公开(公告)号：US07698182B2

公开(公告)日：2010-04-13

申请号：US10135883

申请日：2002-04-29

Applicant: Richard Falcone ,  Keith S. Kelson ,  Jeremy W. Duke ,  Lee R. Johnson ,  Robert E. Sullivan ,  Randy W. Hoffman

Inventor： Richard Falcone ,  Keith S. Kelson ,  Jeremy W. Duke ,  Lee R. Johnson ,  Robert E. Sullivan ,  Randy W. Hoffman

IPC: G06Q40/00

CPC classification number: G06Q30/02 ,  G06Q40/00

Abstract: A system and method for optimizing profitability is provided disclosing an intelligent customer scoring system (iCSS) for receiving a telephone number and transaction request. When the iCSS receives an initial transaction request, it accesses local information related to the number to predict a real-time initial customer score, wherein the requested initial transaction is allowed in real-time based on a comparison of the initial customer score, an expected profitability of the transaction, and a predetermined threshold level. The iCSS accesses information related to the number and the profitability of the transactions to refine the customer score. When the iCSS receives a subsequent transaction request, it is allowed or denied by comparing the refined customer score and expected profitability with the predetermined threshold. The system further comprises an intelligent revenue opportunity module (iROM) for implementing a plurality of revenue opportunity applications (ROA) responsive to the customer score and other specific transaction requirements.

Abstract translation: 提供了一种用于优化盈利能力的系统和方法，其公开了用于接收电话号码和交易请求的智能客户评分系统（iCSS）。 当iCSS接收到初始交易请求时，它访问与该号码相关的本地信息以预测实时初始客户分数，其中基于初始客户分数的比较，实时允许所请求的初始交易，预期 交易的盈利能力以及预定的阈值水平。 iCSS访问与交易的数量和盈利能力相关的信息，以优化客户得分。 当iCSS收到后续的交易请求时，通过将精细客户评分与预期盈利能力与预定阈值进行比较来允许或拒绝。 该系统还包括智能收入机会模块（iROM），用于响应于客户评分和其他特定交易要求来实现多个收益机会应用（ROA）。