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11.发明申请公开(公告)号：US20220414781A1
公开(公告)日：2022-12-29
申请号：US17356764
申请日：2021-06-24
Inventor： Joshua M. Mast , Douglas L. Dewey , Todd Binion , Jeffrey Feid
Abstract: Systems and methods are provided for automating property assessment using probable roof loss confidence scores. More particularly, the systems and methods may generate a base-line probable roof loss confidence score based upon buildings, roof, weather, hail, and climate data. The systems and methods may predict a specific event and a set of characteristics of the specific event. The systems and methods may predict a level of roof damage and a cost of roof damage based upon the predicted level of roof damage. The systems and methods may adjust a risk-related factor, and may further adjust policy parameters based upon the risk-related factor. A probable roof loss confidence score may be generated, as well as property insurance claims data or property insurance loss mitigation data based upon probable roof loss confidence score data.
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公开(公告)号：US10147143B1
公开(公告)日：2018-12-04
申请号：US15377098
申请日：2016-12-13
Inventor： Douglas L. Dewey , Rosemarie Geier Grant , Joshua M. Mast , Taryn M. Madey , Sharon Gibson
Abstract: In a computer-implemented method of roofing material identification, image data corresponding to one or more images of roofing materials may be received. The image data may be processed to determine pertinent characteristics of the roofing materials. The determined characteristics and a characteristics database storing data indicative of associations between a plurality of roofing material products and characteristics of the plurality of roofing material products, may be used to identify a roofing material product associated with the pertinent characteristics. An indication of the identified roofing material product may be provided (e.g., to facilitate claim processing).
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公开(公告)号：US10032266B1
公开(公告)日：2018-07-24
申请号：US15085430
申请日：2016-03-30
Inventor： Taryn M. Madey , Sharon Gibson , Joshua M. Mast , Nathan L. Tofte , Chad Junior Turner
Abstract: A siding evaluation apparatus for use in identifying a characteristic of building siding is disclosed, together with methods and systems for identifying a characteristic of building siding using the siding evaluation apparatus. The siding evaluation apparatus includes a protrusion, clip, or other means for removably attaching to building siding by friction or pressure. The siding evaluation apparatus further includes a color chart holder adapted to hold a color chart for reference. The siding evaluation apparatus is attached to the siding and may be adjusted to display the color chart, which may be photographed together with a portion of the siding. Characteristics of the siding may then be determined based upon the captured photograph and a known reference area of the color chart.
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14.发明授权公开(公告)号：US12182873B2
公开(公告)日：2024-12-31
申请号：US17356764
申请日：2021-06-24
Inventor： Joshua M. Mast , Douglas L. Dewey , Todd Binion , Jeffrey Feid
Abstract: Systems and methods are provided for automating property assessment using probable roof loss confidence scores. More particularly, the systems and methods may generate a base-line probable roof loss confidence score based upon buildings, roof, weather, hail, and climate data. The systems and methods may predict a specific event and a set of characteristics of the specific event. The systems and methods may predict a level of roof damage and a cost of roof damage based upon the predicted level of roof damage. The systems and methods may adjust a risk-related factor, and may further adjust policy parameters based upon the risk-related factor. A probable roof loss confidence score may be generated, as well as property insurance claims data or property insurance loss mitigation data based upon probable roof loss confidence score data.
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15.发明公开公开(公告)号：US20240087042A1
公开(公告)日：2024-03-14
申请号：US18508963
申请日：2023-11-14
Inventor： Joshua M. Mast , Douglas L. Dewey , Todd Binion , Jeffrey Feid
Abstract: Apparatuses, systems and methods are provided for performing insurance property loss mitigation processes based on an event driven probable roof loss confidence score based on a particular weather event, the event driven probable roof loss confidence score associated with a roof of a building. An example method may include receiving a base-line probable roof loss confidence score for the building. The method may further include receiving weather data associated with the particular weather event, that occurred in the geographic area of the building, and hail data associated with the particular weather event. The method also may include estimating at least one attribute of the one or more attributes, and generating the event driven probable roof loss confidence score based on the base-line probable roof loss confidence score, the weather data, the hail data, and the at least one estimated attribute.
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Patent Agency Ranking
公开(公告)号：US11709916B1
公开(公告)日：2023-07-25
申请号：US17000811
申请日：2020-08-24
Inventor： Todd Binion , Joshua M. Mast , Jeffrey Wyrick
IPC: G06F18/22 , G06N20/00 , G06Q30/0601 , G06V10/40 , G06F18/214
CPC classification number: G06F18/22 , G06F18/214 , G06N20/00 , G06Q30/0639 , G06V10/40
Abstract: Systems and methods for analyzing image data to identify cabinet products are disclosed. A computer-implemented method may include receiving, from an electronic device via a network connection, at least one digital image depicting a cabinet. The method also may include analyzing, by one or more processors, the at least one digital image to determine a first set of characteristics of the cabinet. Additionally, the method may include accessing, by the one or more processors from memory, a second set of characteristics corresponding to a plurality of cabinet products and comparing the first set of characteristics to the second set of characteristics to identify a cabinet product of the plurality of cabinet products that matches the cabinet. Further, the method may include transmitting, to the electronic device via the network connection, an indication of the cabinet product.
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17.发明申请公开(公告)号：US20230039833A1
公开(公告)日：2023-02-09
申请号：US17380144
申请日：2021-07-20
Inventor： Joshua M. Mast , Douglas L. Dewey , Todd Binion , Jeffrey Feid
Abstract: Apparatuses, systems and methods are provided for generating enterprise data relating to roof damage associated with weather and hail data. The apparatuses, systems and methods may determine aspects of a proposed service related to roof damage (e.g., damage extent, repair estimates, or repair timing) based upon the enterprise data and the base-line probable roof loss confidence scores. The apparatuses, systems and methods may generate probable roof loss confidence score data based upon the base-line probable roof loss confidence scores, weather event data and hail event data. The apparatuses, systems and methods may determine aspects of a proposed service related to roof damage (e.g., damage extent, repair estimates, or repair timing) based upon the enterprise data and the probable roof loss confidence score.
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公开(公告)号：US20230021783A1
公开(公告)日：2023-01-26
申请号：US17954015
申请日：2022-09-27
Inventor： Joshua M. Mast , Douglas L. Dewey , Todd Binion , Jeffrey Feid
Abstract: Apparatuses, systems and methods are provided for performing insurance property loss mitigation processes based on an event driven probable roof loss confidence score based on a particular weather event, the event driven probable roof loss confidence score associated with a roof of a building. An example method may include receiving a base-line probable roof loss confidence score for the building. The method may further include receiving weather data associated with the particular weather event, that occurred in the geographic area of the building, and hail data associated with the particular weather event. The method also may include estimating at least one attribute of the one or more attributes, and generating the event driven probable roof loss confidence score based on the base-line probable roof loss confidence score, the weather data, the hail data, and the at least one estimated attribute.
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公开(公告)号：US11488255B1
公开(公告)日：2022-11-01
申请号：US16983794
申请日：2020-08-03
Inventor： Joshua M. Mast , Douglas L. Dewey , Todd Binion , Jeffrey Feid
Abstract: Apparatuses, systems and methods are provided for generating a base-line probable roof loss confidence score. More particularly, apparatuses, systems and methods are provided for generating a base-line probable roof loss confidence score based on hail data. The apparatuses, systems and methods may generate a probable roof loss confidence score. The apparatuses, systems and methods may generate verified probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance underwriting data based on probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance claims data based on probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance loss mitigation data based on probable roof loss confidence score data.
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公开(公告)号：US09923971B2
公开(公告)日：2018-03-20
申请号：US15013362
申请日：2016-02-02
Inventor： Taryn M. Madey , Joshua M. Mast , Sharon Gibson
CPC classification number: H04L67/1097 , G06K9/00979 , G06K9/228 , G06K2209/19
Abstract: Methods and systems for identifying an unidentified plumbing supply product are provided. According to certain aspects, an application executing on an electronic device may be configured to capture image data encoding an image of the unidentified plumbing supply product therein. The application may cause the electronic device to transmit the image data to an identification server. The identification server may analyze the image data to determine the unidentified plumbing supply product encoded in the image data matches a known plumbing supply product in a plumbing supply products database. The identification server may then transmit an indication to the electronic device that the unidentified plumbing supply product was successfully identified. The identification of the unidentified plumbing supply product may be used to process and/or subrogate an insurance claim.
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