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    SYSTEMS AND METHODS FOR FACILITATING A TRANSACTION USING AUGMENTED REALITY
    23.
    发明申请
    SYSTEMS AND METHODS FOR FACILITATING A TRANSACTION USING AUGMENTED REALITY 审中-公开

    公开(公告)号：US20180181926A1

    公开(公告)日：2018-06-28

    申请号：US15664749

    申请日：2017-07-31

    Applicant: CAPITAL ONE SERVICES, LLC

    Inventor： Drew Jacobs ,  Justin Wishne ,  Karen Nickerson ,  Justin Smith ,  Marco S. Giampaolo ,  Hannes Jouhikainen

    IPC: G06Q20/10 ,  G06K9/00

    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data, and identify one or more action items in the environmental data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive user input data, and provide purchase request data to a merchant terminal in response to those inputs.

    Systems and methods of authentication using vehicle data
    25.
    发明授权
    Systems and methods of authentication using vehicle data 有权

    公开(公告)号：US12212562B2

    公开(公告)日：2025-01-28

    申请号：US18310485

    申请日：2023-05-01

    Applicant: Capital One Services, LLC

    Inventor： Timur Sherif ,  Steve Blanchet ,  Hannes Jouhikainen ,  Zviad Aznaurashvili

    IPC: H04L9/40 ,  G07C5/00 ,  H04W4/02 ,  H04W4/40 ,  H04W12/06

    Abstract: Multi-factor authentication systems and methods are provided that include receiving a request to authenticate a user of a mobile device. The request for authentication may include credential information associated with the user and vehicle data. A determination may be made regarding whether the vehicle data was obtained from a vehicle via the mobile device. The received vehicle data and received credential information may be compared to stored data. When there is a match between the received vehicle data and received credential information and corresponding stored data, a notification may be provided to the user device indicating that the user has been authenticated.

    Systems and methods for proximity identity verification
    26.
    发明授权
    Systems and methods for proximity identity verification 有权

    公开(公告)号：US12160428B2

    公开(公告)日：2024-12-03

    申请号：US18159060

    申请日：2023-01-24

    Applicant: Capital One Services, LLC

    Inventor： Drew Jacobs ,  Hannes Jouhikainen

    IPC: H04L9/40 ,  G06Q50/00 ,  H04L67/50 ,  H04L67/52 ,  H04W4/02 ,  H04W4/029 ,  H04W4/21 ,  H04W12/06 ,  H04W12/63

    Abstract: In certain embodiments, systems and methods are provided for authenticating a user of a computing device. In some embodiments, a request to authorize a transaction associated with a user may be received, and a current location of the user may be determined. A determination of whether a threshold proximity exists (between the current location of the user and at least one location of at least one known associate) may be performed. The authorization request may be approved based on the determination of the threshold proximity. As an example, the known associate of the user may be determined from among a plurality of associates based on a geographical relationship between the location of the known associate and the current location of the user. The authorization request may be approved in response to a determination that the threshold proximity exists between the user's current location and the known associate's location.

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