

    申请号：US11598502

    申请日：2006-11-13

    Applicant: Samuel Zellner ,  Mark Enzmann ,  Robert Moton

    Inventor： Samuel Zellner ,  Mark Enzmann ,  Robert Moton

    IPC: H04M1/64

    CPC classification number: H04M3/436 ,  H04M2201/40

    Abstract: A system and method of call-routing and caller-screening that employs voice recognition to automatically recognize a caller's voice and then screen a caller, if appropriate; all without forcing the caller to identity himself/herself, which may be perceived as rude or offensive by some callers. Instead, a synthesized voice automatically asks the caller to identify who the caller wishes to speak with. Caller's response to this query is used to identify the callee as well as to optionally identify the caller. Thus, the screening of the caller takes place in a manner that the caller perceives as a more natural way of telephone communication. Caller's speech is used to generate digital voice samples therefrom and the caller's voice samples are directly compared with other voice samples stored in a database without converting the voice samples into digital text files. Present methodology is particularly useful when it is desired to limit one or more caller's direct access to the called party as well as to identify a caller before the called party wishes to proceed with the call. The digital call assistant system of the present invention may be implemented, for example, in a telephone company central office, in a PBX in an organization or as part of a wireless network. Subscription-based automatic caller-screening service may also be provided by a telephone service provider using the call assistant system of the present invention.

    Abstract translation: 呼叫路由和呼叫者筛选的系统和方法，使用语音识别来自动识别呼叫者的语音，然后适当地屏蔽呼叫者; 所有这些都不会强迫呼叫者身份认同自己，这可能被一些呼叫者认为是粗鲁的或冒犯的。 相反，合成语音自动地要求呼叫者识别呼叫者想要说话的人。 来电者对此查询的响应用于标识被叫方以及可选地标识呼叫者。 因此，呼叫者的筛选以呼叫者作为更自然的电话通信方式感知的方式进行。 来电者的语音用于从中生成数字语音样本，并将呼叫者的语音样本与存储在数据库中的其他语音样本直接进行比较，而不将语音样本转换为数字文本文件。 当希望限制一个或多个呼叫者对被叫方的直接访问以及在被叫方希望进行呼叫之前识别呼叫者时，现有的方法特别有用。 本发明的数字呼叫辅助系统可以例如在电话公司中心局，组织中的PBX或无线网络的一部分中实现。 基于订阅的自动呼叫者筛选服务也可以由使用本发明的呼叫辅助系统的电话服务提供商提供。

    Method of facilitating access to IP-based emergency services
    59.
    发明申请
    Method of facilitating access to IP-based emergency services 有权
    促进获取基于知识产权的紧急服务的方法

    公开(公告)号：US20070103317A1

    公开(公告)日：2007-05-10

    申请号：US11591058

    申请日：2006-11-01

    Applicant: Samuel Zellner ,  Mark Enzmann ,  Robert Moton

    Inventor： Samuel Zellner ,  Mark Enzmann ,  Robert Moton

    IPC: G08B23/00 ,  H04M11/04 ,  G08B1/00 ,  G08B13/00

    CPC classification number: G08B25/012 ,  G06F19/00 ,  G06Q50/24 ,  G08B13/19695 ,  G08B21/02 ,  G08B21/0211 ,  G08B25/006 ,  G08B25/016 ,  H04L67/12 ,  H04L69/329 ,  H04M11/045

    Abstract: A method for reporting a user's emergency condition by sending an emergency help request message in a TCP/IP format to an emergency service center (ESC). The help request message may be sent over the Internet to advantageously harness the data transmission resources provided by the Internet. A support service provider may commercially provide such an emergency reporting service to a group of subscribers. The service provider may receive emergency requests from the subscribers and may send those requests over the Internet to the emergency service center. The service provider may also convert any non-TCP/IP message received from the subscriber into a TCP/IP message prior to sending the message to the ESC. A per-usage fee or a flat subscription fee may be charged by the service provider to allow users to report emergency conditions over the Internet. The support service provider thus coordinates the emergency help on behalf of the user. Internet-based emergency message delivery may be useful in many situations, for example, when the person in need of help is mute, disabled or in a situation that prevents the person from orally requesting emergency help from the ESC.

    Abstract translation: 一种通过向紧急服务中心（ESC）发送TCP / IP格式的紧急帮助请求消息来报告用户的紧急情况的方法。 帮助请求消息可以通过因特网发送以有利地利用因特网提供的数据传输资源。 支持服务提供商可以向一组订户商业提供这种紧急报告服务。 服务提供商可以从订户接收紧急请求，并且可以通过因特网将这些请求发送到紧急服务中心。 在将消息发送到ESC之前，服务提供商还可以将从订户接收的任何非TCP / IP消息转换成TCP / IP消息。 服务提供商可能会收取每次使用费或平面订阅费，以允许用户通过互联网报告紧急情况。 因此，支持服务提供商代表用户协调紧急帮助。 基于互联网的紧急消息传递在许多情况下可能是有用的，例如当需要帮助的人是静音的，禁用的或者在阻止该人口服请求ESC的紧急帮助的情况下。

    Methods, systems and computer program products for providing activity data
    60.
    发明申请
    Methods, systems and computer program products for providing activity data 审中-公开
    用于提供活动数据的方法，系统和计算机程序产品

    公开(公告)号：US20070078971A1

    公开(公告)日：2007-04-05

    申请号：US11313574

    申请日：2005-12-21

    Applicant: Samuel Zellner ,  John Ruckart

    Inventor： Samuel Zellner ,  John Ruckart

    IPC: G06F15/173

    CPC classification number: H04L67/24 ,  G06Q10/10

    Abstract: Methods, systems and computer program products for providing activity data are provided. Activity data associated with an activity of one or more subscribers of a presence service is received at a presence server. The activity data is provided, from the presence server, to one or more other subscribers of the presence service.

    Abstract translation: 提供了提供活动数据的方法，系统和计算机程序产品。 在存在服务器处接收与存在服务的一个或多个订户的活动相关联的活动数据。 活动数据从呈现服务器提供给呈现服务的一个或多个其他订阅者。

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