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公开(公告)号：US10672080B1
公开(公告)日：2020-06-02
申请号：US15243225
申请日：2016-08-22
发明人： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
摘要： A computer system for enhanced personal property replacement may be provided. The computer system may include at least one processor in communication with at least one memory device. The at least one processor may programmed to receive a plurality of user preferences transmitted from a user computer device associated with a user, receive a request from the user to cover a claim, determine a first plurality of items for the user based upon the claim and the plurality of user preferences, and/or transmit, to a retailer computer device associated with a retailer, an order for the determined first plurality of items with the retailer to be delivered to the user at an address associated with the user.
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公开(公告)号：US10529028B1
公开(公告)日：2020-01-07
申请号：US15184916
申请日：2016-06-16
发明人： Timothy Joel Davis , Amy Engelhorn
摘要： An augmented reality (AR) system for generating and displaying an enhanced situation visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image representative of a current view of a user. The ESV computing device may determine a subject of the image, retrieve reference information associated with the subject from the reference database, and determine situation information specific to the subject. The reference and situation information may be displayed on the user computing device to provide an ESV of the subject. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating homeowner's insurance claims, and/or for instructional guidance.
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23.发明授权公开(公告)号：US10515415B1
公开(公告)日：2019-12-24
申请号：US14828693
申请日：2015-08-18
发明人： Timothy Joel Davis , Amy Engelhorn
IPC分类号： G06Q40/08
摘要： Methods, systems, apparatus, and non-transitory computer readable media are described for integrating the online purchase of a product with the purchase of an insurance policy providing coverage for the product. When a customer initiates the purchase of a product through an online retailer, various aspects include obtaining personal information for the customer, as well as product information for the product. Based upon this information, various aspects may include determining whether the customer is eligible to purchase insurance, and assessing a level of risk in providing a particular type of insurance coverage to the customer. Additionally, various aspects may further include determining an insurance quote based upon this level of risk and transmitting an offer to purchase the insurance policy to the customer. The customer may then purchase the product and insurance policy in one transaction such that binding insurance coverage for the product is provided at the time of purchase.
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公开(公告)号：US10346924B1
公开(公告)日：2019-07-09
申请号：US15243000
申请日：2016-08-22
发明人： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
摘要： A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US20240346462A1
公开(公告)日：2024-10-17
申请号：US18756647
申请日：2024-06-27
发明人： Timothy Joel Davis
IPC分类号： G06Q10/20 , G06Q30/0601
CPC分类号： G06Q10/20 , G06Q30/0613 , G06Q30/0631 , G06Q30/0633
摘要： Systems and methods for ordering a replacement component or repair service are disclosed. According to some aspects, condition data indicating a condition of a consumable component may be generated by sensor and transmitted to an order assistance system. The order assistance system may determine whether the consumable component requires at least one of replacement or repair by comparing the condition data with one or more maintenance parameters. Additionally, in response to a determination that the consumable component requires at least one of replacement or repair, the order assistance system may recommend at least one of a replacement component or a repair service in accordance with one or more order parameters pre-selected by a user. In some aspects, an insurance policy associated with the consumable component may be adjusted based on the successful repair or replacement of the consumable component.
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公开(公告)号：US20240161199A1
公开(公告)日：2024-05-16
申请号：US18418517
申请日：2024-01-22
发明人： Amy Engelhorn , Timothy Joel Davis , Joanna Salata , Dijon Schroff , Justin Devore , Sarah Kirby
IPC分类号： G06Q40/08 , G06Q30/0601 , G06T19/00
CPC分类号： G06Q40/08 , G06Q30/0623 , G06T19/006 , G06Q50/16
摘要： A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
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公开(公告)号：US11798097B2
公开(公告)日：2023-10-24
申请号：US17401042
申请日：2021-08-12
发明人： Timothy Joel Davis , Amy Engelhorn
CPC分类号： G06Q40/08 , G06T19/006
摘要： An augmented reality (AR) system for generating and displaying an enhanced situation visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image representative of a current view of a user. The ESV computing device may determine a subject of the image, retrieve reference information associated with the subject from the reference database, and determine situation information specific to the subject. The reference and situation information may be displayed on the user computing device to provide an ESV of the subject. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating homeowner's insurance claims, and/or for instructional guidance.
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公开(公告)号：US20230306379A1
公开(公告)日：2023-09-28
申请号：US18143163
申请日：2023-05-04
发明人： Timothy Joel Davis
IPC分类号： G06Q10/20 , G06Q30/0601
CPC分类号： G06Q10/20 , G06Q30/0613 , G06Q30/0631 , G06Q30/0633
摘要： Systems and methods for ordering a replacement component or repair service are disclosed. According to some aspects, condition data indicating a condition of a consumable component may be generated by sensor and transmitted to an order assistance system. The order assistance system may determine whether the consumable component requires at least one of replacement or repair by comparing the condition data with one or more maintenance parameters. Additionally, in response to a determination that the consumable component requires at least one of replacement or repair, the order assistance system may recommend at least one of a replacement component or a repair service in accordance with one or more order parameters pre-selected by a user. In some aspects, an insurance policy associated with the consumable component may be adjusted based on the successful repair or replacement of the consumable component.
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公开(公告)号：US20230260051A1
公开(公告)日：2023-08-17
申请号：US18187438
申请日：2023-03-21
发明人： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
CPC分类号： G06Q40/08 , G06Q20/34 , G06Q30/0625 , G06Q30/0633 , G06V20/10 , H04W84/12
摘要： A system for enhanced personal property replacement (i) builds a virtual inventory of personal belongings, such as by performing object recognition techniques on mobile device digital images with the customer’s permission or affirmative consent; (ii) receives user preferences transmitted from their mobile device; (iii) receives a request from the user to handle an insurance claim after an insurance-related event; (iv) determines items to purchase for the user based upon the user preferences, and/or the extent of damage; and/or (v) transmits, to a retailer remote server a virtual order for the items to be delivered to the user at a temporary (hotel) or permanent (home) address. Insurance claim monies may be used to pay for the items. As a result, after an event (e.g., fire, tornado, hurricane), household or other goods may be automatically purchased and delivered to a customer to alleviate the negative impact of the event on their life.
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公开(公告)号：US20230206343A1
公开(公告)日：2023-06-29
申请号：US18176272
申请日：2023-02-28
发明人： Greg Maurer , Timothy Joel Davis , Amy Engelhorn
IPC分类号： G06Q40/08 , G06Q30/0601 , G06Q20/34 , G06V20/10
CPC分类号： G06Q40/08 , G06Q20/34 , G06Q30/0625 , G06Q30/0633 , G06V20/10 , H04W84/12
摘要： A computer system for enhanced personal property replacement may be provided. The computer system may include at least one processor in communication with at least one memory device. The at least one processor may programmed to receive a plurality of user preferences transmitted from a user computer device associated with a user, receive a request from the user to cover a claim, determine a first plurality of items for the user based upon the claim and the plurality of user preferences, and/or transmit, to a retailer computer device associated with a retailer, an order for the determined first plurality of items with the retailer to be delivered to the user at an address associated with the user.
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